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Credit Startup Ideas

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A startup that uses artificial intelligence to detect credit card fraud. The startup recently raised $1 million to begin working on its app.

784

A startup for selling and buying used computers from other people. Users can sell their old computers in exchange for cash or trade them in for newer ones. The company provides a platform to help people sell their old computers and also offers a buy credit option.

384

A company that provides an API that allows users to integrate and track their credit cards

251

A startup that provides financial planning for high net worth individuals and families, and which has worked with the likes of Goldman Sachs, Credit Suisse, and Fidelity.

167

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

152

A credit card that is funded by users rather than banks, with a cap on monthly spending.

143

The founders of this startup are trying to create a new kind of credit card that can be used across multiple merchants, instead of different cards for different merchants.

141

A team of data scientists comes up with a way to use machine learning to detect fraudulent credit card purchases. The company says it has already helped its clients save $7 million, and expects to save the same amount this year as well.

138

A B2B service for helping retailers automate the process of accepting credit cards.

132

A company that uses AI to help people understand their credit score. It’s founded by a former VP of risk at FICO, and has raised $40 million.

126

A startup building a software platform for retail that automates product returns, credit, and refunds on all e-commerce sites

125

Idea: A credit card that rewards people for healthy behavior

121

A partnership that facilitates the creation of credit scoring software.

117

An educational tool that helps students in the US get certificates from universities around the world. The startup helps students get their credits in real time, with a guarantee that their credits will transfer to the school they’re attending.

112

A mobile app for finding the closest parking spot to where you’re going, with the ability to pay for it with a credit card.

112

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

111

A tool that helps you compare credit cards and other features.

109

A company that wants to be the “Uber of home security”, letting people pay for home security devices with their credit cards and then let the company handle the rest. The company has raised $10 million in a Series A.

109

A credit card for the underbanked.

108

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

108

A consumer credit card that’s crowd-funded

106

The company’s first product is a credit card reader that plugs into a mobile device. It’s meant to work with a smartphone’s wireless charging capabilities.

105

A platform that allows people who have low credit scores to apply for microloans

105

A startup that wants to help people in Latin America track their expenses and grow their credit score The company’s founders say that after launching in early august, they’re already working with over 3,000 retail accounts

104

A microfinance platform for the poor that provides an online finance management system. It helps with credit, savings, loans, and building businesses.

104

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

104

A credit card issuer that focuses on low-income consumers.

103

A platform where people can pay with their debit and credit cards to buy products from merchants.

103

A software for consumers to share their credit with friends without going through a bank.

103

A chatbot that aims to help people better understand their credit score and make more informed decisions about credit.

103

A startup to help you understand your current credit card’s reward programs

103

A startup that provides credit to college students based on their predictive ability of their future grades

102

A credit card that allows you to donate to charity on a monthly basis.

102

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

102

This startup wants to make it easier for companies to take credit for their employees’ achievements, while also helping workers use their data to get more from their employers.

101

A company that helps you create a credit score in a few minutes.

101

A startup that helps credit unions expand their lending options by lowering the cost and time it takes to get a loan.

101

A startup that makes it easier for hotel guests to use their credit card on property. The company’s founders came up with the idea at a conference where the hotel they were staying at had a similar feature, and thought there was a better way to do it.

100

A startup that works with large finance companies to build a tool to help them understand their customers’ credit scores.

100

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

99

A startup that allows small businesses to sell their products online, and pay vendors with a digital wallet, and only with verified credit card.

99

A tool for cashiers to easily check if a transaction is considered a cash or credit one.

98

A San Francisco startup aiming to become the first credit union to offer free checking and savings accounts to any member of the U.S. Armed Forces.

98

A credit score for websites, allowing users to get information on their creditworthiness without needing to apply for credit.

97

When you want to buy a new coat, you order it from a store. When you want to buy a new car, you do the same, and your credit card company gets in touch with you. When you want to buy a new smartphone, you have to go through the same process. It’s a bit of a hassle, and it costs a lot of money.

96

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

95

The startup helps banks build and run their own corporate credit cards and associated tools. They’re currently working with 6 banks across the US.

95

A software & hardware startup that makes a $100 credit card with a built-in fingerprint scanner

94

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

94

A tool for banks to vet potential borrowers based on their credit score, then offer guidance to help them get approved. “If you have a credit score, we can fix your credit score.”

94

A free database of all consumer credit cards, available online and allowing users to search for cards, compare them, and see where they’re used.

94

A mobile app that helps a person use a credit card that does not have a magnetic stripe. Instead, it uses a special card reader that reads the information on the card, and sends it to the app.

94

A credit card for small businesses. The startup wants to help small businesses get credit cards, but it’s not a credit card.

94

A startup that wants to provide an alternative to the major companies that offer access to credit cards.

93

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

93

A startup that makes it easy for small businesses to get the financing they need. Pure is a platform that helps businesses build a relationship with banks or credit unions, which can then make lending decisions on behalf of the business without requiring a formal loan.

93

A startup that helps you pay for things with credit cards for merchants who may not have the traditional infrastructure.

93

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

93

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

92

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

92

A software company designed to make college affordable by allowing students to pay for it with credit.

92

A mobile app that helps users save money by suggesting the right balance for their credit cards. The startup has raised $1 million in seed funding.

92

The idea is that you could use a built-in chip that connects to your phone to allow your phone to act like a credit card. The idea is still in the early stages.

92

A micro lending platform that helps small businesses in India access credit. It doesn’t charge interest, but charges a fee for the loans.

92

The startup is building a way for people to keep track of their credit scores and other financials via the web or mobile.

92

A startup that provides a custom-branded credit card for businesses. The startup is working with a handful of national merchants and aims to scale eventually.

