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Card Startup Ideas

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A startup that uses artificial intelligence to detect credit card fraud. The startup recently raised $1 million to begin working on its app.

752

A startup for finding and reserving gyms, as well as a digital membership card. The startup wants to be the world’s first digital gym, using an app to track and manage memberships.

237

A company that provides an API that allows users to integrate and track their credit cards

233

is a platform that allows users to buy, sell, and trade gift cards for a small fee.

160

The founders of this startup are trying to create a new kind of credit card that can be used across multiple merchants, instead of different cards for different merchants.

131

A credit card that is funded by users rather than banks, with a cap on monthly spending.

127

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

127

A company that builds an online platform for users to create business cards with their company's name and logo.

125

A team of data scientists comes up with a way to use machine learning to detect fraudulent credit card purchases. The company says it has already helped its clients save $7 million, and expects to save the same amount this year as well.

117

A startup that helps people manage their plastic cards, and make purchases that require plastic.

112

A B2B service for helping retailers automate the process of accepting credit cards.

110

A startup for the sale of trading cards that helps you track and manage your collection.

105

Idea: A credit card that rewards people for healthy behavior

99

A startup that provides a way to buy and sell Amazon gift cards at a discount. The company makes money through affiliate revenue.

96

A mobile app for finding the closest parking spot to where you’re going, with the ability to pay for it with a credit card.

95

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

95

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

94

An ATM that lets people log in with a fingerprint to get their card.

94

A credit card for the underbanked.

93

If you’re a food blogger, you need to know how to cook. The startup helps you do just that with a workflow that allows you to take photos of food you’re cooking and then create a recipe card that you can share with your readers.

93

 This startup wants to bring a lot of the Nintendo-style collectible card game experience to startups, allowing them to create teams and battle each other in person or online.

93

A company that wants to be the “Uber of home security”, letting people pay for home security devices with their credit cards and then let the company handle the rest. The company has raised $10 million in a Series A.

92

A startup that helps customers change loyalty cards without physically going to the store.

88

A platform where people can pay with their debit and credit cards to buy products from merchants.

87

A startup to help you understand your current credit card’s reward programs

87

The company’s first product is a credit card reader that plugs into a mobile device. It’s meant to work with a smartphone’s wireless charging capabilities.

86

A consumer credit card that’s crowd-funded

86

A tool that helps you compare credit cards and other features.

85

A startup that wants to provide an alternative to the major companies that offer access to credit cards.

85

A credit card that allows you to donate to charity on a monthly basis.

85

A smartphone app that allows employees to find the nearest cash and card-accepting ATM.

85

A startup that allows small businesses to sell their products online, and pay vendors with a digital wallet, and only with verified credit card.

85

a company that helps customers in Europe manage their money quickly and easily. Its first product will be a prepaid Visa card that can be loaded with cash through a debit card.

83

A design company that will produce handwritten letters and postcards for customers, and send them to customers via mail.

83

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

82

A startup that makes it easier for hotel guests to use their credit card on property. The company’s founders came up with the idea at a conference where the hotel they were staying at had a similar feature, and thought there was a better way to do it.

82

A digital payment card that allows people to pay for things with their phones.

82

An online platform that lets users organize their collections of crayons, Pokemon cards, and other “collectibles” in a way that’s easy to search, sort, and share.

82

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

82

Business cards for people who are too busy for a traditional design

81

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

81

A credit card for small businesses. The startup wants to help small businesses get credit cards, but it’s not a credit card.

81

A credit card issuer that focuses on low-income consumers.

80

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

79

A startup that helps you pay for things with credit cards for merchants who may not have the traditional infrastructure.

79

A startup that is helping companies and individuals get debit cards for free when they have banked with their bank for the last 3 years.

79

Helps create custom gift cards for any occasion

78

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

78

A startup that sells a new take on a very old concept: Visa debit cards. The startup has over 1,000 customers, ranging from Nike to Goldman Sachs, and has sold over 5 million cards.

78

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

78

The startup’s service allows users to create custom-designed and branded debit cards to be used at millions of locations in the US, UK, Canada, France, and Australia. It also does global spending and cross-border payments for businesses that need it.

78

This company is building a way to leverage the 50 million unclaimed American Express rewards cards that are sitting in a dormant state, unclaimed. The company wants to make it easier for companies to manage those rewards cards.

77

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

77

Built for a “very different industry”, this startup is helping people manage their credit cards.

77

A free database of all consumer credit cards, available online and allowing users to search for cards, compare them, and see where they’re used.

77

A company that allows people to plug in their credit card info, and then allows them to download their credit report

77

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

76

A digital store for collectible cards that helps users build a collection by tracking and sharing their collection, and by selling cards in a marketplace.

