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Retirement Startup Ideas

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A startup that makes it easier for employees to access corporate benefits like insurance, vacation, and retirement plan.


A startup that helps people save for their future retirement needs


A product that tracks how much someone earns, automatically providing estimates for taxes and retirement


A startup that helps people who are preparing for retirement: for example, figuring out how much they need to save, etc


A startup for people in retirement who want to retire overseas. The startup helps people in their 50s and 60s with this goal, by building a financial blueprint for a person’s retirement and then matching them with an appropriate country.


A startup that provides a service to help people with their retirement


The startup is looking to “help people make the switch from their personal funds to a workplace 401(k) retirement plan”, by allowing employers to build automated 401(k) plans for their employees, and giving employees the ability to move their 401(k) funds to their own bank accounts.


A platform for helping people invest in their retirement portfolios


A company that sells an AI-powered financial advisor to help people save for retirement. The company says it has had more than $30 million in AUM.


A monthly subscription service meant to help you save for retirement.


This startup is building a platform that allows companies to make financial decisions for their employees, including healthcare, retirement and other benefits.


A tool that lets you explore the world of retirement savings without having to read financial statements or do any complex math. As a nudge to get you started, it’s free.


This startup wants to be the one-stop shop for insurance and retirement plans for startups and freelancers.


A startup that automates corporate retirement plan contributions for small businesses.


This is a personal finance software that helps people save for retirement and future goals.


 A startup that wants to help people plan their retirement. It’s planning to use its data science to offer “a retirement experience like no other”.


A company that provides financial planners with a tool that lets them manage a client’s retirement accounts from their phone.


A financial service company that helps people get their retirement savings straightened out.


A startup that makes a service for people who are coming back from retirement to help them figure out what they want to do in retirement


A “worker-owned cooperative” that will put a new spin on the working world, pairing freelancers and clients with each other to help them co-create a working space, and to help members through a “micro-retirement” plan.


A robo-adviser for retirement savings, pitched as “Investment + Retirement Done Right”.


This startup has an app that helps people save for retirement. It’s a tool for people who haven’t had the time to prepare for retirement, but who are now approaching it.


A financial planning startup looking to help people plan for retirement.


A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.


A personal financing tool that helps consumers save for retirement, borrow against their homes, refinance student loans, and reduce debt.


This company is building a platform that helps people manage and grow their wealth for retirement. It’s a robo-advisor that works with both individual investors and large investment funds.


A company that builds a platform for employees to apply for and manage their own benefits. The service started out as a way for employees to manage their health benefits, but it is now being used by employers to manage everything from work-from-home policies, to retirement plans, to tuition reimbursement.


A startup that wants to help people build a retirement plan that can be adjusted and updated as the needs of their life change. The startup’s platform is built on top of a series of APIs and a software development kit.


A company that helps employers save on employee benefits by letting employees access their retirement benefits online.


A product that aims to change the way people save for retirement. Its main product is a small savings account for younger people, with a plan that pays out a percentage of future earnings.


A fintech company that creates portfolios for companies to manage their employee retirement savings. It allows companies to track employees’ investment performance while offering a platform to help them manage their own retirement savings.


A company that helps government workers find their pensions and retirement accounts online and plan accordingly.


A health insurance, retirement planning, and investment platform. The company is building a full stack product, taking everything from claims to investment management out of a user’s hands.


A startup that helps people develop a retirement plan, track what their savings are and transfer them to a new retirement home. The startup is in nine other countries in Asia, Europe and the Americas.


A digital tool that helps users visualize their finances in terms of debt, retirement, and savings.


A platform that lets you build a financial plan to get debt repayment, saving, and retirement in the right order.


A financial services startup that helps individuals invest in their own retirement accounts.


The company is focused on building a simple tool that helps users manage their personal finances, and has pivoted from an expense and bill tracker to a retirement planning tool.


An open-source platform that allows employers to create and manage a social safety net for their employees, including healthcare and retirement benefits. The startup has raised $8.8 million to date and has 1,000 employers on board.


a service that facilitates a mutual fund for a specific goal, such as retirement or a down payment


A platform that helps saving for retirement, based on the idea that many Americans’ retirement savings come from old-fashioned and not so old-fashioned vehicles: cash deposits, a Roth IRA, or a 401(k).


A startup aiming to create a mobile app to help with automatic employee enrollment into employers' retirement programs.


A digital app that helps people plan their finances for retirement, with features like automatic savings and investing.


The startup wants to use a combination of machine learning and data science to figure out a person's biological age based on a series of scans and measurements. The projections are meant to help people decide what to do with their retirement.


A crowd-funded business that seeks to build a “smarter” retirement system for Americans.


A financial and investment platform that facilitates and provides insurance and retirement plans. The company says it wants to take the fees and costs out of these products. The company says it wants to take the fees and costs out of these products. The company wants to simplify the insurance and retirement plans experience for customers and consumers, and for companies to manage their employees’ plans.


A chatbot that uses AI to help people with their personal finance, including retirement planning.


A “social financial advisor” that helps people with retirement planning and wealth management.


A platform to help people get more out of their money by calculating the cost of their life and retirement. The startup currently has 38,000 users and is growing by 1,000 a month.


A company that helps people get the most out of their retirement accounts, with a focus on robo-advice.


A robo-advisor meant to optimize retirement savings


A platform to help people organize their finances, including mutual funds, stocks, retirement accounts. The company makes money by charging a fee for transactions.


A company that lets workers manage their expenses and save for retirement.


A tool for managing employee benefits, from health insurance to retirement savings.


A startup that acts as a personal finance advisor for your grandparents, helping them make informed decisions about money and retirement


A visualization tool that can be used to easily compare things like health savings account benefits, retirement savings and credit card rewards.


A startup that provides a service for people who are getting older (70+) and want to move into a senior’s residence/retirement home


Idea: A startup that helps companies offer employees an easy way to invest their savings into a long-term retirement fund.


A company that helps people prepare for retirement.