91

A startup that helps you visualize your credit score and quickly access information on your credit report and credit score.

91

A credit card that earns points for saving money. The startup helps people save money by helping them save points on their credit card through savings accounts.

91

A company that allows people to plug in their credit card info, and then allows them to download their credit report

91

A platform that enables online businesses to easily take payments with a credit card.

90

A new way of paying for groceries using a credit card, with the goal of helping people make healthier, more affordable choices.

90

A software-as-a-service platform that helps people easily manage their credit and student loan accounts. The startup is also building a personal finance dashboard.

90

Startup that allows users to pay for their Uber rides with their Chase credit card, resulting in credits to their card balance.

90

A startup that wants to help its customers find the right credit card with the right rewards program.

90

The startup is looking to disrupt the $2.8 trillion consumer credit industry, which it says is ripe for disruption by building a better credit scoring system for micro and small businesses using data from a company called Credit Karma.

89

A startup that helps people manage their finances and credit scores. The company offers mobile credit monitoring and a personal finance management tool.

89

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

89

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

89

Helps users find the best deals on flights, hotels and car rentals. The startup allows you to search for flights, hotels, car rentals and more, and then allows you to filter the results by price, location, amount, and whether you’d like to pay with cash or credit card.

89

The company's app is designed to help consumers monitor the health of their finances, including credit scores, debt and income. The application, which is in beta, is available for Android and Apple iOS smartphones.

87

A personal finance app that provides a dashboard to track spending, credit, and savings.

87

A startup that helps people manage their credit score

86

 A “Global Credit Network” where you can borrow money from anyone in the world — no credit checks and no collateral. The startup is building the infrastructure to make international microlending easy.

86

A startup that lets users pay their bills via credit card orders.

86

A company that builds products that help people understand their finances and save money. It saves customers money in the form of lower interest rates and lower cost of credit, and it pays interest on all savings in a person’s bank account.

86

A company that lets you find a local attorney and pay via credit card.

86

Microfinancing platform that uses a machine learning algorithm to do credit checks and a risk assessment in order to make sure the capital they lend is actually utilized. Microfinance is a $2.6 trillion industry where millions of people lack access to loans, and that’s where the startup wants to come in and help.

86

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

86

A platform that helps retailers figure out how to attract more customers through social media. It uses a combination of data and algorithms to predict who will sign up for their credit card, and who will visit their physical store.

86

Built for a “very different industry”, this startup is helping people manage their credit cards.

86

A peer-to-peer mortgage marketplace, where borrowers could get a credit score, FICO score, and a monthly payment quote by asking friends to lend money to them.

85

A real estate focused business that connects tenants and landlords. The startup is a bit like Rocket Mortgage, a company that helps people with bad credit refinance their home loans — the startup’s focus is more on the landlord side of the equation. The startup charges a monthly fee of $50 for their service.

85

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

85

A startup that’s building a way to make it easy for existing credit card users to get the same rewards as users of new cards.

85

This startup is a platform that allows shoppers to send gifts to any other shopper with a linked debit or credit card, or even a prepaid card.

84

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

84

A platform that connects companies to freelancers via a web app. The startup accepts payments via PayPal and credit card.

83

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

83

A credit reporting agency that uses AI to predict a person’s financial risk.

83

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

82

An online marketplace for home services and the services of other contractors. Users can find services and contractors by keywords, and pay with a credit card or PayPal.

82

A software company that uses AI to predict your monthly credit card payments, based on your current spending.

82

This credit card processor is trying to make small businesses feel more secure about their accounts.

82

A start-up that allows you to pay for your Lyft or Uber ride using the credit you get back from your credit card company’s rewards program.

82

A software platform that lets people transfer money between their bank accounts, and their credit cards.

82

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

82

A startup that provides a commission-free stock trading platform for accredited investors

81

A startup that gives you a free credit card (with no annual fees) when you sign up for a certain amount of money back when you shop online

81

A tool to help people understand their finances, in the form of an app that takes a person’s income and expenses and tells them how much to spend each month. The startup is also building a tool to help people understand their credit scores, and is working with several credit scoring agencies.

81

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

81

Similar to the standard credit card processing business, but with a more tailored product. The startup has a subscription model, and aims to break down the barriers to entry for smaller businesses.

81

A startup that provides online courses for students in Africa to help them get college credit

80

A tool that helps you find the best interest rates for your credit card. The startup says they have more than 1,000 users and are growing by 100 users a month. The founders say they’ve raised $1.3 million in funding from angel investors.

80

A company that distributes plastic bags to shoppers in developing countries so they can buy groceries on credit.

80

A company that connects retail stores with talented baristas. The startup offers the ability to get coffee from the comfort of one’s own home, and pay with a credit card.

80

A software development company based in Utah. They’ve built a platform that helps small businesses get paid faster by automating the process of bill-pay and credit card collection.

80

A company that makes digital wallets for vending machines, allowing users to pay with credit cards and cash.

79

A digital credit card designed to help people pay for things by charging a small amount each time they use it.

79

A payments platform that allows merchants to accept credit card payments in-app.

79

This startup wants to build a customizable, flexible, and affordable credit score.

78

A startup that helps people understand their credit score and how to use it to their advantage

77

A company that turns a smartphone into a credit card terminal for money transfers.

77

A tool to help users understand the credit and risk of the costs of their insurance plan.

77

A platform for selling online courses and subscriptions, allowing students to take online courses for credit and work towards certifications.

77

A free service that allows you to track and manage your 20+ credit cards in one place.

77

A startup that aims to solve the problem of the billion people on the internet with no credit cards.

