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Traditional Startup Ideas

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 A startup that uses a “virtual bank” to allow companies to get capital without having to go through a traditional bank. It is looking to extend its service to the UK, Europe and Asia.

111

Idea: a marketplace for insurance tailored for people that have been denied coverage by traditional companies

106

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

105

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

104

A company that helps brands create and distribute in-store marketing content across traditional and social media, allowing for a more efficient way to reach customers.

99

A company that helps consumers create a financial plan and then makes it easier for them to execute that plan, with the goal of helping people who don’t have access to traditional financial planning.

93

A startup for short-term rentals. The startup helps vacation homeowners skip the traditional agency process and run their own rentals on their own terms.

91

Builds an alternative to the traditional car buying process.

91

A startup that helps you pay for things with credit cards for merchants who may not have the traditional infrastructure.

91

A solution that allows small businesses to build and manage their own virtual teams. The startup aims to help companies build virtual teams that are more efficient and cost effective than traditional team management.

87

Business cards for people who are too busy for a traditional design

86

A replacement for traditional backpacks that allows people to carry their belongings along with them when they move.

85

A startup that helps small businesses get a loan at a traditional bank, at a lower rate.

84

 A company that integrates traditional and social media advertising, for smaller brands looking to do more with less.

84

A startup that helps people find and hire people for jobs that are not traditional office jobs, like bartending, dog-walking, or light house-keeping.

82

A platform for businesses to use and manage their international trade finance more easily, helping them avoid the costs and delays of traditional financing.

82

The startup says it’s a better version of the traditional “pay-once-and-get-everything” package that’s popular with consumers, which works well for a lot of products but can be hard for more high-tech products.

82

A company that creates high-end perfume and other luxury goods for the Chinese market. The company offers traditional Chinese medicine and traditional Chinese medicine-infused products.

80

A new way to create personalized cards, with a variety of materials printed on the front. It’s a way to create business cards that are more meaningful than traditional business cards.

79

This is a “shortcut” to provide the same results as a traditional HR process, by using phone interviews, instant messaging, and video interview feedback to automate the hiring process.

79

The startup is working on a new type of mobile banking that’s mobile-first, and designed to provide easy access to traditional banking services like check deposits, bill pay, and direct deposit.

79

The startup, based in the Netherlands, has built a device that turns any Android smartphone into a camera. It promises to ease the process of sharing photos, while also allowing users to take photos that are harder to take with a traditional camera.

78

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

78

The startup is building an alternative to the traditional paycheck. The company gets paid by employers, and in turn, pays employees in cryptocurrency.

77

A software platform that allows people to buy and sell shares in companies for free or with as little as $5. The company is looking to compete with both traditional brokerages and stock exchanges like NASDAQ and the NYSE.

76

A startup that helps companies replace traditional human customer service with a chat bot. The startup has been in beta since February.

76

The startup is building a service that replaces the traditional sales funnel with a series of interactions that make the process more intuitive for customers. The company’s platform is meant to help small businesses “tap into the power of the digital,” with a product that helps businesses pitch, pitch, pitch, and finally close.

74

A company aiming to expand the college degree market by making an alternative to the traditional college experience.

73

A startup that helps companies find new talent. It helps scale traditional recruiting with its chatbot.

73

The startup replaces the traditional “explainer video” with “explainer video docs” in which the video is just a version of the product itself.

73

People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.

72

A startup that helps users find the closest public school or charter school that’s right for their family. It’s meant to bridge the gap between traditional public schools and new alternative school systems like charters.

72

A digital-first finance company with a trading platform that lets investors share portfolios across accounts and invest using multiple currencies. The startup wants to compete with traditional brokerages by using a similar toolset.

68

A microservices-based API which helps developers build applications which benefit from faster and more efficient data processing, often beyond traditional limits of the cloud.

66

A startup for men’s fashion and accessories, focused on developing “the next generation of traditional men’s brands”.

66

A startup that aims to make online payments seamless for millennials and other young people who are not interested in traditional banking It is now part of PayPal

65

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

64

A hybrid life insurance company that combines traditional life insurance with a private-sector investment arm.

64

Flex is a tool for managing heavy tasks, like data-entry or proofreading. It gets rid of the “middle management” of the traditional task-management tool.

