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Peer Startup Ideas

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A peer-to-peer lending company that helps non-profits raise money for their operations.


A new, blockchain-enabled peer-to-peer lending platform that is targeting the global student debt crisis. The company is expanding internationally and looking for investors.


The founders of this startup say they are “building the first truly global, blockchain-based, decentralized and transparent peer-to-peer marketplace for advertising.”


A startup that wants to improve the way people communicate with the deaf. The company is building a translator that allows deaf people to communicate with their hearing peers in a variety of situations.


A peer-to-peer lending company that only focuses on college students.


A peer-to-peer marketplace that sellers can use to find buyers for their excess inventory.


A peer-to-peer insurance startup that wants to help people get out of debt.


A peer-to-peer lending company that focuses on college students. The company says it’s in talks with a few large consumer finance companies and would like to see itself included in student loan refinancing programs. They’re based in Delaware.


A startup that offers a platform for digital nomads to rent out their homes in a peer-to-peer fashion. It’s in the early stages of development, but the founders say it will be “like Airbnb, but also a concierge service and protocol for renting out your home when you’re away”.


A social find-a-ride app that’s loosely based on Uber, but with a different business model, focusing on peer-to-peer rides that take place in a ride-sharing network.


A startup that wants to start a new generation of (quasi-) peer-to-peer lending companies. The company has raised $1.5 million so far.


A digital wallet that’s designed to serve the needs of women in China. Currently, the platform does not offer features that are common in the US, such as peer-to-peer payments, a feature that is required in China for transactions to be legal.


A peer-to-peer money transfer service for friends, families, or businesses. The startup plans to fund the business via a $1.5 million seed round, and is building a mobile app to help its members send money internationally.


Builds high-end VR content for the fashion industry. The startup, which was founded in May, wants to rapidly iterate on a VR experience before its peers.


A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.


A blockchain-based, peer-to-peer air travel booking platform


A two-sided marketplace for peer-to-peer loans


They are building a marketplace based on the idea of peer to peer lending, but aimed at small property loans (smaller than $5,000), and aimed at women.


A platform for finding chefs that can cook for you, for a fee, across a variety of restaurants. Peers who want to hire a chef post what they’re looking for, and chefs can bid on each request.


The startup wants to help smaller businesses get a loan through peer-to-peer lending, and has already closed more than $50 million in loans in an eight month period since it launched.


A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.


A take on the “room-sharing” model of Airbnb, Mio is a peer-to-peer marketplace connecting guests and hosts.


People are still not taking advantage of the benefits of peer to peer lending in the US, so Peervest is trying to change that through a marketplace that compares the best rates at peer to peer lenders in the US to traditional bank rates.


Artsy is building a peer-to-peer platform that leverages the best art curators and artists to help connect buyers with sellers and sellers with buyers. The startup is building an artist marketplace that allows artists to connect directly to buyers on the platform.


A ride-hailing app that combines peer-to-peer carpooling with the convenience of Uber. The startup wants to build a system that lets people get around for less money while reducing traffic and pollution.


An online network for women to share advice with each other and access peer support. The startup is trying to build a community that helps women keep each other accountable, and tells them when they’re in a rut and need to make a change.


A mobile application that lets you trade money via peer-to-peer, similar to Venmo and other P2P apps. The startup is currently in development, with plans to launch in Q1 2019.


A startup that sets up an online store and connects it to a peer-to-peer market


A way to do peer review for scientific papers, allowing scientists to post their work directly as a paper on the internet and ask for feedback from the scientific community.


A startup that wants to teach young people in the developing world about money management and financial literacy. It hopes to do this through written workbooks, games, and a messaging platform that supports peer-to-peer learning.


A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.


A startup that lets users create professional-looking investment reports in a few minutes, then sell them to their peers.


A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.


A P2P network of peer-to-peer lenders in the US.


A peer-to-peer marketing platform for hiring freelance writers.


“A product discovery platform for product teams”. It’s essentially like a resume manager that lets you see what your peers are doing in other companies, and gauge how you stack up against them.


This startup is looking to replace the whole process of writing a paper from a researcher to publishing it in peer reviewed journals, using artificial intelligence and machine learning.


A company that is working on a peer-to-peer lending marketplace platform that connects lenders with borrowers. CommonBond has raised $30 million to date.


A peer-to-peer (P2P) payment app that allows you to transfer money to your friends and family.


A peer-to-peer marketplace and online marketplace for exclusively selling used goods. The company wants to bring a new way to buy and sell things, but it’s not quite a marketplace. Instead, it’s a service that connects buyers with sellers, and a platform where sellers can share their goods.


An online tool for financial advising, allowing consumers to see their advisor’s track record and compare it to their peers.


The company’s founders say they’ve developed a product called The Future of Productivity, which is a way for people to map their processes to a set of rules, and to share their achievements with a community of peers.


A peer-to-peer lender that lends to women in Latin America. The company is currently in the Philippines and Mexico.


A web-based platform that allows people to setup peer-to-peer loans. The application is open to all ages and income levels.


This app allows you to rent a car from other drivers in your area, without having to do business with traditional car rental companies. The app operates on a peer-to-peer business model.


The startup plans to build a software platform that allows users to buy and sell artwork, music and video on a peer-to-peer basis.


This platform provides a way for people to “pay friends with bitcoin”, essentially allowing you to transfer money to a friend in a peer-to-peer way.


An online U.S. farm management tool that gives farmers access to real-time pricing information from their peers and the market to help them make better decisions on everything from crops to livestock.


A startup that enables organizations to get their peer groups to review each other’s work. Currently supporting nearly 2,000 groups of over 25,000 members.


LendingClub is a peer-to-peer (P2P) lending company that aims to cut out the middleman lending market by allowing borrowers to connect with each other directly. The company’s P2P model is based on an algorithm designed to match borrowers with lenders. P2P loans were responsible for $2.7 billion in loans in 2017.


A cloud-based peer-to-peer insurance platform, which is already in use in the automotive industry. The startup wants to be the only place where clients can buy insurance online, in person, or on the phone.


This startup is building a platform for people to buy and sell services through a peer-to-peer marketplace. It’s currently selling services as a service, ranging from cleaning to home maintenance.


A peer-to-peer marketplace to help people find loans from each other. The company is looking to partner with local banks in India to help bring the startup to market.


The startup aims to be a peer-to-peer marketplace for student loans, to help students avoid high interest rates by borrowing from other students.


Idea: A peer-to-peer cryptocurrency exchange that lets you trade without a centralized exchange


Idea: A peer-to-peer lending marketplace The startup offers an alternative to traditional banks, which the founders say offer high interest rates, but often have hidden fees


Idea: A software platform for insurance companies that helps them manage their relationships with customers on a peer-to-peer basis.


A peer-to-peer marketplace for cars


A cryptocurrency for peer-to-peer ride-sharing.


A startup that creates peer-to-peer marketplace for renting out your car when it’s not being used


Online home store for India where customers can buy and sell in a peer-to-peer format.