77

Startup that builds a platform to pay for parking with a credit card.

77

A startup that helps companies in Brazil manage all of their consumer credit with the help of a single dashboard.

77

An “incredibly fast” and “less expensive” way to process credit card payments on the web.

77

A startup that helps people get their hands on a shorter-term loan without having to go through the hassle of getting a credit card. They recently raised $600,000 in seed funding.

76

A platform that analyzes credit card data to help you improve your credit score.

76

This startup is building an application that connects credit unions with third parties like landlords, allowing them to provide credit to their members at a lower cost than in-person lenders.

76

A credit card you can use for virtual items, virtual real estate, and virtual donations.

76

A startup that wants to build a smartphone-based payment system, with support for cryptocriteria like Bitcoin and Litecoin, to replace the credit cards people use to pay each other.

75

A mobile app that allows you to manage your credit and debit card numbers with just your phone’s camera and a voice response. Circle uses the camera to take a picture of the card and then calls the number on the card to confirm it’s valid before linking it to your phone.

75

A crowdfunded loans startup that helps credit unions offer small business loans to their members. It partners with Fiserv and its lending platform.

75

A new credit card payment method that uses the benefits of digital and mobile payments to make payments as easy as swiping a credit card.

74

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

74

This startup is building a vending machine for the financial sector. It’s an open source vending machine that lets banks and credit unions buy and sell financial products in bulk.

74

They’re building a credit scoring platform that looks at your credit history, social media presence, and other things to predict your creditworthiness.

74

A machine-learning platform for detecting fraud in credit card transactions.

74

A chatbot that helps users find out their credit score and get to know their credit history.

73

A tool that provides an interface to connect to third-party data sources, like credit cards, loyalty programs, and other apps, to produce a complete customer profile.

72

An “invisible” credit card. The startup aims to use biometrics, like facial recognition, to replace physical credit cards. It’s first product is a “perpetual” card that can be used in lieu of a regular card.

72

This startup is building a “smart” card that runs on a local RFID (radio frequency identification) chip. The card is intended for use in vending machines and retail stores where sales occur, but the company is also looking to use it in other contexts like credit/debit cards and membership cards.

72

A mobile app that allows users to find and book a taxi and pay for rides with their credit cards. Currently operating in the UAE.

71

A startup that helps small businesses market to homebuyers. Their product is a “premier content marketing platform” that utilizes detailed data about a dozen variables, including income, credit score, and the type of property they’re looking for.

70

A platform that connects lenders to people who have bad credit to pay loans back on time. The company’s cofounder, David Leon, says the company is profitable, has more than $1.3 million in loans, and has been servicing loans for over a year.

70

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

70

A wireless charging pad that looks like a credit card. The company wants to create a whole ecosystem that combines charging stations, wireless charging pads, and a mobile app.

70

A desktop application that allows people to quickly and easily pay their bills, from utility companies to credit card companies.

70

A set of tools for small- and medium-sized businesses to manage their credit and invoice processes.

70

Credit card skimming startup that has raised $1.2 million to help merchants cut down on fraud.

70

An online platform that gives people access to credit for the things they need.

69

Idea : A startup that helps people manage their money and credit, price shopping and saving, and do it all with a single app.

68

A consumer credit score for the US that scores potential customers on their creditworthiness.

67

A company that makes credit scores that are based on a person’s social media activity, rather than their credit history.

66

An API that lets customers pay any merchant in the world, directly through their website, with no credit-card processing fees.

66

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

66

A $100 credit card designed for students who want to pay down debt.

65

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

65

This startup is building a platform that connects landlord’s with tenants in need of a place to live and gives them a credit score. The startup’s founders say that there are already over $90 billion worth of real estate assets currently sitting idle.

64

A startup trying to bring payments made through a physical credit card to cash-only establishments. The startup is pitching its service as a way to bring cash-only businesses into the digital age.

64

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

64

A way of helping people track their credit card transactions.

64

A company that provides a service that lets customers pay for their groceries using a credit card without having to carry cash.

64

A startup that uses its own technology to construct a new type of credit reporting agency, which will offer credit score and credit monitoring to people who do not have access to traditional credit reports.

63

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

63

Fintech startup that wants to help small businesses with cash flow and credit management.

63

A company that sells a credit score you can track with their app, allowing you to monitor your credit score and see how it changes over time.

62

A small loan marketplace that allows anyone to lend and borrow locally, in person, with no credit score required.

62

A startup that helps individuals sell their online shopping and other services, and get paid via their credit card.

62

A platform that helps busy people manage their finances, including personalized budgeting and credit card management suggestions.

62

A startup that helps people check their credit score, see how it has changed, and find out new credit options.

62

A member-driven credit union that allows members to invest their money in peer-to-peer lending. The startup raised an $8 million round in April 2019, and plans to roll out to the UK and Germany in 2020, as well as other countries.

62

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

61

A “digital credit card” for the blockchain-based payments market.

61

A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.

60

A platform that helps you get the best rates on your loans, or credit cards.

60

A platform that helps you manage your online credit cards and create a spending plan. The goal of the startup is to create a solution to the following problem: “When you spend money, you don’t know what you spent it on.”

60

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

59

A content marketing startup that wants to make customers more aware of their own credit card data. The company’s strategy is to make the customer’s credit card data more transparent by showing customers a breakdown of their expenses and a way to lower them.

59

A startup for direct sales of international travel, with a focus on leisure travelers. The startup provides an easy way to book and pay for the flight with a credit card and splits the commission with the travel agent.

59

A startup that wants to take your credit card data and have it automatically pay your bills, so you never have to pay a late fee.

59

 A startup that wants to replace the standard “credit score” with a better, more holistic one.