60

Zach wants to help people who don't want to use a traditional bank — they don't want to install an app, or they want to use a specific app for different financial needs. Zach is a mobile application that lets you do this, with a free service called Zach Wallet.

60

A new way to make small investments in companies via a traditional stock exchange, where a fund manager buys shares in a private company and sells them to public investors. A good example of a startup that is trying to bring the benefits of high-frequency trading to a more traditional model.

58

“A low-cost, durable, and scalable solution for the enterprise that replaces the expense of traditional PDAs and cellphones.”

55

A process control startup that enables companies to monitor and control processes that don’t have sensors. It’s a more accurate way of gauging process performance than the traditional approach of sending a technician to the site.

54

A startup that uses its own technology to construct a new type of credit reporting agency, which will offer credit score and credit monitoring to people who do not have access to traditional credit reports.

54

A startup that wants to replace the traditional annual tax prep software with one that can be used to help employees and independent contractors file their taxes with ease.

53

BridgeCoin is a cryptocurrency-based lending platform that is “an alternative to the traditional banking system.”

53

A tool to make choosing a car insurance a little easier. Instead of filling out forms, traditional agents have a choice to make a few basic questions.

53

The company behind the traditional online ticketing service is building a mobile ticketing app for the youth in India.

52

A self-service multi-channel marketing platform that works across social, email, and traditional channels.

52

The company’s pitch is that it is building a digital platform to help entrepreneurs raise capital at a much lower cost than traditional venture capital.

50

A startup for freelance writers, editors, and translators. The startup is in its pre-launch phase, but has already sold $3,000 worth of services. It’s not a traditional marketplace, instead relying on a closed community of writers and translators who are all working on the same project.

49

 This startup wants to replace the traditional broker model with a commission-free, network-based system that brings together buyers and sellers. The startup says it already has several dozen clients.

49

A code library that makes it easier to build React Native apps, as opposed to the traditional NativeScript process that requires developers to learn a new framework.

48

Taking a more “on-demand” approach to healthcare than traditional apps, with a goal of reducing cost and improving outcomes

48

An AI-based platform for marketers to create and distribute large-scale email campaigns at scale. The startup wants to help marketers copy and paste some of the work they do in traditional email marketing to email marketing automation.

48

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

45

A “non-traditional” startup that focuses on the aftermarket. It focuses on a market that’s typically difficult to reach because of the need for a deeper understanding of a customer’s business and needs.

45

A company developing a wireless, easy-to-install smart lock for houses. The product is designed to work with both traditional deadbolts and smart locks.

45

A gamification startup that wants to take the traditional business school process of teaching sales techniques and make it more gamelike.

43

 A business that aims to help small-time beer makers have a better shot at getting a traditional distributor, by building a network of distributors and collectors who can help local brewers sell and promote their beers.

42

 A global P2P insurance marketplace that aims to disrupt the traditional insurance market. Founded in July, the startup is currently in beta.

41

An online marketplace for customized makers’ goods. It’s also a marketplace for more traditional products, like fuel.

40

A health care company that aims to make it easy for patients to access, at a fraction of the cost of traditional health insurance, the full range of doctor and hospital services.

39

Building a mortgage application and loan application that takes traditional paperwork out of the equation and runs it through an AI engine.

38

A company that makes an app for ride sharing that gives riders pay-per-mile pricing instead of the traditional per-mile pricing.

38

A tool for replacing the IT helpdesk, which has traditionally been a painful process for end users.

38

A startup that aims to make it easier for independent contractors to build and manage their own online profiles, bringing a more personal, social and trusted experience to a traditionally impersonal service.

37

A system that helps people make and share lists, with the goal of creating more shared lists than the traditional email/Google Docs/etc. style of list-making.

37

The startup is building a “digital” version of the traditional “mystery” game, with a new spin on the game: The game is a multiplayer one where players build their own “mystery” board, where they can use AI to give clues to each other.

36

 A company that helps providers manage their own dental, vision, and life insurance needs. It doesn’t offer a traditional insurance product, yet covers 100% of a doctor’s out of pocket costs if they’re hospitalized.

33

A startup that wants to create a new way of managing content that’s more dynamic and flexible than traditional CMSs.

