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Spending Startup Ideas

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A browser extension that tracks the cost of your everyday items (fries, cup of coffee, etc.) over time and cross-references this data with the Starbucks menu. In addition to the main purpose of tracking your coffee expenses, the tool also allows users to find out if they are spending more than they should and how to cut back.


A tool to help users keep track of their spending, which can be shared with others. It also provides a monthly report on spending, which is sent to the user via email.


A credit card that is funded by users rather than banks, with a cap on monthly spending.


A startup that provides data about charities so you can see how much they are spending on administration vs program expenses


If you’re the kind of person who really doesn’t like to waste money, this startup is for you. The company is building a tool to keep track of your spending and show you where to use your money more wisely.


A startup that wants to help people manage their debt, using a predictive system that helps them know whether they’re spending too much or too little.


The startup’s service allows users to create custom-designed and branded debit cards to be used at millions of locations in the US, UK, Canada, France, and Australia. It also does global spending and cross-border payments for businesses that need it.


A startup that aims to bring the power of artificial intelligence to the accounting sector and help companies figure out what they’re spending money on.


This platform helps tech companies that would like to sell software as a service (SaaS) to clients. The platform allows for businesses to reach their clients directly, and also helps them understand how much money their clients are spending on software.


A startup that helps companies focus on getting products in front of customers rather than spending too much time on marketing.


A personal finance app that provides a dashboard to track spending, credit, and savings.


A company that aims to help users identify how much they are spending on their utilities each month, and help companies better predict demand.


A startup that helps people understand their finances by helping them compare their spending to income, spending history, and trends. The startup wants to make people more aware of their personal finances.


A startup that helps mobile app developers manage their costs by identifying the best time to purchase and sell mobile ads It’s currently working with 500 developers to help them optimize mobile ad spending


An AI-based platform for helping companies measure and understand the impact of their employees’ spending and behavior.


A startup that helps people track the money they’re spending online, including all their subscriptions and subscriptions to services like Netflix. The startup’s co-founder said it’s been profitable in the past year.


A digital platform that helps young professionals find a way of earning extra income while also spending time with their families.


A B2B service for the financial industry that helps banks identify potential customers and understand their spending habits.


A software company that uses AI to predict your monthly credit card payments, based on your current spending.


The team behind CardCounting is building a mobile app that helps improve the spending habits of low-income people, and provide a platform for financial services aimed at those people.


This startup is a “personal budgeting solution” for freelancers. The idea is to make it easier to see how much money you’ve made and how much you’ve spent over the course of your career and to make it easier to plan spending.


A startup to help people better manage their money. The startup is trying to make budgeting and saving easier by helping users visualize their spending habits.


A platform that helps companies track and manage their employees' spending. It's a more transparent alternative to the likes of Mint, but also one that has to be paid for by the company that uses it.


A startup that wants to help you manage your finances with one more simple app. The startup’s app provides an all-in-one dashboard of your money that lets you see a breakdown of your spending, sort your expenses by category, and see when you’re getting close to hitting your budget.


A way for companies to manage their finance teams and get a better handle on spending by sharing information in one place.


A dead simple, easy to use app that lets users track and manage their expenses. It helps users keep track of spending and stay within their allowances.


A company that wants to have more transparency about the daily spending habits of its customers.


This app will help people easily manage their finances and investments with annual spending and expense reports.


A company that aims to help companies track spending for every product they ship and identify opportunities to reduce costs.


A digital network that connects American businesses and consumers with the same spending habits.


A new service that helps companies keep track of the travel costs of their employees. The company collects data from travel rewards programs, and allows employees to manage their travel spending.


 A consumer app that pairs with a free service that helps consumers track their spending.


A tool to help finance teams and executives track their spending and generate reports that can be used to improve management of funds.


A startup that cuts banks out of the process of opening a checking account by building its own app. The startup has a mobile app that would allow customers to log in to their bank, make savings and investment plans, and keep track of their spending.


A platform that allows people to track their spending habits and budget. It also allows for easy creation of budgets and goal tracking.


A tool that helps anyone in the world track their spending in real-time. The startup is building an app for users to report their spending and personal finance habits.


A financial technology company that wants an AI-based product that will help users track their spending and help them avoid financial crime.


A telecommuting software that helps control spending. The startup has raised $130,000 and over 1,000 users.


A system that allows companies to track data for their employees to help them understand where they’re spending their time and money. The startup is currently in beta.


A digital platform for keeping track of the money people spend across their different accounts. Users can pull transactions from all their accounts into a single place and then segment spending by categories.


A new kind of digital wallet that helps people plan and track their finances, manage their spending, and get support from their bank. The startup wants to be a “one-stop shop for financial services” that includes a portfolio, banking, investing, and insurance.


A company that provides personal finance management for freelancers and small business owners, allowing them to see their month-to-month spending, and make decisions about saving on a budget.


A tool that helps consumers create a budget and track their spending. The startup has raised $12 million for its technology thus far, and is looking to pivot into a basic financial management tool as it grows.


A company that combines the reach of Facebook, the functionality of Slack, and the simplicity of email. The startup is aiming at small businesses and enterprises that want a way to collaborate across teams to stay connected without spending a lot of time in the office. The company is currently in private beta.


A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.


Tribute functions as a shared custody platform for various family members, allowing them to track spending and keep track of things like medical records. The startup is currently only focused on family members, but is looking to expand to other kinds of multi-family sharing.


A startup that wants to make payroll and HR admin easier, and provide more transparency into how much time people are spending on the job.


A way to track your spending with algorithms and AI.


This startup is building a “digital” tool to help people with things like vacations, travel, or spending money. The startup is on a mission to make saving money as easy as booking a trip. They have an Android application and a web app.


A startup that aims to make it easier for companies to manage their travel spending and expenses. The startup uses geolocation to build travel itineraries and then connects them to an existing travel management system.


An online tool that helps people track their credit card spending. The startup claims to have over 400,000 users and says it has saved users over $1 million.


A B2B company building a platform that helps energy companies manage their energy spending and present it in a way that’s easy to understand.


Idea: A software company that’s building a tool that helps lawyers and other legal professionals manage their case load It does this by building predictive models that help lawyers understand how they’re spending time, who they should be billing, and how to allocate their time more efficiently It also helps process payments The startup has $0 in funding and was founded in 2017


Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending


Idea: A startup that wants to help you manage your money The company is building a tool that lets you track your spending, set goals and budgets and get alerts when you go over a certain amount


Idea: A startup that helps companies manage their tech stacks to ensure they stay on the bleeding edge of tech trends and have a clear understanding of their tech spending


Idea: A startup that helps companies offer benefits like cellphone plans and cellphones to employees, as well as providing employees with a way to manage their spending.


Idea: A tool for financial advisors to help them build stronger relationships with clients. The startup helps advisors keep track of how they’re spending time with clients and helps with communication like text messages and phone calls.


Idea: A way to track your spending against your income, which is kind of like a spending tracker but more sophisticated.


Idea: A tool for managing procurement and contracting for startups and small businesses. The idea is to help companies keep track of what they’re spending and save on time.


A startup that provides people with a way to manage how they’re spending their money