59

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

58

It’s a brand new concept in the world of advertising, using the “perks” of a travel-based credit card to show you ads you’d be interested in on a flight.

58

A digital payment solution for baristas that allows them to accept credit cards, debit cards, and Apple Pay payments. The startup is currently focused on the US market.

58

A credit card that rewards its customers for giving back to the community. Instead of paying a flat fee for the credit card, customers are charged based on the number of points they earn for charitable donations.

57

A platform that will allow users to access their credit scores and other financial information, whether or not they’re currently signed up with a bank.

57

A startup that wants to build a system to help people in the developing world manage and track their food using a mobile phone. It’s building a platform that allows customers to buy and sell food using a mobile phone and a credit card.

57

A platform that helps new businesses get started, allowing them to get a credit line and borrow money at favorable rates from lenders.

56

A tool for people to search for home insurance, with options for low-income renters and those who have no credit history.

56

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

56

A startup that makes a credit card that works like a debit card but offers cash back

55

A B2B company that aims to help retailers manage all of their account receivables (credit cards, store cards, and payment cards) from a single platform. The company is selling to retailers and merchants in the US and Latin America.

54

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

54

A personal finance management app for managing credit scores, debt and budgeting.

54

A way for students to learn about the world’s best universities while earning college credits.

54

A mobile app that connects users to the best local organic food, and helps them pay for it with their credit card

54

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

53

A digital tax preparation software that automatically calculates federal and state taxes based on a person’s income, deductions and credits

52

This company allows companies to build their own private-labeled credit cards.

51

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

51

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

51

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

50

This is an app that aims to help people understand their credit score and how it can affect their future. “The app provides a user-friendly credit score calculator that is designed to give you a quick and easy understanding of your score. The calculator gives you a score based on your credit history and helps you understand how your credit score is calculated, how it will change, and what it means to you,” the company says.

50

A company that uses Artificial Intelligence to help banks and credit unions make loan decisions, with a focus on fintech and small business.

50

This is an app that helps fans book concert tickets. FanBridge helps match fans with the artists they want to see, then book tickets and credit cards for the show.

50

The startup’s platform aims to help people mitigate the risk of receiving bad credit and loans. It has already secured $5 million in funding.

50

A cryptocurrency exchange for non-accredited investors. The company’s founders have said they’d like to build a decentralized exchange for non-accredited investors.

50

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

49

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

49

 A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

49

A startup tackling the problems with credit cards.

49

A financial data platform that aims to make it easier for people to apply for credit and loans.

49

CREDITS is a new way to manage all of your credentials, focused on the crypto-economy.

48

A program that helps people trade in their old textbooks for credits to buy new ones. The startup is working with publishers to get its new textbooks a little cheaper than new ones.

48

A software platform for providing pre-paid credit cards. The startup is building an API for businesses to buy virtual credit cards branded with their brand, which they can then offer to their customers.

48

The company is building a tool that lets you browse and buy things online without having to provide your credit card numbers.

48

A digital assistant for checking your credit and bank accounts, aiming to be “the financial hub of your life”.

47

This is a credit card processing startup that is aiming to offer a cheaper alternative for small businesses.

47

This startup wants to combine the functions of an insurance broker, a credit broker, and a loan officer into one company.

47

A platform for selling and buying used cars, introduced at YC’s Demo Day in 2015. The startup brings a car buying platform to a market where many people don’t have credit or don’t want to deal with the hassle of financing. It’s already in use in the Bay Area, and is looking to expand to other areas of the country.

47

A company that wants to create a “universal” credit card for customers. This could be a credit union debit card or if the company is successful, a Visa or Mastercard card with a rewards program.

47

Smart contracts platform for business ideas, with a focus on the B2B space (think legal contracts). The company is backed by Digital Garage, and has launched a program that offers $1k in credit to startups for signing up.

46

A digital lending platform that helps people with bad credit get loans for things like cars and appliances. They currently have over $100million in loans in the pipeline and a few hundred customers.

46

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

46

A startup that helps individuals quickly compare their credit score with other credit scores

46

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

46

A company that’s building a credit scoring system that predicts consumers’ creditworthiness, then helps them build a credit score.

46

A company that offers a platform that allows people to trade their old smartphone for a new one. The idea is that people can trade their used phones for credits that can be used to purchase a new one.

45

A startup that helps people find and purchase loans and lines of credit for a variety of purposes.

45

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

45

A digital point-of-sale system for restaurants that minimizes friction and drives more sales. The platform uses a credit card reader and is simply hooked up to an existing Wi-Fi network.

44

A blockchain-based insurer that wants to give people a way to “secure financial services” and help them “build better credit and financial lives.”

44

A consumer credit product for Latin American and Caribbean companies.

44

A system that prevents people without credit scores from opening bank accounts, thereby eliminating the risk of fraud and identity theft.

43

A web-based service that allows users to find out which credit card to use for a purchase or a business expense.

43

A company that helps people figure out their credit score and offers a tool to help avoid debt and improve credit.

43

An on-site credit card system for small businesses. The company says it’s already working with over 700 businesses.

42

A consumer service that helps consumers collect on credit card debt from their personal loans.

42

A web-based platform that allows users to create and manage custom-made credit cards to make online payments. They also offer an API for customers to build their own solutions on top of.

42

A product that will help you find and book a ride on a ride-hailing app, and then let you pay with your credit card.

42

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

41

A B2B company that helps people share or receive money “without the hassle of going to the bank or running a credit card to wire money overseas”.

40

A system that can provide a refund or credit to a customer for services not rendered by their doctor.

40

A personal finance app meant to simplify credit management and encourage good habits.

