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Transaction Startup Ideas

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A startup that an online marketplace for VR powered by blockchain to reduce the transaction cost

171

A tool for using deep learning to detect fraudulent transactions.

121

 A startup that wants to help companies make sense of the many different financial transaction systems that they manage.

117

A company that allows people to streamline financial transactions by providing a simple interface to pay bills.

107

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

104

An AI system to recommend and execute financial transactions

104

A startup that helps companies “sell their data”. The startup uses machine learning to automate the process of extracting insights from business transactions.

100

A tool for cashiers to easily check if a transaction is considered a cash or credit one.

98

A startup for businesses that want to manage their customer relationships and transactions.

96

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

95

A startup that uses machine learning to identify fraud and money laundering in transactions between banks.

93

A company that secures online shopping transactions.

92

A digital wallet that’s designed to serve the needs of women in China. Currently, the platform does not offer features that are common in the US, such as peer-to-peer payments, a feature that is required in China for transactions to be legal.

90

A platform for enterprise scale, complex transactions on the blockchain.

88

A platform that helps retail companies track and manage transactions in their stores and offices.

87

A startup that helps online retailers manage transactions and inventory transactions on its platform. It handles payments, verification, tax, and refunds for its customers.

87

A company that makes systems for detecting and preventing fraudulent transactions and identity theft.

87

Money does not work like it used to. It’s more like a series of cashier store charges. This company wants to make the experience of using cash for transactions more like the way we use our phones.

86

A way to help companies with daily financial transactions and invoicing. The company is based in the UK, and has raised $1.3 million.

85

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

84

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

83

A startup that uses AI to help companies identify and eliminate wasteful expenses by learning from previous transactions.

82

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

82

This startup wants to create a new digital currency that’s backed by a bank, and that can be used to pay for transactions in the physical world.

81

An online platform for secondary market transactions, where you can buy and sell stocks, bonds, and other financial instruments.

80

A mobile app that uses facial recognition to help detect fraudulent transactions. A startup from the same company as Centram.

80

A Square-like mobile payment system that focuses on retail, but with a focus on cashless transactions and no fees for the merchants.

79

A secure, automated email-based system for handling sensitive transactions. They’ve built a tool that uses the public keys of people’s email accounts to take payments and even file taxes. The founders tell us they have $6 million in funding from participants in Y Combinator and have received an undisclosed amount of seed funding from YC.

77

A digital assistant for managing accounts for home and business owners. The startup’s web interface gives users access to all of their accounts and allows them to make transactions.

75

Integrated system for tracking and managing real estate transactions for companies. The company works directly with the actual seller, so it can offer tax advice and other services.

75

A financial analytics company that wants to help financial companies use “big data” to make sense of financial transactions.

74

A startup that uses cryptocurrency to help consumers buy products online with a lower transaction fee.

74

A way for people to send each other money, for a fee. You can transfer $50 of money to someone without them having to come to a bank. There’s a mobile app that allows people to receive and send money, and an online interface for people to see all their transactions.

74

A machine-learning platform for detecting fraud in credit card transactions.

74

A tool that helps manage employee transactions for companies and employees.

73

"We are a group of experienced marketers and developers who believe in building companies that are powered by users and not investors. We want to move from a world of transactional businesses to ones that are built on relationships. Our mission is to build a platform that allows people to create and share their own content in the same way that they share links or photos on Facebook."

72

A startup that builds a software platform that lets users track public transit and payment transactions from their computer.

71

A brand new CRM product from Capital One, which boasts a product team of two people. The product is designed to help small businesses manage their customer relationship management, with a focus on helping businesses handle financial transactions and invoicing.

71

This startup helps businesses accept payment in cryptocurrency through a platform that breaks up transactions into small, everyday transactions that are easier to process.

71

A startup that launched in March 2019 that provides real-time fraud protection for transactions on Apple Pay, Android Pay, and Samsung Pay.

69

A platform that helps accountants and banks collaborate on compliance, and provides a graphical view of the transaction in real-time.

68

A distributed blockchain that can accommodate the 100,000 transactions per second that will be needed for the next generation of Internet of Things (IoT) devices.