76

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

75

Startup that allows users to pay for their Uber rides with their Chase credit card, resulting in credits to their card balance.

75

A startup that wants to help its customers find the right credit card with the right rewards program.

75

A software & hardware startup that makes a $100 credit card with a built-in fingerprint scanner

74

A company that lets you find a local attorney and pay via credit card.

74

A company that creates holographic cards that work like a magic trick.

74

A platform to verify if a person has a medical marijuana card in the state of Arizona

74

A platform that connects companies to freelancers via a web app. The startup accepts payments via PayPal and credit card.

74

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

74

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

73

The idea is that you could use a built-in chip that connects to your phone to allow your phone to act like a credit card. The idea is still in the early stages.

73

A company that is building a platform that lets artists sell their work directly to customers, including things like stickers and greeting cards.

73

A mobile app that helps users save money by suggesting the right balance for their credit cards. The startup has raised $1 million in seed funding.

72

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

72

A platform that enables online businesses to easily take payments with a credit card.

71

A credit card that earns points for saving money. The startup helps people save money by helping them save points on their credit card through savings accounts.

71

A platform that helps retailers figure out how to attract more customers through social media. It uses a combination of data and algorithms to predict who will sign up for their credit card, and who will visit their physical store.

71

A startup that sells a physical card that lets you pay for things with your phone.

71

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

71

A startup that offers a service to provide a report card for single mothers

70

A San Francisco-based startup that wants to help you build your own customized products, from custom business cards to custom furniture. The startup is building a catalog of products, and shipping internationally.

70

A startup that lets users pay their bills via credit card orders.

70

A new way of paying for groceries using a credit card, with the goal of helping people make healthier, more affordable choices.

70

A software company that uses AI to predict your monthly credit card payments, based on your current spending.

70

This startup is building a mobile banking platform that will allow small business to accept payments from their customers easily through their SIM cards.

70

This startup is a platform that allows shoppers to send gifts to any other shopper with a linked debit or credit card, or even a prepaid card.

69

A physical card that can be used to charge software as a service, like SaaS, subscriptions and free trials.

69

A payment startup for the UK that allows merchants to be paid quickly and securely with a debit card.

69

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

69

A startup that provides a service where they will send a greeting card to someone on your behalf

68

A physical card that tracks how much you’ve walked, and further tracks you on an app.

68

A start-up that allows you to pay for your Lyft or Uber ride using the credit you get back from your credit card company’s rewards program.

68

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

68

A gift card company that helps restaurants and retailers transfer money between countries.

68

A new way to create personalized cards, with a variety of materials printed on the front. It’s a way to create business cards that are more meaningful than traditional business cards.

67

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

67

A software platform that lets people transfer money between their bank accounts, and their credit cards.

67

A startup that provides a service where you get a $200 gift card to an online store and you get to keep 10% of the value of the gift card

66

A startup that gives you a free credit card (with no annual fees) when you sign up for a certain amount of money back when you shop online

66

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

66

An on-demand gig service that pays users with gift cards to merchants. The startup currently has two pilot customers in the UK, and plans to expand to the US in the coming months.

66

This credit card processor is trying to make small businesses feel more secure about their accounts.

66

A startup that aims to solve the problem of the billion people on the internet with no credit cards.

66

A payments platform that allows merchants to accept credit card payments in-app.

66

The team behind CardCounting is building a mobile app that helps improve the spending habits of low-income people, and provide a platform for financial services aimed at those people.

65

A startup that provides a custom-branded credit card for businesses. The startup is working with a handful of national merchants and aims to scale eventually.

65

 A “frictionless” payments app that lets businesses turn debit card payments into direct deposits, enabling customers to pay without even having a card in their hands.

65

An online marketplace for home services and the services of other contractors. Users can find services and contractors by keywords, and pay with a credit card or PayPal.

65

A company that makes digital wallets for vending machines, allowing users to pay with credit cards and cash.

65

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

65

A company that connects retail stores with talented baristas. The startup offers the ability to get coffee from the comfort of one’s own home, and pay with a credit card.

65

A digital wallet for micro-businesses that allows them to accept payments online and get payment cards in the mail. It provides a merchant account and payment card.

64

A startup that wants to put a common API between many banks and start to allow consumers to take debit card payments anywhere.

64

A company that lets people easily sell and buy gift cards from their phones.

64

A company that turns a smartphone into a credit card terminal for money transfers.

64

A tool that helps you find the best interest rates for your credit card. The startup says they have more than 1,000 users and are growing by 100 users a month. The founders say they’ve raised $1.3 million in funding from angel investors.

64

Similar to the standard credit card processing business, but with a more tailored product. The startup has a subscription model, and aims to break down the barriers to entry for smaller businesses.

64

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

64

A free service that allows you to track and manage your 20+ credit cards in one place.

