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Money Startup Ideas

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A software company that allows musicians to completely manage their band’s finances, including booking, money management, and accounting.

623

A startup that helps consumers get their money back from airlines for delayed flights.

360

A peer-to-peer lending company that helps non-profits raise money for their operations.

225

A startup which helps users track their homes’ energy usage, helping them to plan how to pay for energy and save money.

166

A startup that helps people manage their money, including budgeting and paying bills. The company wants to become a finance hub for consumers.

156

The startup is a spin-off of a company called Hint, which was founded in 2015 to help people make better decisions about personal finance. The data can be used to help consumers identify opportunities for savings and investments, and Hint says one in three Americans don’t have enough money saved.

131

A platform that allows both consumer and business users to collect and share data about their lives with the goal of helping them improve their health and save money.

126

A tool to help non-profits raise money with an online crowdfunding campaign

120

A platform for young adults to take a break from college and earn money.

112

A startup that helps people who want to give money to charity and causes to find organizations they can give to.

111

Idea: A smart wallet that understands how you spend your money

110

A startup that hopes to help people save money by getting them to share their unused parking spots with strangers with the goal of getting more free parking spots for more people.

107

A startup meant to help people save money through a service that finds money-saving coupons for them

105

 A micro-funding platform for entrepreneurs, reducing the cost of startup capital for high growth startups by providing a mechanism for investors to match their own funds with the startups they care about. The goal is to save startups money on the front end while generating real returns on the back end.

102

This is a startup that aims to help entrepreneurs raise money by turning to friends and family for loans.

98

A startup that wants to help you save money on your toilet paper, but also wants to be the company to make the best toilet paper in the world.

97

A startup that provides a way to buy and sell Amazon gift cards at a discount. The company makes money through affiliate revenue.

96

A startup that helps you save money on your health insurance, offering deals and discounts on a per-period basis.

95

If you’re the kind of person who really doesn’t like to waste money, this startup is for you. The company is building a tool to keep track of your spending and show you where to use your money more wisely.

94

A company that helps people pack their own medical supplies in order to save money.

93

A “crypto-fiat exchange” where customers purchase cryptocurrency with fiat money and then pay their bills with the money they’ve earned.

93

A startup that promises to be able to show its customers how to save money by optimizing their home’s energy consumption.

93

A “Facebook for your finances”, enabling people to see where their money is going and how it’s being spent.

92

This startup is building a money-making product for the younger generation.

92

A platform for sending and receiving money within the United States

91

A platform for sending money in the Philippines that offers a unique way to pay for goods and services.

91

A startup for teachers and parents to create an after-school program that takes place during the school day and aims to save money on travel and out-of-school costs.

91

A company that makes it easy for people to earn money by selling their time, energy, and expertise to others.

90

Zelle is a digital payment company that’s launching in early 2020, and is meant to make it easier for people to send money to others.

90

A startup that does “personalized” financial planning for people who have a lot of money So, clients pay a fee and the financial planner talks with them and then helps them set up their investment portfolio

89

A platform that lets you send money to friends in the Philippines, India, or China, in real time.

89

Merkle is an AI-driven search engine that helps you find the best way to spend your money based on the things you’ve bought in the past. They’re based on a “Netflix for shopping” approach.

89

A startup that helps users save money on daily expenses.

88

A platform that lets you see if you can save money on your next car purchase.

87

A startup that helps non-profits and nonprofits raise money by sharing their stories. The company is a YC alum.

85

A business that manages employee accounts that are geared toward saving money.

85

A startup that helps people save money by helping them find discounted deals on things they buy frequently at stores like Walmart, Target, etc.

84

A startup that’s building a business platform for people who want to monetize their own social media content and make money instead of just getting paid to post it.

84

When you have a startup, you can’t just find some random engineer to join you — it takes a certain amount of money to build out your team.

83

a company that helps customers in Europe manage their money quickly and easily. Its first product will be a prepaid Visa card that can be loaded with cash through a debit card.

83

A tool for sending money with a simple mobile app.

83

This startup that wants to let people earn money from their home by offering a variety of on-demand services.

83

A startup that provides a service where people can rent out their unused vacation home for 2 weeks a year and make extra money

82

A platform that lets users collaborate to earn money from the work they do.

82

Idea: A tool to help people who don’t have a lot of money to buy Bitcoin and other cryptocurrencies

81

People who want to start a company but don’t know how to do so can learn to do it from this startup. They teach entrepreneurs how to raise small amounts of money, how to run a team, and how to keep track of their business.

81

A startup that specializes in helping people who are struggling with their finances. The app helps people budget their money and spend wisely.

81

A travel concierge platform that serves travelers who want to visit the same places. It is designed to connect travelers with similar interests and save money by helping them make a booking at the same time.

81

A way to quickly send money to friends and family overseas. The startup targets people in the US who often don’t know how to send money overseas.

81

A startup that helps the kinds of freelancers that build websites for clients, by getting them money upfront for their work.

80

A fundraising platform that helps investors and fundraisers raise money more quickly.

80

A simple way to track and manage the money you’re making on various streaming services, like Spotify or Grooveshark. It’s currently in stealth mode and has raised $3.1M.

80

A Facebook-like app that lets anyone build and sell a mobile website. It’s a way for people who don’t build websites to earn money rather than create their own, and has a profitable model.

79

A startup that helps users send money and pay bills at no cost. Currently only available in the UK

79

This business is aiming to provide an easy way for small businesses to get money-back guarantees on products.

