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Peer Startup Ideas

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A peer-to-peer lending company that helps non-profits raise money for their operations.

225

A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.

125

The founders of this startup say they are “building the first truly global, blockchain-based, decentralized and transparent peer-to-peer marketplace for advertising.”

98

A peer-to-peer marketplace that sellers can use to find buyers for their excess inventory.

83

A peer-to-peer lending company that only focuses on college students.

82

A startup that wants to improve the way people communicate with the deaf. The company is building a translator that allows deaf people to communicate with their hearing peers in a variety of situations.

79

A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.

77

A peer-to-peer insurance startup that wants to help people get out of debt.

75

A peer-to-peer money transfer service for friends, families, or businesses. The startup plans to fund the business via a $1.5 million seed round, and is building a mobile app to help its members send money internationally.

73

A two-sided marketplace for peer-to-peer loans

73

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

72

A startup that offers a platform for digital nomads to rent out their homes in a peer-to-peer fashion. It’s in the early stages of development, but the founders say it will be “like Airbnb, but also a concierge service and protocol for renting out your home when you’re away”.

72

A startup that wants to start a new generation of (quasi-) peer-to-peer lending companies. The company has raised $1.5 million so far.

72

A social find-a-ride app that’s loosely based on Uber, but with a different business model, focusing on peer-to-peer rides that take place in a ride-sharing network.

71

They are building a marketplace based on the idea of peer to peer lending, but aimed at small property loans (smaller than $5,000), and aimed at women.

68

A digital wallet that’s designed to serve the needs of women in China. Currently, the platform does not offer features that are common in the US, such as peer-to-peer payments, a feature that is required in China for transactions to be legal.

68

A blockchain-based, peer-to-peer air travel booking platform

66

People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.

66

Builds high-end VR content for the fashion industry. The startup, which was founded in May, wants to rapidly iterate on a VR experience before its peers.

65

Artsy is building a peer-to-peer platform that leverages the best art curators and artists to help connect buyers with sellers and sellers with buyers. The startup is building an artist marketplace that allows artists to connect directly to buyers on the platform.

65

A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.

65

An online network for women to share advice with each other and access peer support. The startup is trying to build a community that helps women keep each other accountable, and tells them when they’re in a rut and need to make a change.

63

A take on the “room-sharing” model of Airbnb, Mio is a peer-to-peer marketplace connecting guests and hosts.

62

The startup wants to help smaller businesses get a loan through peer-to-peer lending, and has already closed more than $50 million in loans in an eight month period since it launched.

60

A platform for finding chefs that can cook for you, for a fee, across a variety of restaurants. Peers who want to hire a chef post what they’re looking for, and chefs can bid on each request.

59

A ride-hailing app that combines peer-to-peer carpooling with the convenience of Uber. The startup wants to build a system that lets people get around for less money while reducing traffic and pollution.

57

A startup that sets up an online store and connects it to a peer-to-peer market

55

A mobile application that lets you trade money via peer-to-peer, similar to Venmo and other P2P apps. The startup is currently in development, with plans to launch in Q1 2019.

54

A way to do peer review for scientific papers, allowing scientists to post their work directly as a paper on the internet and ask for feedback from the scientific community.

52

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

51

A startup that wants to teach young people in the developing world about money management and financial literacy. It hopes to do this through written workbooks, games, and a messaging platform that supports peer-to-peer learning.

49

A startup that lets users create professional-looking investment reports in a few minutes, then sell them to their peers.

41

A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.

33

“A product discovery platform for product teams”. It’s essentially like a resume manager that lets you see what your peers are doing in other companies, and gauge how you stack up against them.

31

A peer-to-peer marketing platform for hiring freelance writers.

29

A P2P network of peer-to-peer lenders in the US.

28

A company that is working on a peer-to-peer lending marketplace platform that connects lenders with borrowers. CommonBond has raised $30 million to date.

26

A peer-to-peer (P2P) payment app that allows you to transfer money to your friends and family.

25

A peer-to-peer marketplace and online marketplace for exclusively selling used goods. The company wants to bring a new way to buy and sell things, but it’s not quite a marketplace. Instead, it’s a service that connects buyers with sellers, and a platform where sellers can share their goods.

23

Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees

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Idea: A peer-to-peer cryptocurrency exchange that lets you trade without a centralized exchange

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Idea: A software platform for insurance companies that helps them manage their relationships with customers on a peer-to-peer basis.

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A peer-to-peer marketplace for cars

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A startup that creates peer-to-peer marketplace for renting out your car when it’s not being used

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Online home store for India where customers can buy and sell in a peer-to-peer format.

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