40

NzDrive is a software company that makes it easier for people to get their hands on a car, even if they don’t have a credit score or a down payment

40

A credit card that offers financial products to its users for purchases made on the card.

40

A startup that is building a new type of credit card for low-income people by partnering with an NGO in Brazil to give these people access to credit for groceries, utilities, and gas.

39

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

39

A startup working to democratize credit in the developing world, creating a new financial product that would give people access to credit in a way they haven’t had before. The company, which was founded in India, wants to make it more affordable for people in the developing world to use and maintain credit.

39

A company creating a consumer credit score, charging a monthly fee to help you get a better credit score.

39

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

38

A startup that helps people with bad credit build credit, working with companies like Wells Fargo and American Express to help people build their credit scores.

38

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

38

A startup that helps you get a loan and pay it back in monthly installments using a credit score.

38

A startup that sells a “tax-only” model for small-scale farmers that would make it easier for them to get credit from banks and sell their produce in the US.

38

A credit app that allows you to save money on your utility bills by charging you for times when you don’t use your home.

38

An API for credit unions to help them get up and running at lower cost.

37

A startup for long-term rentals, allowing renters to find a home and a landlord to find the right tenant. Both sides can be verified by credit checks and the landlord can maintain control over the rental.

37

The fund focuses on two themes: 1) creating new tools to enable better access to financial services (including micro-credit, financial products, and payment systems) and 2) creating new technologies for improving the quality of health care.

37

A platform for booking a ride-share with Uber or Lyft. It is a competitor to UberRush, a company founded by former Uber and Lyft employees that allows ridesharing users to book a ride from a driver without a credit card.

36

A product that makes it easier to manage and understand your credit.

36

A software solution to help merchants manage customers’ credit cards and billing information. It’s built to work with any point-of-sale system and has already been deployed in the US and UK.

36

Blackbox is trying to tackle the problem of consumer credit scores, which are used to help determine creditworthiness, but are not very accurate. The startup is building a credit scoring tool that uses data from places like Facebook, Instagram, and Twitter to determine creditworthiness.

35

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

35

Imagine you’re a CEO who wants to maximize your company’s profits. One way to do it is to accept credit cards, but most companies struggle to get the rates they want. Debit-on-demand startup Debitize lets companies accept credit cards and debit cards on demand.

35

This facial recognition app from two MIT grads has gotten attention for its integration with a number of services. People can use it to verify their identity in places like checking their bank account, paying at a store, or using a credit card.

34

A credit card that doesn’t charge interest and is cheaper than a credit card with a small monthly fee.

34

A company that’s building a browser extension so users can automatically sign up for credit card promotions, using the credit cards they already own.

33

A digital banking app for the unbanked in Latin America. The startup is building the “first true digital bank for the unbanked”, working on integrations with traditional credit unions and banks.

33

A credit card for people who don’t want a traditional card. The startup gets merchants to opt-in to their service, and since they don’t have a traditional credit history, they don’t have to pay as high interest rates.

32

A credit card processing tool for people in developing countries. The credit card can be used to buy goods online from retailers all over the world.

32

This startup helps credit unions find and offer loan products for low-income borrowers.

32

A startup to help people find the best rate for an apartment, whether it’s to rent or sell. The startup wants to enable apartment search for people with low to no credit, helping them get the best rate.

32

A “crowd-funded credit card” for people with bad credit.

31

It’s a credit card and a debit card rolled into one, and it’s meant for frequent travellers who want to pay for travel expenses with a single click.

31

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

30

A “one-stop shop for credit” that aims to help people from underbanked backgrounds to get access to credit. The startup is currently in talks with banks and credit unions to work out a partnership.

30

A company that wants to solve the problem of bad credit loans and bad credit loans of all kinds.

30

An online tool that helps people track their credit card spending. The startup claims to have over 400,000 users and says it has saved users over $1 million.

28

A company that helps small businesses with credit, lending them funding in exchange for a percentage of the business.

28

A startup that wants to build a social credit system in China. They say that if you’re the type of person who might not be able to get a loan in China — like someone living in a rural village — then your credit score will be pretty low. The startup wants to build an online platform to expand the reach of credit scores to everyone.

28

A finance startup with a focus on microloans. It wants to connect the world to tiny credit that they can use to make small purchases like groceries or pay small bills.

28

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

27

A digital platform designed to help low-income families gain access to credit.

27

A platform that aims to replace the traditional credit card with a prepaid card that allows you to load funds to it at stores, without having to register it.

27

A startup that operates a “pet care network” for people who have pets. The startup wants to build a platform that allows people to find pet-sitters and services, and then pay for them through a payment system that works without a credit card.

27

A way for people to pay friends and family without a credit card.

26

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

26

A startup that provides credit unions with a way to send alerts and build better relationships with members.

26

A company that gives businesses a way to sell their products online without having to pay credit card processing fees.

26

A mobile app that helps walk-ups and other customers to order food from their smartphones without having cash or a credit card on them.

25

A credit card that gives rewards for using it.

25

A payment platform that allows stores to take credit card payments directly from customers. The startup provides technology to stores to collect credit cards and data on customers. It also operates a cashier-less store with integrated technology.

24

A new app that lets people in the US track the cost of their utility bills. Energy management platform, YieldClerk, aims to help people save money by giving an overview of their bill and what they could be spending on other things. It also gives them a way to request service credits from their utility companies.

24

A startup that helps users find the best rates on credit cards, loans, and insurance. They also provide tools to help people understand their credit score, get a financial plan, and get access to the best rates. The company is currently having trouble funding their expansion, but they are continuing to get new customers.

24

A San Francisco-based startup that hopes to be the Uber of finance, where anyone can get a line of credit and borrow money from friends and family.