79

A SaaS startup that helps companies adjust their billing in order to get more money from their customers. The company says they have $1.2m in revenue, counting YC as their largest customer.

79

A startup using crowd funding to raise money for a home automation platform.

79

A way to show your customers how they can make money off of their data.

78

Their goal is to build a platform that allows people to earn money off the things they love to do, with the idea that there are countless opportunities to earn money from social media.

78

A startup that aims to bring the power of artificial intelligence to the accounting sector and help companies figure out what they’re spending money on.

78

 A company that helps companies hire and train in-person apprentices. The company works with a network of companies to match up novices and experienced businesses, creating a system of apprenticeships that lets companies save money and still have their hands on the newest tech.

78

A platform for organizations, including universities and non-profits, to raise money through crowdfunding.

77

A tool that allows you to create and manage your own variety of financial instruments. Think of it as a Pinterest and Facebook for financial funds, with a focus on helping people raise money from friends and family.

77

A self-serve platform for saving money on auto insurance or just comparing rates, which they say is “faster, cheaper, and more comprehensive then any other website”. They currently have $2.5 million in monthly recurring revenue and are looking to launch in Miami and Atlanta.

77

A tool designed to bring transparency to the loan origination process, helping to prevent fraud, identify the best loan products, and save lenders money.

77

A social network for millennials, and for people who want to make money for millennials. It allows users to earn royalties from their content and has a referral program.

76

A startup that helps freelancers get paid up front, then moves that money to a business account if they don’t get enough gigs booked in a given period of time. Today it has paying customers in the US, UK, and Australia, and is profitable.

76

 A B2B company that uses AI and machine learning to automate business processes, saving time and money for companies.

75

A new way for companies to pay employees, using a rewards-based system with no cash transfers. The company instead creates a digital savings account for employees, allowing them to track their earnings and also cashing out the money when they leave.

75

Ona is a mobile workforce management tool that helps companies and employers manage their employees’ work schedules and attendance. Ona helps companies save money by reducing the amount of time they have to spend on payroll as well as on training new employees.

75

A platform that helps small businesses manage their coffee orders online. It’s free to use for customers, but the company hopes to make money by turning the system into a recurring subscription.

75

Bizion is a network of companies that provide more than $1 million in annual revenue. Bizion enables companies to have a single point of contact for funding (usually a bank) for their entire business, saving a lot of time and money.

74

A startup that helps businesses in the United States and Europe run their money using shared accounts. It’s a “one-stop shop” for working with multiple banks.

74

A simple tool for depositing checks at a bank branch and withdrawing money from an ATM.

74

A company that wants to make it easy for large companies to take advantage of technology and automation to save money, while still ensuring employees have access to human resources, benefits, and security.

74

This platform helps tech companies that would like to sell software as a service (SaaS) to clients. The platform allows for businesses to reach their clients directly, and also helps them understand how much money their clients are spending on software.

74

A home energy service software company that helps users track and manage their energy usage in real-time. Anyone can install the service, which allows users to subscribe to a specific time frame or a whole week and pay $5 to $8 per day. Meant to help people save money on their energy costs.

74

Currently focused on the UK, a B2B company that enables people to borrow money from their employer via a payroll deduction. It charges 1% interest for up to 12 months, and the company keeps 2% of the loan amount.

74

A startup that sells a tool for people to help them save money on their monthly utility bills

73

A startup that helps people get the most for their money and give them a way to compare and learn from each other

73

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

73

A peer-to-peer money transfer service for friends, families, or businesses. The startup plans to fund the business via a $1.5 million seed round, and is building a mobile app to help its members send money internationally.

73

 A “Global Credit Network” where you can borrow money from anyone in the world — no credit checks and no collateral. The startup is building the infrastructure to make international microlending easy.

73

Builds software for the retail industry that monitors security cameras in stores, then tags and collects data about those customers, whether they spend money, who they are, and what they’re looking at.

73

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

72

Money does not work like it used to. It’s more like a series of cashier store charges. This company wants to make the experience of using cash for transactions more like the way we use our phones.

72

A mobile app that helps users save money by suggesting the right balance for their credit cards. The startup has raised $1 million in seed funding.

72

A platform for backpackers to connect with people and earn money, essentially.

72

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

72

A startup for insurance products. The startup works directly with insurance companies, helping companies get quotes and make money on the deal.

72

This startup wants to help first-time home buyers who don’t have the money for down payments. It’s hoping to help people who have saved for years but still need a bit more cash to close on a home. It wants to take a few thousand dollars and give it to the buyer.

72

A platform that lets people raise money for crowdfunding campaigns via their mobile phones.

72

A startup that wants to help users make more money by selling their excess household items to the public.

72

A startup that helps people save money on bills and utilities, by connecting them to companies that can offer deals to them.

72

A startup that helps users keep track of their groceries throughout the week, with the goal of saving them money on waste.

71

A startup that lets you send money to your friends at scale, through a simple mobile interface. The startup wants to use data from users to build a better product, and it’s currently only available for iOS.

71

A chatbot that helps parents save money by helping them negotiate deals with companies

71

A credit card that earns points for saving money. The startup helps people save money by helping them save points on their credit card through savings accounts.

71

A startup that lets shoppers bid on items to help them save money, and that charges a small fee for the service. The startup is mobile-first and only takes a small cut of profits.

71

A startup that helps people get paid for their time. By giving users the ability to keep track of their time in the app and being able to check off of it in real-time, the business aims to help users be able to make better money while they’re on the job.