67

A platform for small businesses that wants to help its users automate tasks like invoicing, tracking inventory, and managing transactions. The startup processes payments and can automate tasks.

67

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

66

A way of helping people track their credit card transactions.

64

A solution for customers to take a photo of a receipt or invoice and have it automatically link to a transaction in QuickBooks.

63

In India, there are millions of small businesses that don’t have a bank account. ManageBharat is a mobile app that helps these businesses manage transactions, pay taxes, and keep their books straight.

61

A single source of financial records for a company's employees, providing one unified way to view all their financial information and transactions.

59

This startup is building a business that connects real estate agents with people looking to rent a room, and vice versa. It works as an escrow service for landlords and tenants, with a small fee taken by the service when a transaction completes.

58

A startup that’s building a marketplace for people to buy, sell, and trade used cars, taking a commission of each transaction.

54

A merchant-focused transaction app for restaurants and bars.

53

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

53

A digital platform for keeping track of the money people spend across their different accounts. Users can pull transactions from all their accounts into a single place and then segment spending by categories.

52

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

51

A startup that wants to build an AI-powered bot for streamlining the process of buying and selling tickets on secondary markets like Stubhub. The startup is also building a mobile app that helps users make these transactions more easily.

51

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

49

A startup that helps users keep track of their transactions, making it easy for them to make sure that they don’t over- or under-pay for mundane items.

49

A payment system for small businesses in the Philippines, with a focus on remittance, based on a user’s location. The startup wants to target merchants with a high volume of transactions but low capacity, such as small shops and restaurants.

48

The startup wants to create a personal assistant that can get data from your bank account and auto-fill your bills, statements, and other transactions.

46

A tool for people to track and visualize their financial transactions. The startup is building the platform around the idea that people don’t want to track everything, but they want to track their finances.

43

This startup wants to give people a way to donate money to causes that don’t have any existing infrastructure to collect or accept donations. It’s building out a platform that allows users to donate money to charities of their choice — with no fees or transaction fees, and no minimum amount. The company is building its own user base, with the goal of being a partner with any charity that wants to work with them.

43

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

41

A platform for building apps that can monitor financial transactions and alert users if transactions are fraudulent.

41

A fintech platform, helping companies with their transactions.

41

A tool that helps companies and organizations get their customer interactions and payments into a single interface. The startup wants to make it easier for companies to get paid for their customers’ transactions.

37

A business platform for Indian SMBs to better manage their finances. Over the last 12 months, the number of SMBs on the platform has grown 50%, with an average monthly transaction size of $3,500.

37

A company that offers an AI-based process for fraud prevention during the financial transactions process.

33

A startup that’s looking to make a white paper for every financial transaction, enabling business and regulators to make sense of it all.

30

Building a blockchain that uses smart contracts to increase the accuracy of B2B transactions.

30

A startup that provides merchants with tools to manage their cash flow, including an online platform to make payments. It has over $100 million in transactions, and processes about a million dollars in payments per month.

29

A phone-based service that automates the selling of your personal information. The idea is that if you’re selling your information, you want to sell it at the most efficient price, and the company helps you do that. The startup says it has already done $70 million worth of transactions.

28

A way to send money to friends in Mexico, with a fee of no more than $1 per transaction.

28

A startup that lets you add multiple PayPal transactions into one. Called “one-click-pay”

25

A startup for buying, selling and trading used cars. The startup has already attracted over 15,000 sellers and has processed over $600,000 worth of transactions.

24

A platform for D2C transactions that lets users set up payment and delivery on the same platform. The company claims that, because it includes both sides of the transaction, it’s easier for the companies to manage.

23

A global payments company that wants to reduce the friction of international money transfers and make them easy and seamless for consumers. The startup’s product is a platform that uses “local currency bias” to make international transactions as easy as possible.

22

This product enables grocery stores to take in-store photos of their products, which are then uploaded onto a centralized platform. The startup takes a small percentage of each transaction.

22

 A digital currency for artists and creators, focused on content and media related transactions. HODL is focused on the US and UK markets.

22

What is it: The startup is building a platform that helps people sell their products online. The company connects buyers with sellers, and takes a percentage of the transaction.