24

 This startup is building a credit score for students, using big data to analyze their school and academic performance, and then applying that to a credit score.

23

This startup is building a system that lets you use your phone to manage your personal finances, including your credit card, loan, loan repayment, and savings.

23

A new iOS app for tickets that lets users to pre-order tickets to a show and pay for it using a credit card or reward points.

22

The company aims to make the process of getting a new credit card account as easy as filling out a Google form.

22

A blockchain startup that wants to help banks determine if a person is a bad risk, based on credit history.

22

A $7 credit card that lets you avoid fees for cash withdrawals at ATMs. The startup also partners with retailers like Chipotle to allow you to use the card for online orders.

22

Microcredit company. They are providing micro-loans to low-income earners in developing countries.

22

A platform that helps people track their credit card usage. The company is working with companies like American Express, Chase, and Mastercard to promote the platform.

22

A tool for consumers to manage changing credit card numbers, enabling them to quickly update their info.

22

A "social-first" payment app that lets anyone with a credit card, debit card, or PayPal account pay for things online.

22

A financial management tool for people who want to stick to a budget. The company wants to help people use their credit cards to buy things they actually need.

22

This startup makes a credit card without annual fees or a credit limit. Customers can pay as much or as little as they want each month and never be charged interest or fees.

21

A shared-carshare service for businesses. Coworkers sign up as users, put in their credit card info, and have access to a car. The company wants to allow businesses to give employees the ability to rent a car at a discounted price.

21

A health-focused startup that aims to help consumers get their money back when they get cheated by credit cards.

21

This company helps consumers compare credit cards, and also helps retailers understand the costs of credit cards on their in-store cards. The company charges an annual fee, but it’s so far been able to build a strong network of merchants and credit card issuers.

21

 A startup that wants to solve the problem of credit card fraud by using a smartphone to scan a QR code on a payment. The startup’s $10 app will then send a text to the cardholder, asking them to confirm the payment before it’s completed. The startup says that within the next 12 months it will have 100,000 users.

21

An alternative to credit cards for startups, based out of Spain.

21

Idea: A credit card company that’s specifically built for musicians. It replaces the usual tools musicians use to get paid.

20

A company that wants to create a “new and improved” credit score that takes into account a person’s income and employment history.

20

A credit card-like card that uses biometric data (like fingerprints or palm prints) to authenticate users. It is a way to make mobile payments easier, as the card can be linked to the user’s mobile phone numbers.

20

A startup for hiring domestic help, with referral referral credits for employees.

20

An AI-powered platform to help users find and compare loans and credit cards.

20

A credit card-processing platform for the $1.3 trillion microloan market.

20

A tool to find the best credit cards for new card users.

19

This startup is building a platform that aggregates data from credit card transactions across the web, to help companies know when they are in danger of fraud.

19

A startup that helps people learn about the credit cards they own, their credit scores, credit monitoring, and credit cards they’re considering.

19

A company focused on helping clients with growing their presence in Asia. Its app helps people navigate Asia’s credit card market, which is significantly different from the US market.

19

A company that provides an in-app way to pay your bills directly from a credit card.

18

A new kind of credit card that people use to pay for things, rather than just for rewards. FollowMyMoney is a full-service card, which includes a payment platform. It’s not a Visa card, but it’s meant to offer the same type of flexibility and rewards.

18

A startup that uses your Facebook or Twitter profile to sell you on the idea of a way to improve your credit history.

18

A startup that raised $2.7 million in funding in July to develop a point-of-sale system that would allow businesses to directly access credit card information.

18

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

18

A new type of credit card that functions like a debit card but with the ability to make payments without any money changing hands.

18

A personal finance app that helps people track their spending and save money. Based on a survey of over 1,000 people, the company found that the top things most people wanted to track were their net worth, credit, and income.

18

A company looking to make it easier for small businesses to comply with credit card usage rules.

18

A product that helps people better measure their credit score, with the goal of making credit accessible for everyone.

18

A company that uses AI to detect when someone is using the internet to pay for things with their credit cards. They’re currently in the pilot phase and plan to use the results to help other companies get customers to sign up for their products instead of stealing their data.

18

Building software to help small and medium sized businesses in the US manage their relationships with their vendors and track their credit.

18

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

17

A startup that wants to make credit card checks less expensive and more accurate by automating the process with artificial intelligence.

17

A company that helps get you a loan from a bank or credit union. The startup uses a crowdsourced approach to identify customers who are in need of a loan, and then gets them in touch with a lender.

17

A third-party API for managing and sharing their credit reports.

17

A startup that wants to let users track their credit scores, health, and other financial data

17

A way to provide better credit for businesses and entrepreneurs in the US. The startup is using machine learning to provide more personalized lending options.

17

A credit card company built on the Ethereum network that allows people to create their own credit cards and charge it to a credit card. They’re still working on their product for the moment.

17

This startup is using the power of the blockchain to create a more efficient, real-time platform for global credit scoring.

17

A consumer card that can be used at many places where plastic credit cards are accepted. It’s meant for the Indian market to replace a plethora of different forms of payment.

17

A company that is building a platform to let people earn activity credits on the web.

17

A company that sells carbon credits to investors and helps them invest in clean energy and facilities. The startup was founded in 2016 and has raised $1.3M.

16

A startup that helps credit unions develop an online banking platform.

16

“A first-of-its-kind consumer credit-scoring product that’s powered by behavioral science.”

16

A credit platform for small businesses in the U.S., with plans to add a debit card option in the future.

16

A platform that helps people with no credit understand how credit works.

16

A personalized credit card design. The startup helps users pick a card design, receive it in the mail, and start using it.