70

A platform for streamlining the process of managing rental properties, meant to save landlords money on things like insurance and repair work.

70

A company that helps non-profits and charities raise money and manage all of their events.

70

A tool for managing your finances in a single place. The startup wants to help people take care of their money, and also wants to help people manage their money, as many people are not doing so.

70

A monthly subscription service that allows app publishers to get more money from advertisers.

70

A free, ad-supported service that allows musicians to offer their music for free but still make money off of it through ad revenue.

70

A startup that helps people track the money they’re spending online, including all their subscriptions and subscriptions to services like Netflix. The startup’s co-founder said it’s been profitable in the past year.

70

A platform that helps colleges and universities manage their relationships with alumni who have given money.

69

A company that helps people save money on their mobile phone bills. The startup is focused on helping people in countries where mobile services are expensive, as is the case in Mexico. It currently offers a mobile plan on a monthly basis and has signed on the largest mobile company in Mexico.

69

A platform that makes it easier for people to pay their bills, like a digital version of money orders.

68

This startup is building a cloud-based, self-service administration platform for accounting, tax, and payroll. Their goal is to allow companies to scale their accounting practices and save them money.

68

A startup that allows people to earn money by helping their friends find an apartment.

68

 A new type of meal-kit delivery service that aims to save consumers money by offering discounts when they order in bulk. The startup already has a few thousand customers in the San Francisco Bay Area.

68

A platform that allows financial advisors to provide their clients with a mobile app that helps them save more money. The startup has raised $1.5 million in seed funding.

68

A company that wants to use search engine optimization to help restaurants pay less in sales tax. Currently the startup is trying to go through the tax process to prove that it can save restaurants money.

68

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

68

A startup that lets users upload, preview and purchase a pre-made selection of stock photos from thousands of professional photographers and stock photo agencies. Users can save money by purchasing images from photographers at lower than standard rates, and then have them professionally curated by the company.

68

A startup for digital games, where players can earn money for playing games. Currently in beta. What’s interesting is that they’re trying to make it legal to use virtual currencies, which is a relatively new idea.

68

A gift card company that helps restaurants and retailers transfer money between countries.

68

A startup that mines data from the trash dumpsters of companies in order to help them manage their waste, save money, and avoid fines

67

This startup is a “personal budgeting solution” for freelancers. The idea is to make it easier to see how much money you’ve made and how much you’ve spent over the course of your career and to make it easier to plan spending.

67

An “intelligent” health insurance plan that helps people spend their money more efficiently.

67

An online book-buying service that manages to sell books at a 25% discount, then refunds money to customers if the book doesn’t arrive on time.

67

 A two-sided marketplace for artists and clients to make work together. The idea is that artists can make money while building their client list, and clients can get access to a large network of artists.

67

A personal finance podcast for people looking to make more money. It’s subscription based.

67

A mobile app that allows users to easily send and receive money. The startup was founded in July and is focused on working with local banks in the US. It aims to get users to use the app to send money directly to their local bank accounts or other people’s bank accounts.

67

A startup that uses machine learning to identify fraud and money laundering in transactions between banks.

67

A software platform that lets people transfer money between their bank accounts, and their credit cards.

67

A microinsurance startup that serves older Americans looking to make sure they don’t spend money on medical expenses they can’t afford.

67

A startup that gives you a free credit card (with no annual fees) when you sign up for a certain amount of money back when you shop online

66

A startup that connects employees with companies offering money to purchase their old cars

66

These are companies that have raised money from Y Combinator, but haven’t yet launched on the platform.

66

A mobile money transfer app for businesses

66

A tool meant to help companies and startups get funding and raise money from investors.

66

A SaaS service that helps businesses manage their social media accounts, and make money from them. The startup charges a fee for the service, but it’s unclear how much.

66

This is a startup that wants to help people save money on banking fees by sharing account information with other banks.

66

A digital tool for borrowing money from friends and family for small business purchases. The current model is still simple: the startup is working to launch an app that lets you borrow money in seconds from your friends and family. The company has raised a seed round, and is launching today

66

This company is building a platform for game developers to get feedback from fans and their communities, and earn money in the process.

66

A publicly traded company that provides a platform for people to make money from their photos and videos by selling them on their platform.

66

A platform that helps people make money by sharing their home with Airbnb guests.

66

A personal finance startup that helps you have money at a higher level of granularity.

65

A money saving tool to track mileage on business travel.

65

A platform to pay bills, make payments, and send money internationally. The company says it can save money for consumers and businesses by making it easier to pay bills, send money internationally and transfer funds overseas more easily.

65

The CEO of this startup started out as a professional taxi driver and quickly realized that there was no way for him to know how to maximize his taxi revenue. He set out to solve the problem and came up with a solution. As a result, he says, “I’m making a lot more money than the taxi drivers in Bangkok, and they’re never going to tell me how to make more money.”

65

A startup that wants to help people make money off their pets. It’s in early stages, but has already raised $145,000 in seed funding from AngelList.

65

A new kind of “bank” for the unbanked, where people can create savings accounts, send and receive money, and borrow short-term from peers.

65

A platform that shows you the cheapest electricity rates in your area, saving you money.

65

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

65

A startup that provides a service where people who need to move or clean up their house can pay someone a small amount of money to do it for them

64

A company that turns a smartphone into a credit card terminal for money transfers.

64

A startup to help people better manage their money. The startup is trying to make budgeting and saving easier by helping users visualize their spending habits.

64

This app helps people decide which services they should rent out their home for extra money.