22

A company that is looking to re-imagine the way people send money to each other. The company is processing over $5 billion in transactions a year, and says it has a monthly user base of over 3.2 million.

22

A platform for merchants to manage their business, with a mobile app for quick transactions and a cash-on-delivery option for customers.

22

This startup aims to help users of the cryptocurrency Ethereum create and manage DApps on their own platform. The DApp Store will let users deploy and manage their apps, and will be powered by a decentralized transaction system that allows users to send and receive payments for their work.

21

This startup is building a platform that aggregates data from credit card transactions across the web, to help companies know when they are in danger of fraud.

19

A way to sell tickets to events by creating a system that allows event organizers to manage their tickets, ticket sellers to manage their sales, and ticket buyers to manage their transactions.

19

A startup that gives users a personalized shopping experience by combining their online and offline transactions.

19

A startup for performers, producers and fans to book shows, buy tickets and track transactions. Users can buy tickets from a personal dashboard, and can also receive emails from artists about upcoming gigs.

19

An API for the financial sector to allow bank customers to automate banking, track transactions, and have their data centralized

18

This startup wants to take the rigmarole out of paying bills. The company aims to be the “Uber for payments”, the startup says it processes over $200 million in payments per month. It hopes to take a 15% cut of each transaction.

16

This company wants to provide a platform to help small businesses and sole proprietors accept payments and process invoices and other transactions.

16

This startup system uses a combination of machine learning and custom coding to detect fraudulent activity on ebay and predict the likelihood of a transaction being fraudulent.

16

A real-time tool for visualizing transactions between companies and their customers.

14

A platform that provides a way to record and monetize video of real estate transactions. The startup wants to build a platform that helps home buyers get a better deal by having a video of their property recorded by a professional videographer.

13

A simple way to manage all of your income and spending transactions, with reports for balance, spending, and savings.

13

A platform to help people organize their finances, including mutual funds, stocks, retirement accounts. The company makes money by charging a fee for transactions.

13

A B2B startup that’s building a platform for finding and combating fraud in online sales. It’s not an entirely new idea, but Ampli is using machine learning to comb through data to try to pre-empt fraudulent transactions.

13

A startup that wants to help you “make money while you sleep” through its web-based app that saves personal finance data, generates personalized reports, and helps you automate transactions.

12

A company that helps people move their money between banks, keeping fees down and keeping transactions organized.

12

A company that is building a “micropayment” system for mobile games, which allows players to “purchase” virtual resources without having to go through a full transaction. The idea is that it could help games that otherwise wouldn’t be able to monetize with the current payment systems.

12

A startup building systems for the cloud-based network for manufacturers. It wants to build out a network for manufacturers to sell products to customers, with the system using the “blockchain” for recording transactions.

11

SaaS company that helps businesses automate their business administration. The company charges 1.5% per transaction, with a yearly cap of $19,999.

11

An on-demand concierge service for real estate. The startup, which was founded in May, is building a platform that will help buyers and sellers in the US negotiate or manage their real estate transactions online.

8

A digital ledger for e-commerce transactions. The team works on the idea that all of the blockchain apps that have emerged in the last few years will eventually intertwine.

8

A database of all the world’s public companies, which includes their stock market valuation and most recent transactions.

8

A solution to the issue of users who want to send money to people in developing countries, but don’t have access to phones or bank accounts. With PayM, you can send money to a mobile phone number in another country, with no fees or transaction fees.

7

A startup that gives you the ability to make transactions at physical stores using your phone

5

Idea: A software as a service solution for enabling B2B transactions on Facebook Messenger

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Idea: A startup that is building a real estate investing marketplace where individual investors can connect with each other and do deals together. The company charges a fee on each transaction, and says it is profitable.

-1

Idea: A startup that wants to replace your wallet with a digital payments card, with one card that works everywhere. They charge a fee for the card, and also receive a cut of the fees merchants pay for the transaction.

-1

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

-1

A crypto exchange that’s meant to serve people in the developing world. The startup’s founders say they only charge a small fee of 0.6% per transaction, compared to their competitors that charge 10% or more.

-1