15

This startup uses technology to help small- and medium-size businesses process credit cards. It’s currently in beta with 100 small businesses.

15

A company that manages your rent and allows you to pay it with a credit card. The company says they’ve had over $500,000 in monthly revenue, and they’ve also had clients like the Delaware Public School System.

15

A consumer credit database of over 1.5 million credit reports and credit histories.

15

A startup that creates fintech software for credit unions. The startup sells software that allows the member experience to be more customized.

15

The company makes a digital rewards card that can hold a credit card, a gift card, cash, and more.

15

 A startup that wants to make it possible for people to pay rent with a self-owned credit card. The startup is completely mobile, allowing renters to pay their rent on the go, and send the payment to their landlord through the app.

15

A credit card that pays you back with a percentage of the fees you pay when using the card. The startup is building a credit card for the unbanked in the US.

15

A web app that allows you to pay a delivery person with a credit card or a mobile app that lets you tap a picture of a receipt and pay the driver directly.

14

A startup that allows users to connect their credit cards and bank accounts to their phone, so they can pay through the app using their phone number.

14

A company building a platform to make it easier to get paid for sharing things on the web. The startup aims to make it easier for users to take credit for their work, rather than paying fees to an intermediary.

14

A series of tools that help companies manage their customer data, from a marketing team to a sales team. The startup is still in stealth mode, but is looking to provide a suite of tools for companies to use, from getting customer’s credit card information to sending out marketing emails.

14

A startup that helps people manage their credit card debt, manage their finances, and stay on top of the things they owe. It claims to have helped over 1 million people, and is profitable.

14

A company for people who want to automate personal financials to make their lives easier. For example, the company has a product that keeps track of your credit cards and automatically pays them off.

14

A platform that helps small businesses get access to credit and loans. The startup says it has received a $1.2 million investment and counts Google Ventures, Andreessen Horowitz, and Y Combinator as investors.

14

A new way to pay bills that cuts the cost of paper and the need to use a credit card.

14

The startup wants to make it easier for small businesses to receive financing. It’s a mobile lending platform, using the same algorithms as big banks, but with lower interest rates and higher standards for creditworthiness.

14

A startup that allows users to track their monthly credit card payments and get useful tips to save money.

14

A credit card that rolls bills into one monthly payment.

13

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

13

A startup offering a credit scoring software for small businesses, helping them quickly determine if they qualify for loans.

13

A startup that wants to help people check their credit score, which is sometimes hard to get because of privacy concerns. Its service offers the ability to report your financial well-being to the Federal Trade Commission in one step. The company is pitching it to companies like Capital One and Chase.

13

 Using the security of its mobile app, Zipwhip enables merchants to offer better credit options for customers.

13

A startup that vets credit card applications by customers before they’re approved. The startup says it’s saved its customers a few million dollars in potential fraud.

13

A credit card that pays you back when you pay it back. Cardlytics uses mobile technology to help people manage their credit cards, with a unique feature that helps you monitor your spending and cuts down on the number of times you have to pay off a credit card.

13

A new way of paying for groceries. Instead of swiping a credit card, shoppers use their phones to scan a QR code for payment and a receipt.

13

A company that equips people to take control of their financial lives by providing tools for building personal budgets, credit, savings, and investments.

12

A new type of credit card that can be used to pay for goods on any mobile app. The card will also act as a loyalty card.

12

A tool built on the team’s experience as a “data scientist” at a large online travel agency. The startup lets users enter a credit card number, and then the app instantly converts that into a coupon that can be applied to a hotel reservation.

12

Zsolt is a Hungarian startup that’s building a way for people to manage their credit scores and scorecards from a mobile app.

12

A startup that is working to make it easier to create a credit score based on your spending habits rather than your financial history.

12

A company that helps people choose the right credit card to use. It’s based on the premise that most people don’t realize that the card they already have is probably the right one for them.

12

Helping small businesses with the process of applying for loans, including reviewing their financials, credit reports and personal data.

12

A software company with a suite of tools for managing your credit scores.

11

 A  company that  builds  a  personal  and  professional  portable  credit  score  for  people  who  have  an  unsecured  credit  card  (UCC)  and  don’t  have  the  equipment  to  install  a  credit  card  reader.  For  the  most  unsecured  credit  card  holders,  commonly  known  as  under-banked,  the  company  will  build  a  simple  and  secure  online  credit  application.

11

A company that’s building a tool (currently in beta) that lets you make a personal copy of your credit report and then share it with others.

11

 A startup creating a platform that serves as a single source for all of a person’s online and offline credit and debit cards. The startup wants to make paying for things as easy as swiping a credit card.

11

A payments gateway for banks and credit unions.

11

A fintech product for US credit unions for managing bank accounts.

11

A startup aiming to help finance professionals automate the process of checking a credit report, and prioritize the best deals for their clients.

11

A credit card for students to get the best interest rate possible

11

A company that helps people manage their money by combining data about your bank accounts, your credit cards, your portfolio, and your investments to provide insights into how you spend money.

10

a startup focused on using AI to detect fraudulent activity on a credit card.

10

A new kind of debt consolidation loan where a new debtors’ attorney works with a debt consolidation loan company to reduce debt and improve credit scores.

10

A startup that helps people compare deals from different credit card companies to get the best deal.

10

This startup is trying to make it easier for people to get their hands on a credit score. They have a credit check API that pulls information from a source like Transunion, Experian, Equifax, and others.

10

This startup wants to help the millions of people who have a credit card but aren’t the type of person who checks their balance every day. It wants to be the place where you pay your credit card bill and track your spending trends.