64

A company that advises startups on how to manage their money in a way that’s profitable and that also benefits their employees.

64

A startup that lets people opt in to offer their digital photos to filmmakers in exchange for money.

64

A company that provides software to help people make money while they sleep. The company has raised $2.6 million from a number of investors, including the founder of Origo.

63

A startup that compares the costs of different lenders, which is what launched a year ago. The company aims to be a one-stop shop for people looking for loans, saving them time and money.

63

This company is looking to take the “labor of love” out of home ownership, offering a simple way to save money and time on renovations by having the homeowner hire out the work.

63

A startup that allows contractors to offer their clients a discount on their services, claiming it will save them money and the client time. It’s based on a model in Australia where a contractor can get a discount on their services by using a platform like that.

63

This startup wants to give independent artists a way to make money when their work is used in a commercial way.

63

This is a startup that’s building an app and platform to help people in countries like India save money on their utility bills by installing solar panels on their homes, which are already building excess energy into the grid.

63

A startup that buys household items in bulk for consumers, and delivers them in bulk After shipping the products, the startup makes money by selling those items on the secondary market

62

A startup focused on getting more people onto their “right-sized” compact cars, with a focus on the East Coast. The startup is focused on targeting Millennials who are interested in driving small cars but don’t want to spend a lot of money.

62

This platform helps users track how their money is being spent. The startup says it has already attracted over $1 million in investment dollars.

62

A payments app that can be used on any platform. The startup focuses on helping people save money by holding off on that $10 Starbucks drink for now.

62

A tool that raises money from investors from your current bank account, and then converts it into a hedge fund.

61

A way for people to send each other money, for a fee. You can transfer $50 of money to someone without them having to come to a bank. There’s a mobile app that allows people to receive and send money, and an online interface for people to see all their transactions.

61

A chatbot that can be used to verify email addresses. The startup is still looking at options on how to make money with the platform, and it’s not clear how many people are using it yet.

61

This startup is building a personal finance app that lets users save money by exchanging their data for rewards, and then seeing the points they earn in real-time through an app for their mobile device.

61

A startup to allow people to send money from their smartphones to a family member, no matter where they are in the world.

61

A money transfer app for the Philippines that helps mobile users make mobile payments.

60

A startup that helps businesses that make a lot of money on Etsy — but that don’t have the time to manage their product listings.

60

A startup that helps electric vehicle companies buy batteries, with the goal of reducing time and money spent on batteries.

60

A seed-stage startup that features an AI-based platform for managing and automating the operations of supply chain logistics. The platform allows companies to move more goods and save money through the use of smart devices, AI, and robotics.

60

Idea for a startup to help people who want to stay on top of their money and investments. The company would offer customers a set of online tools and a “wealth coach” to help them stay on top of their investments and cashflow.

60

Builds on the company’s previous product, which allows users to create animated GIFs from their smartphone. Now the team wants to help people automatically make money from their GIFs.

60

A messaging app for the US government that allows users to set up a “digital safety net”. Users can set aside extra money to pay for medical bills, car payments, or other expenses. The government’s been piloting the app with its own employees.

60

This startup is building a tool that allows teachers to share school content with parents at home. Teachers can use it to video and text share, saving time and money.

60

A startup that helps you figure out how much money you should save for a vacation or a house.

60

A startup for government contracts that’s supposed to save government agencies money.

59

A startup that wants to help you manage your finances with one more simple app. The startup’s app provides an all-in-one dashboard of your money that lets you see a breakdown of your spending, sort your expenses by category, and see when you’re getting close to hitting your budget.

59

A startup that helps startups in the US save money when they need to send a large amount of product to consumers, which they say they’re currently doing by renting a truck to which they attach a giant cooler.

59

A “social” investing platform that connects pro-investors with the best opportunities for them to put their money to work.

59

A platform that helps companies transfer money to individual employees in different locations. It’s a way for companies to have more control over the money they spend and track where it goes.

59

An e-commerce for the under-served, aimed at those who want to buy a good but don’t have the means to do so. The founders believe that “goods are the new money”, and that the startup has the chance to be a “new currency” for the poor.

58

A B2B company that helps companies create a network of suppliers and vendors based in other countries to help save their clients money and prevent fraud. The company is launching in the US to manage supply chains in the US, China, and Europe.

58

A way to send money to friends, family, and employees using a free app on their phone.

58

An online tool for estimating the amount of money they’ll need for a down payment on a home.

58

A ride-hailing app that combines peer-to-peer carpooling with the convenience of Uber. The startup wants to build a system that lets people get around for less money while reducing traffic and pollution.

57

This is a fintech startup that wants to make it easier for companies to send money to their employees. It currently has two employees and 10 customers.

57

A startup that connects users with local businesses, so they can find services and goods to buy and use. It also generates revenue by helping consumers save money on things like groceries, dry cleaning, and layaway.

57

A startup that offers a platform that allows subscribers to pay for new channels using their trial subscription. This allows them to add all the channels they want without paying a bundle of money.

57

A company that wants to help businesses save money and time by letting customers pay for their services in cryptocurrency.

57

A digital wallet for the workplace, with a rewards program that allows companies to pay their staff with their own money.

57

A money transfer service where people can send money to family members without having to deal with the banking system.

57

A company that helps charities and nonprofits raise money through online platforms. The company’s current product allows organizations to create an online presence, convert and store donations, and use the data to build and optimize their online marketing campaigns.

56

A platform for connecting doctors and patients. The startup wants to help patients get the medical services they need, without having to go to the doctor or spend money.