31

A subscription-based service for managing and sharing your money. The company is building a service for people who want a personalized, financial dashboard, but don’t want to pay the hefty $200 per month that a traditional financial advisor charges.

28

A credit card for people who don’t want a traditional card. The startup gets merchants to opt-in to their service, and since they don’t have a traditional credit history, they don’t have to pay as high interest rates.

25

The startup has developed a way to bring the flexibility, speed, and cost-efficiency of digital printing to the printing industry. The company is building a digital printing platform for professional print jobs, with the goal of replacing traditional printing services. They’re currently in the YC Winter 2019 batch.

25

A millennial-focused startup that wants to create a locally-sourced and craft beer-friendly alternative to “traditional” craft beers. LocalBev will work directly with a brewer to create a unique beer style, with each batch brewed on an on-site system.

23

A ticketing and event ticketing software company. The startup wants to build a platform for events to sell tickets online, as well as a way to sell tickets at non-traditional venues like bars and gyms.

19

A digital marketing platform for retailers, combining traditional offline marketing with digital tools.

18

A startup that provides a point of sale (POS) system for retailers, allowing them to manage inventory and run their store without a lot of the overhead of a traditional store.

17

A company that wants to help investors diversify their portfolios with non-traditional investments.

16

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

16

This app allows you to rent a car from other drivers in your area, without having to do business with traditional car rental companies. The app operates on a peer-to-peer business model.

15

The startup holds a patent on a new type of printing process that uses a liquid to transfer the ink to the paper, eliminating many of the problems with traditional printing. The startup now wants to take that technology and apply it to the production of everything from paper to fabric.

15

A company that helps companies change the way they do marketing, replacing traditional ads with more focused content.

15

A tool for people in need of homeownership financing with access to traditional lenders.

14

A platform that aims to replace the traditional credit card with a prepaid card that allows you to load funds to it at stores, without having to register it.

14

A company that helps people get on the path to financial independence by saving money, cutting costs, and investing. It plans to disrupt the current financial planning industry by offering services at a fraction of the cost of traditional financial planning.

13

A new way to get medical information on the web. Rather than just being a summary of what doctors have already said, this new tool combines the best of what the web has to offer with the benefits of traditional medical journals.

12

Idea: Online education platform for traditional Indian crafts and art

11

A tool for designers to create interactive visualizations in a fraction of the time it would take with traditional software.

11

This startup offers an alternative to the traditional lockbox for data centers. It’s a tamper-resistant container that can be set to be unlocked by a single person, making it easier to ensure that data is secure.

10

A platform for the “unbanked” in developing economies, this startup is building software to allow people to get loans and make payments without using traditional banks.

8

A company that makes a tool to help companies get their payroll done faster. The platform is based on the idea of a traditional monthly payroll cycle, but instead of hiring a payroll company to handle things, companies can outsource it to a company like Payroll Master, which runs the payroll for them for a monthly fee.

8

A company that makes “online courses for learning,” through which they claim to offer more material than traditional universities. They offer more than 1,000 courses on topics like machine learning, data science, and more.

5

Micro-loans for the unbanked, with a minimum term of 9 months, a maximum term of 20 years, and a minimum interest rate of 2%. The goal is to offer a lifeline for the unbanked, who often have a hard time obtaining a traditional bank account.

4

Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees

-1

Idea: A startup providing free credit scores to customers, funded by a paywall around their credit report They believe this will generate better engagement than the traditional credit monitoring model, which pays customers to read their credit report

-1

Idea: A company that helps brands manage their “influencers”, a new media channel that has emerged alongside more traditional ones like print, TV, and radio. There aren’t many tools for brands to use to manage this new channel, and the team wants to solve that problem.

-1

Idea: A startup built on the premise that traditional email newsletters are a relic of the past. The startup wants to bring the “chatbot”

-1

Idea: A startup that is building a decentralized version of YouTube. Users of the platform are able to earn money by posting content and advertisers are able to put ads on the content. The startup wants to give people the ability to build up a following without having to go through a traditional platform.

-1

Idea: A tool to help companies manage their fulfillment operations. A traditional ecommerce company that sells a single product at a time could use it to automate their shipping and posting.

-1

A startup that wants to provide access to early stage equity for founders who don’t have access to the traditional venture capital market

-2