64

A “checking card” to help startups get paid. It’s a card that can be used for all of a company’s purchases, including things like affiliate marketing or advertising.

63

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

63

A tool that provides an interface to connect to third-party data sources, like credit cards, loyalty programs, and other apps, to produce a complete customer profile.

61

A mobile app that helps a person use a credit card that does not have a magnetic stripe. Instead, it uses a special card reader that reads the information on the card, and sends it to the app.

61

The company’s wallet app includes a rewards program that allows users to earn points that translate into gift cards and other discounts.

61

A startup that provides a service where you can purchase a gift card that is redeemable for a 1 hour tech support phone call

60

Startup that builds a platform to pay for parking with a credit card.

60

A software development company based in Utah. They’ve built a platform that helps small businesses get paid faster by automating the process of bill-pay and credit card collection.

60

A mobile app that allows you to manage your credit and debit card numbers with just your phone’s camera and a voice response. Circle uses the camera to take a picture of the card and then calls the number on the card to confirm it’s valid before linking it to your phone.

59

A digital credit card designed to help people pay for things by charging a small amount each time they use it.

59

A startup that wants to build a smartphone-based payment system, with support for cryptocriteria like Bitcoin and Litecoin, to replace the credit cards people use to pay each other.

58

An “invisible” credit card. The startup aims to use biometrics, like facial recognition, to replace physical credit cards. It’s first product is a “perpetual” card that can be used in lieu of a regular card.

58

A startup that helps parents and families create a custom “holiday card” for friends and family.

58

The accelerator is based in New York's Brooklyn neighborhood, and was founded in February 2015. It is sponsored by MasterCard, and has attracted companies from around the world, including Colombia, Kazakhstan, Spain, and the United Kingdom.

57

A mobile app that allows users to find and book a taxi and pay for rides with their credit cards. Currently operating in the UAE.

56

An AI that helps the elderly and homebound with “frequent flyer miles” points and gift cards.

56

A wireless charging pad that looks like a credit card. The company wants to create a whole ecosystem that combines charging stations, wireless charging pads, and a mobile app.

56

A credit card you can use for virtual items, virtual real estate, and virtual donations.

56

A digital payment platform that allows consumers to pay with their accounts without ever entering a card number.

55

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

54

A $100 credit card designed for students who want to pay down debt.

53

A startup that wants to make buying gift cards more efficient by allowing gift card holders to sell unused cards online.

53

This startup is building a “smart” card that runs on a local RFID (radio frequency identification) chip. The card is intended for use in vending machines and retail stores where sales occur, but the company is also looking to use it in other contexts like credit/debit cards and membership cards.

53

A desktop application that allows people to quickly and easily pay their bills, from utility companies to credit card companies.

53

An “incredibly fast” and “less expensive” way to process credit card payments on the web.

53

A company that provides an API for businesses to be able to sell custom branded cryptocurrency gift cards to their customers. They say their customers include Whole Foods, Sephora, Target, and other major retailers.

52

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

52

Helps users find the best deals on flights, hotels and car rentals. The startup allows you to search for flights, hotels, car rentals and more, and then allows you to filter the results by price, location, amount, and whether you’d like to pay with cash or credit card.

52

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

51

An API that lets customers pay any merchant in the world, directly through their website, with no credit-card processing fees.

51

Credit card skimming startup that has raised $1.2 million to help merchants cut down on fraud.

51

A startup that allows customers to buy groceries with a prepaid Visa card. It’s already in the works with over 16,000 users.

50

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

49

A content marketing startup that wants to make customers more aware of their own credit card data. The company’s strategy is to make the customer’s credit card data more transparent by showing customers a breakdown of their expenses and a way to lower them.

49

A way of helping people track their credit card transactions.

49

 This is a marketplace where people can sell their expired Amazon and eBay gift cards, with a small percentage of the proceeds going to charity. The startup takes a cut from each sale.

49

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

48

A startup trying to bring payments made through a physical credit card to cash-only establishments. The startup is pitching its service as a way to bring cash-only businesses into the digital age.

48

A company that provides a service that lets customers pay for their groceries using a credit card without having to carry cash.

48

A digital payment solution for baristas that allows them to accept credit cards, debit cards, and Apple Pay payments. The startup is currently focused on the US market.

48

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

47

A machine-learning platform for detecting fraud in credit card transactions.

47

A tool for teams to choose which cards in a deck to use.

46

A startup that’s building a way to make it easy for existing credit card users to get the same rewards as users of new cards.

46

A platform that helps busy people manage their finances, including personalized budgeting and credit card management suggestions.

45

It’s a brand new concept in the world of advertising, using the “perks” of a travel-based credit card to show you ads you’d be interested in on a flight.

44

A platform that helps you get the best rates on your loans, or credit cards.