56

The startup helps nonprofits raise money, selling a “bundles of investments”.

56

A startup to help people make money by turning their run-down car into

55

A startup that wants to help people make better decisions with their money, using a similar model to the one that Spotify uses to recommend music to you.

55

A startup that helps companies manage and track the money spent on their branded conference rooms at hotels.

55

A platform that helps doctors sell their wares on the web, connecting them with potential buyers, and then delivering orders so they can make money.

55

Idea : A startup that helps people manage their money and credit, price shopping and saving, and do it all with a single app.

55

A portfolio of startups focused on building products that make it easier to follow the money.

54

A mobile application that lets you trade money via peer-to-peer, similar to Venmo and other P2P apps. The startup is currently in development, with plans to launch in Q1 2019.

54

A startup that wants to improve the process of lending money to small businesses. The company is a tool used by businesses that make loans to customers.

54

A way to communicate with one another during the busy time of the year, around the holidays. The idea is to help brands and retailers better communicate and sell to their customers during the holiday season, and to provide a way to ensure that customers are happy and retailers get their money.

53

The startup promises to save you time and money by helping you find the best locks — and has already raised $8.1M.

53

A payment startup that offers a money transfer service for small and medium-sized businesses. The company has a network of partners that cover 90% of all businesses.

53

A platform that enables salespeople to better manage their pipeline of opportunities, getting better results and making more money.

52

A company that helps companies and organizations raise money from new and existing investors, including Angel investors, venture capitalists, family offices and more.

52

This startup wants to build an AI-powered chatbot to help you manage your money, with a focus on millennials.

52

A tool for finding better vendors for the workplace, to help companies save money and streamline processes.

51

A startup for groups to build online communities, with the goal of saving money on travel and bringing people together in more meaningful ways.

51

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

51

A tool that pairs with a customer’s bank account to automatically route money and send bills.

50

A platform to help send and receive money from friends and family in the Philippines.

50

A digital time machine, building on the seed money of $20 million in funding from investors. The company wants to get to the year 2045, “one hundred years from now” with every product, every service, and every interaction being digitally recorded and stored for posterity.

49

A company that lets you add coins to your app to earn extra money.

49

A startup that makes it easier for people to send and receive money using the built-in SMS functionality on their phones.

49

A startup that wants to teach young people in the developing world about money management and financial literacy. It hopes to do this through written workbooks, games, and a messaging platform that supports peer-to-peer learning.

49

This startup is building a platform to help people get money from friends and family. The company uses a paper check system that’s more commonly used in developing countries, and it plans to roll it out in the US, Canada, and Europe. They recently raised $1.5M in a seed round.

49

A platform that allows drivers to earn money by sharing their knowledge of different cities.

48

A startup that allows people to make money by selling their used items, such as clothes, furniture, and books, through an online platform.

47

A startup that aims to help people save money by providing a tool that helps people check gas prices daily.

47

The startup wants to make it easier for people to invest their money. They’re currently working with a few banks, and their goal is to have a fully working product within a year.

47

A company that aims to help people who don’t have money invest in mutual funds. It’s based in New York City.

46

A tool to help people find the right place to spend their money spend their money, and run ads to help them do it.

46

A company that helps real estate agents rent out their property faster and for less money.

46

A company that helps employees get paid even if their company is out of money. A startup called Yieldbot essentially acts as a middle man between companies and their employees.

46

This startup is building a financial tool that helps companies manage all of the money they spend on advertising. The startup converts all of that data into digital marketing reports and services.

45

This company is building a platform to give people the ability to make money by buying and reselling items on the same day they are listed for sale.

45

A platform for artists and creatives to sell their products, using a very similar model to Etsy. Artist can make money by selling physical or digital products of their original artwork.

45

A startup that will provide a new way for investors to keep track of their investments, to save time and money.

45

Create a new way for people to get their money from the bank. Give people a way to borrow and pay back small amounts of money to their bank electronically.

45

A startup that helps people automatically send money to a friend via SMS

45

A tool for students to earn money and help people finance their education.

45

A startup that lets content creators make money from journalism.

44

This startup’s goal is to help hotels and other hospitality businesses save money by using the same technology that powers self-driving cars to know where their employees are, and be able to send them on a break.

44

You can use this to send money to friends and family, at a small fee.

44

A platform for lending and borrowing money with a goal of reaching 1 million borrowers. Users will be able to search for and compare loans online.

44

Help large companies save money on marketing campaigns by letting them create their own micro-websites on the Shopify platform, with custom-designed pages and a store location.

43

A startup that helps employers to cut down on errors and save money while hiring, and also helps job seekers find employment. The company is in the early stages of a $3 million seed round and has been in beta since July.

43

The company’s target market is the 50 million people in India who have mobile phones but do not have bank accounts. The app uses SMS and a mobile number to allow the user to transfer money into their account.

43

A startup that helps retailers manage inventory, increasing efficiencies and making more money.

43

A “Call of Duty-style” shooter game that lets players earn real money playing the game.

43

A widget that helps you save money on your phone bill by automatically charging your phone only when you’re near a Wi-Fi network.

43

The app makes it easy to find the best nearby restaurants and their reviews, and the business can then make money off the data it collects about online reviews.

43

Personal financial management system for businesses that want to understand what their clients’ lives are like, and what products they’re buying, and help them manage their money.

43

A startup that helps businesses become more efficient by keeping track of what they spend money on in terms of time and labor.