10

This is a tool for offering credit to vendors in the US, mostly for consumers but also for businesses and retailers. The startup’s platform allows users to set up repayment plans, pay on their terms, and get approved.

10

A startup for small and medium businesses to get credit cards, qualify for financing, and make payments.

10

A small business loans company that uses artificial intelligence to make credit decisions.

9

The company wants to make it possible to have a single window in which you can track all of your credit cards, bank accounts, and loans.

9

A platform that aggregates credit information from the US Bureau of Labor Statistics, from publicly released data. The startup is working with credit unions to automate the process of credit report inquiries, and also offers additional credit report reports for landlords.

9

A pain-free way to sign up for new credit cards. The startup wants to help people with bad credit have a credit card that’s reserved for emergencies.

9

This startup wants to make it easy for anyone with a bad credit score to get a loan. The company’s co-founder says that when running a small business, it’s likely that they know the person they’re dealing with personally. The company uses that advantage to provide a personalized loan experience.

8

A new way to pay for parking, that cuts out the need to pay with a credit card, and lets you pay online.

8

Small software company that aims to help people find the best-fit credit card for them.

8

Idea: A startup that helps people in the US save for international travel by converting their credit card rewards into cash. The startup is focusing on helping people who are about to travel abroad in the next three months.

6

A credit card that rewards customers for paying down their balance. A consumer can get the card from a bank and pay off the balance each month, then increase the credit limit in increments. The startup then takes a percentage of that credit and invests it in the customer’s portfolio.

6

Idea: A hardware product that seamlessly integrates with your existing credit card reader so that you can accept credit card payments in person.

5

A credit reporting platform designed to make it easier for borrowers to understand their credit scores and learn from their spending. It was built by a team of three grad students from MIT and TWC Labs, and was launched in July.

5

This startup is building a next-generation credit bureau that will give consumers more control over their credit files. They want to replace the current system with a more personalised model.

5

A startup that wants to help people better manage their finances by tying their savings, investments, and credit into a single, personalized dashboard.

4

The idea is that you can share a credit card and an amount, and restaurant will then provide you a receipt for that amount. The company is based in the Bay Area, but has customers in all 50 states.

4

A SaaS solution for businesses to take credit card payments from their mobile devices, including ApplePay and Google Pay, and then process that payment through their preferred payment processor.

2

A visualization tool that can be used to easily compare things like health savings account benefits, retirement savings and credit card rewards.

1

A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

-1

A startup that helps people with their taxes and provides them with a list of potential deductions and credits that they qualify for

-1

A startup that helps people who run out of credit on their phones, but aren’t eligible for a new plan

-1

A startup that provides people with a list of their credit report and credit score for free

-1

Idea: Sofi is a lending program for student loans They say they can get a loan to anyone in 6 minutes, and don’t charge a processing fee The company is currently lending $3,000 loans (via a credit line) to students

-1

Idea: A new consumer-focused mobile payments app to replace credit cards The company aims to reduce friction by letting users buy things with their phone instead of having to pull out their wallet They want to replace everyone’s credit card information The startup has processed over $1MM in payments

-1

Idea: A startup that helps banks and credit unions offer online services to their customers

-1

Idea: A startup providing free credit scores to customers, funded by a paywall around their credit report They believe this will generate better engagement than the traditional credit monitoring model, which pays customers to read their credit report

-1

Idea: A startup that helps people with bad credit get loans It finds loans for customers, and takes a 10% commission from the borrower

-1

Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending

-1

Idea: A credit card processor that displays relevant information for merchants on the checkout page

-1

Idea: A tool for managing corporate rewards programs, like corporate credit

-1

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1

Idea: A startup that helps restaurants in India optimize their kitchen workflow, and take advantage of technology like smart fridges and credit card processing.

-1

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

-1

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

-1

Idea: A startup that’s building a credit card for people with low credit scores, currently working with a data provider to build on top of their database of people who could qualify for the card. The company is looking to build a suite of financial products and services for the people who can’t access them.

-1

The startup wants to help people who have bad credit get a better score by helping them manage their finances and make more informed financial choices.

-1

Idea: A financial education platform that teaches users about credit cards and loans

-1

Idea: A startup that helps people living in countries with low credit scores get loans. The company claims to have an 80% approval rate for people with FICO scores under 550.

-1

Idea: A fintech startup that provides consumer loans in the Philippines to customers who don’t have many credit options.

-1

Idea: A non-profit in Brazil that provides free financial planning to low-income families. The startup works with banks to offer credit to qualifying customers, and works with the family to create a plan for them to pay it back. They already work with 8 banks and offer credit to 300 families.

-1

Idea: A Brazilian startup that wants to be the Stripe of Brazil, helping e-commerce companies accept credit card payments.

-1

Easily accessible credit. The idea here is to enable people to set up accounts and be able to borrow money for things like furniture, or home improvement. So far, they’ve raised $5.2 million.

-1

Idea: This startup is building a tool for people looking to understand their own credit and financial health. The app answers questions like “How much money do I need to retire” and helps them make projections for future expenses.

-1

 A software company that provides a way for people to use their phones to get cash from an ATM, rather than using a credit card, and earn rewards points in the process.

-1

A tool that helps consumers purchase and manage their credit data and manage their accounts. The app allows people to check their account balances, transfer money, and see all of their bills.

-1

A startup that allows you to transfer funds from a card (like a credit card or bank card) to a bank account using an API (application programming interface) instead of a physical card

-2

A software company that helps banks and credit unions with their lending process.

-2

A startup that helps people who have lost their wallets to find their money and credit cards

-2

A startup that creates a new type of credit card that solves a common problem

-2

A startup that creates and distributes a special kind of credit card that people can use to pay all of their bills online

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