42

Everyone has a friend or acquaintance that they’d like to loan money to, but they have no way to do so. MoneyBroker does just that, pairing people with other people in need of cash with those who have funds to give. The startup has already raised $2.5 million and is currently on-boarding more than 2,000 users a month.

42

This startup is building a way for teams to share and vote on designs and UI elements before a company puts money into getting it into production.

42

A data science tool that automatically turns data into “actionable, knowledge-rich insights” about any given user, looking for insights like “which users are most likely to convert to customers, or which users spend the most money”.

42

A platform that helps new businesses get started, allowing them to get a credit line and borrow money at favorable rates from lenders.

41

A company for people who want to earn money from their data. The startup is building a marketplace for data that matches people with companies that would like to use their data for things like predictive algorithms and marketing.

41

Builds on the idea of an online store for workers to make money by selling items people need — and allowing them to earn up to $15 an hour. The company says it is currently operating in the San Francisco Bay Area.

41

A company that helps stores manage their supply chain, keeping them from wasting money and time on inventory.

41

A startup that helps poor people earn money through their smartphones. The startup wants to replace the urban poor with a new type of labor force that’s more productive and less susceptible to exploitation.

40

A tool for hiring customer-support agents that helps companies save money and reduce the time it takes to onboard new employees.

40

Helping its customers to find the best rates on energy usage for their own home. EnergyIQ is building a platform to help its customers save money by offering personalized energy rates.

40

A platform to save money on airline tickets for frequent travelers. The company’s software automatically determines how much you’d pay each way to get to a particular destination, based on your previous travel history.

40

A set of tools that help people raise money from friends and family to finance their businesses. The startup's founders once raised nearly $600,000 from friends and family in just 48 hours.

40

This company is building a service for restaurants that will help them manage their money and track the cost of food. The startup aims to keep a more accurate tally of expenses, which will allow restaurants to save money.

40

A company that helps millennials save money on their mortgage. It takes a percentage of the savings that are returned to the customer after applying the savings to the mortgage.

39

A way to allow people to get paid to play games. People earn money by playing games online or via streaming.

39

A dashboard for enterprise organizations to better understand the impact of their products, and how to make them better. It’s a tool designed to help people understand how to build stronger products, and how to change their products to help them make more money.

39

A platform for companies to send and receive money from customers and suppliers very cheaply. It aims to be the PayPal of the developing world.

39

The team behind the app GrowthBot is building out a toolset that helps companies examine where they’re losing money in their sales process. GrowthBot wants to help companies figure out where they’re losing money, and what they can do to optimize their sales processes to increase revenue.

38

A way to measure how well a startup is performing and where it should spend more money.

38

A company that’s building tools that send and receive money from people’s bank accounts. Using the software, people can send money to each other and keep an account for receiving payments. The app can be used by anyone in the country, and is available to customers through a bank account in the US.

38

The startup wants to make it easier for investors to invest in early stage companies. It wants to make it easier for angel investors to back startups and give them information about startups they’re interested in. The startup wants to put money into startups in a way that’s similar to how a hedge fund would, but also make it possible for retail investors to put money into startups like they would an IPO.

38

A startup that helps people save money by helping them live in the moment and stop obsessing about money.

37

A company that helps you evaluate the best investments to take advantage of growing trends — and withdraw money if you want.

36

 A tool that allows you to manage your money like a board game

36

A “pre-purchase” platform that helps people make decisions on whether or not they should buy a particular item. The goal is to help people save for the future without having to waste time or money on unnecessary purchases.

35

A new way to help small companies make more money through marketplace lending, with a focus on the Middle East.

35

A startup that wants to use data science to tell you how best to spend your money based on your personal tastes.

35

A simple, secure online payment tool, similar to Paypal. The app allows users to send money to friends and businesses in their area.

34

A Canadian startup that wants to help businesses get money from Canadian residents.

34

The company wants to become the Amazon of US foreign aid. It wants to help US citizens save money on international travel and give non-profits and governments more money to spend in the developing world.

34

A digital platform for keeping track of the money people spend across their different accounts. Users can pull transactions from all their accounts into a single place and then segment spending by categories.

33

Buyat is a service that lets people rent out their car for short periods to make money. The startup is looking to partner with dealerships and fleets.

33

A peer-to-peer lending platform where people can loan money to one another. The startup is currently working on a separate peer-to-peer loan product.

33

A startup that connects event planners to vendors to help them get the most for their money.

33

A company that builds tools to help people save money through a shared account

33

Another startup focused on helping people manage their money and expenses. It aims to be a more personal approach to budgeting and money management.

33

A machine learning startup that builds innovative software to help people learn and save money on everyday purchases.

33

A mobile money platform for emerging markets, where the company says it has already made $1 billion in loans to over 20 million customers.

32

A start-up that is building a platform that will connect homeowners to homeowners insurance companies and save them money.

32

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

32

This startup is creating a way for people to make money by sharing their unused software licenses with others.

32

A platform that allows customers to make recurring payments — and keep money in the bank — for things like gym memberships or recurring mortgage payments.

31

SaveUp is a one-stop shop for college savings plans in the US, Canada, and the UK. It works to save people money with a tool that automatically sends pre-tax contributions from employer to student's 529. The company has raised $1.5M in funding.

31

A startup that aims to help couples communicate better about money, based on the four “R”s: Respect, Responsibility, Reserve, and Rethink.

31

A system that allows companies to track data for their employees to help them understand where they’re spending their time and money. The startup is currently in beta.

31

A startup for managing and sharing finances across teams. The startup helps teams like money managers and HR teams.

30

A company that aims to help small businesses track inventory and manage stock to save time and money.

30

A startup that helps schools make more money from their online activities by directing the money that students spend on school supplies and other items to the school.

30

A mobile app that lets users choose from a curated list of brands of choice, then gets them rewards when they spend money with them.

30

A group of young filmmakers with a collective vision to build a film studio from the ground up, and will use the Y Combinator seed money to hire a chief operating officer and other staff to help them do it.

30

A consumer-facing product that helps users manage their money by giving them access to their bank account and budget, with the help of an AI.

30

A startup that helps people collect money and other in-kind donations in emergency situations

30

A way to automatically send money to a friend in need. If you can’t go to the person who needs the money, you can still give them some of what you have.

30

A startup that aims to make it easier for startups to raise money and scale. It wants to provide a “one-stop shop” for digital fundraising.

29

A company that helps other companies make more money by helping them grow their email lists.

28

A platform that enables investors to raise money with a single filing, much like a SaaS product.

28

“A mobile app that helps people learn from the wisdom of the crowd to make better decisions and make more money.”

27

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

26

This startup wants to help people manage their finances by allowing them to invest their money in index funds that are managed by a team of professionals.

26

A mobile app where people can donate money to artists or bands that they like. The startup is working with artists like N.E.R.D., KATY PERRY, and SEX AND THE CITY.

26

 A startup that builds web and mobile apps for startups, and a company that helps startups raise money.

26

Building an ecosystem of companies that help people make money on their unused belongings.

25

A software company that makes it easier for you to spend your money. The startup helps you find the best product for your needs, combining data from social media, news, and reviews to understand what you like and dislike.

25

A peer-to-peer (P2P) payment app that allows you to transfer money to your friends and family.

25

A mobile messaging app that lets you keep track of the people you owe money to, pay them, and track how much you owe them.

25

A startup that’s helping cities create parking tickets that can be paid online, saving money and time. The startup is looking to hire a few engineers to build out its backend.

25

A premium subscription service for people who want to track their finances, based on the idea that most people need a little help when it comes to money.

25

Crowdtap lets you send and receive money through Facebook Messenger.

24

They teach people how to live healthy, how to save their money, and how to make their own clothes.

24

A startup for companies to replace their in-house call centers with AI, saving them money and time.

24

A tool for mobile developers to integrate their apps with third-party tools in order to save time and money, and a more efficient way to do things.

23

This startup wants to give people a way to donate money to causes that don’t have any existing infrastructure to collect or accept donations. It’s building out a platform that allows users to donate money to charities of their choice — with no fees or transaction fees, and no minimum amount. The company is building its own user base, with the goal of being a partner with any charity that wants to work with them.

23

A HVAC company that services residential and commercial buildings, with an app that lets users track their energy usage and save money

23

A startup that lets you move money between your bank accounts anywhere in the world, including in real time

23

The startup's founders say they help companies in the $50B+ technology industry find top technical talent and make sure they spend the right amount of time and money on the right people.

22

A cloud-based service that provides default financial advice for customers, with an emphasis on helping them manage their money

22

A product that aims to help the elderly manage their finances online. The idea is to make it easier for people to find information on managing their money online, and then give it to them at an age-appropriate level.

21

This startup is building a platform to help small businesses build better marketing campaigns, with the goal being to get small businesses to spend less money on marketing and more on building better products.

21

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

21

A platform that allows businesses to manage their outbound calls from one place, with a feature to help them avoid mistakes and save money. The startup offers a solution for businesses that don’t have their own call center.

20

A startup that lets companies and teams track how they spend money and how much they’re saving, for tax purposes. The startup was founded by two former PayPal employees and launched in May 2019.

19

A social network for people who want to earn money by sharing photos of themselves through a variety of different social channels.

18

A startup that launched in 2009, The Ophelia Project is the original "crowdfunding for women" platform, meaning it enables female entrepreneurs to raise money from female investors. It has raised $133 million since its inception.

18

A subscription-based service for managing and sharing your money. The company is building a service for people who want a personalized, financial dashboard, but don’t want to pay the hefty $200 per month that a traditional financial advisor charges.

17

Non-profits in the U.S. and abroad rely on donors and volunteers to get their work done. Unfortunately, they aren’t always able to rely on these people to do what they promise. BitGive is a platform for non-profits that operates on the Ethereum blockchain. The platform lets non-profits raise money through cryptocurrency and use those funds to make donations to the causes they care about.

16

This startup is building a “digital” tool to help people with things like vacations, travel, or spending money. The startup is on a mission to make saving money as easy as booking a trip. They have an Android application and a web app.

15

 A startup that is building a platform that will allow people to save and withdraw money from their savings accounts through their cell phone.

15

A startup that provides a marketplace for users to sell their items in exchange for money and a small percentage of the sale.

14

A startup called Ava is the first to offer a solution to the “last mile problem” in ride-sharing. It’s a payment system that allows riders to send money to driver partners via Venmo.

13

A company that wants to help companies and individuals save money by giving them a way to get better prices for a range of products, from auto insurance to cable TV.

12

A company doing what many startups are doing: automate their admin tasks and help them spend time on what makes them money.

12

A company that helps the real estate industry make more money by helping people rent their homes from the comfort of their phones

11

A company that helps people save money on their energy bills. They’ve built a web app that allows people to compare energy providers to find the best deal.

10

A platform for connecting people with tools and services they need, and helping them exchange goods, services, and money.

9

A platform for businesses to manage their insurance claims, streamlining the claims process and helping companies save money on premiums and time.

8

A startup that aims to make the act of sending and receiving money as simple and friction-free as possible. Cred is a fully digital, mobile, and online solution that is as easy to use as an ATM.

3

A startup that teaches people how to make money blogging

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A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

-1

A startup that sells an online service to help companies save money by reducing the amount of paper they use

-1

A startup that helps people find affordable housing and makes money by charging rent (like airbnb does)

-1

Idea: A mobile-only banking app to help Latinos in the US save money

-1

Idea: A startup to send money like a text message

-1

Idea: Build a better way to manage your money

-1

Idea: Previously, the company was raising money under the name Tender, which would have been a food delivery service that employed the same “crowd delivery” model as Munchery or Peach Now, the company is simply called Tender, and will be an online marketplace for farmers

-1

Idea: A startup that wants to help you manage your money The company is building a tool that lets you track your spending, set goals and budgets and get alerts when you go over a certain amount

-1

Idea: A company that helps companies save money on their technology and

-1

Idea: A B2B company that builds a tool for banks to make it easier to transfer money between their accounts

-1

Idea: A mobile app that will help truck drivers save money on gas, with a companion physical device that trucks can plug into and get gas price recommendations

-1

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1

Idea: Creating a product that helps online publishers make more money from subscription models.

-1

Idea: A startup that allows users to create and sell their own video courses. The service is free, and it makes money by taking a cut of any courses that users sell.

-1

Idea: With over a billion people in China, the potential for a successful B2C company is there, but most of them are making money on the internet and not offline.

-1

Idea: A startup that is building a mobile app, where you can invite your friends to play games with you, and earn money.

-1

Idea: A startup that is building a mobile application where you can earn money by downloading apps, watching short videos, and answering surveys.

-1

Idea: A startup that’s building software that allows people to create their own apps. The goal is to automate the process of building and distributing an app, which the startup says will help people make money off their apps.

-1

Idea: A company that offers a software platform that allows people to send and receive money to each other’s phones.

-1

A startup that enables businesses to manage energy consumption, meant to save customers money on their utility bill.

-1

Idea: A startup for turning your apartment into a hotel. It allows hosts to rent out rooms via a smartphone app, and comes with features like cleaning, check-in, and flexible cancellations. It’s currently free for hosts, and makes money through a 7% cut from bookings.

-1

Idea: A startup that helps people find music online based on their mood or taste. It’s free for users, and makes money through affiliate links.

-1

Idea: A company that offers an API for receiving payments through SMS. The company’s pitch: “We make money moves.”

-1

Idea: A startup that helps companies deal with the paperwork around events. The company’s pitch is that there’s a lot of red tape to navigate for things like conferences, and they’re aiming to save companies time and money.

-1

Idea: This startup is building an alternative to Paypal for international money transfers, with a focus on Mark Zuckerberg’s favorite country, India.

-1

Idea: A startup for individuals to manage their money, which is built on top of a bank account

-1

Idea: A startup that is building a decentralized version of YouTube. Users of the platform are able to earn money by posting content and advertisers are able to put ads on the content. The startup wants to give people the ability to build up a following without having to go through a traditional platform.

-1

Idea: A platform for streamers to earn money for playing games within Twitch and other apps

-1

Idea: A platform that connects people with professionals to help them manage their money.

-1

Idea: A startup that helps nonprofits raise money from their supporters. The startup charges a 20% fee of all donations made through its platform, and says it’s using a $500k grant from the Knight Foundation to grow the company.

-1

Idea: A startup that helps people who need the rent money to quickly find a roommate. The startup wants to help you find a roommate in as fast as a day.

-1

Idea: A startup looking to bring the concept of “swag” from concerts to corporate events — employees are given a “swag bag” of items to take home with them in lieu of a company swag bag. The startup makes money by selling the items in the swag bag.

-1

Easily accessible credit. The idea here is to enable people to set up accounts and be able to borrow money for things like furniture, or home improvement. So far, they’ve raised $5.2 million.

-1

Idea: This startup is building a tool for people looking to understand their own credit and financial health. The app answers questions like “How much money do I need to retire” and helps them make projections for future expenses.

-1

Idea: Helping event organizers make money by adding a “pay what you want” option to their ticketing.

-1

Idea: For people in unmanaged rental properties in the UK, companies like Greystar and F&F manage their tenants and bills. Pocketsquare is a service for these landlords to make some extra money by facilitating the rental process.

-1

Idea: A social network for fantasy sports enthusiasts, with a “Play Money” currency that allows users to play for fun and for cash. The company launched in Australia in September and has since launched on Facebook in the US.

-1

Idea: A startup that provides a full-stack CRM for nonprofit organizations. The founders claim the product has a 3x conversion rate compared to other major players, and is focused on helping nonprofits do more for less money.

-1

 A startup that offers a service to help people who are under financial stress manage their money better

-1

A startup that provides a service that lets people save money using an online savings account

-1

A mobile app that lets people track how much money they’ve saved through a daily savings plan.

-1

A startup that provides people with a way to manage how they’re spending their money

-2

A startup that uses blockchain to help the US government save money and reduce fraud on government contracts

-2

A platform to help people and businesses spend less time managing their money and more time on things they enjoy. The startup provides money management tools that are designed to be easy to use and interpret.

-2

A startup that helps people who have lost their wallets to find their money and credit cards

-2

 A startup that allows customers to transfer money to others in their country using a mobile app.

-3

A startup that gives people a platform to post everything from their trip to the grocery store and how they spent their money

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