44

A “digital credit card” for the blockchain-based payments market.

44

A credit card that rewards its customers for giving back to the community. Instead of paying a flat fee for the credit card, customers are charged based on the number of points they earn for charitable donations.

43

This company wants to be a payment platform for businesses that want to accept cards from both Visa and Mastercard, including Square of course.

43

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

42

A startup that wants to take your credit card data and have it automatically pay your bills, so you never have to pay a late fee.

41

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

41

A startup that wants to build a system to help people in the developing world manage and track their food using a mobile phone. It’s building a platform that allows customers to buy and sell food using a mobile phone and a credit card.

41

A payment platform for mobile airtime cards and prepaid calling cards

40

A startup that helps individuals sell their online shopping and other services, and get paid via their credit card.

39

A startup that helps people get their wages deposited electronically into their bank accounts. They’re using data from the US government’s MyEBT card and are aiming to make getting paid faster and easier for people who are on the edge of the financial system.

39

A mobile application that uses a custom demo version of Facebook’s Graph API to allow users to create and share an interactive digital business card that includes information about their company, including their team.

39

A startup for direct sales of international travel, with a focus on leisure travelers. The startup provides an easy way to book and pay for the flight with a credit card and splits the commission with the travel agent.

38

A digital point-of-sale system for restaurants that minimizes friction and drives more sales. The platform uses a credit card reader and is simply hooked up to an existing Wi-Fi network.

38

The online platform for signing up for U.S. green cards.

38

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

38

A smartphone case that stores a business card, works as a stylus, and can charge your phone. The case is developed by a local craftsman in Taiwan.

38

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

37

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

37

A digital rewards program for customers. Customers earn points for purchases, and then redeem them for prizes ranging from gift cards to gadgets and cash.

37

A startup that wants to build a discount drug pricing loyalty card with a goal of reducing the cost of prescription medications by up to 50%.

36

This company allows companies to build their own private-labeled credit cards.

36

A tool that helps you manage your Christmas card list, and order cards from different suppliers.

36

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

36

The company is building a tool that lets you browse and buy things online without having to provide your credit card numbers.

36

A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.

35

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

35

This is an app that helps fans book concert tickets. FanBridge helps match fans with the artists they want to see, then book tickets and credit cards for the show.

35

A B2B company that aims to help retailers manage all of their account receivables (credit cards, store cards, and payment cards) from a single platform. The company is selling to retailers and merchants in the US and Latin America.

35

This is a platform that integrates with your bank account and offers reward points and gift cards to users.

34

A company that sells ‘smart’ access cards for venues/events, allowing guests to swipe their cards, turn on an app, and receive push notifications of things like door status and food and drink orders.

34

This is a credit card processing startup that is aiming to offer a cheaper alternative for small businesses.

33

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

33

A card that can be used at any gas station in the US

33

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

33

A startup tackling the problems with credit cards.

32

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

32

A subscription-based loyalty card company that helps people earn reward points and redeem them for real goods and experiences (like $20 off your next coffee)

31

A mobile app that connects users to the best local organic food, and helps them pay for it with their credit card

31

 A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

30

A web-based platform that allows users to create and manage custom-made credit cards to make online payments. They also offer an API for customers to build their own solutions on top of.

30

iCandy is a B2B company that helps companies to create and manage digital gift cards.

29

A startup that allows businesses, restaurants, and other organizations that have a point of sale system to accept payments with just a swipe of a card.

29

A platform that allows users to buy and sell gift cards to other users, using the same system that goes into buying Spotify or Netflix gift cards.

29

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

29

A startup that is building a new type of credit card for low-income people by partnering with an NGO in Brazil to give these people access to credit for groceries, utilities, and gas.

28

A software platform for providing pre-paid credit cards. The startup is building an API for businesses to buy virtual credit cards branded with their brand, which they can then offer to their customers.

28

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

28

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

28

Focused on helping the elderly pay bills, Vayvadex allows users to pay for services, like a nursing home, with a swipe of their debit card. Users can also use the app to find a doctor or a home aide.

28

A consumer service that helps consumers collect on credit card debt from their personal loans.

27

A Chinese startup that wants to help people learn English faster and easier. The startup writes questions and answers on cards and puts them on a string, which people can play around with. And their idea is proving popular in China, with a million cards sold in three months.

27

A startup that makes it easy to buy and sell gift cards, gift cards, and loyalty cards. The startup is building a platform to make the buying and selling of gift cards and loyalty cards easier.

27

A startup that’s bringing Bitcoin into the physical world, with a prepaid debit card and a physical debit card. The founders want to make Bitcoin universally usable, and are building a physical card to use at stores, ATMs, and anywhere else.

27

An on-site credit card system for small businesses. The company says it’s already working with over 700 businesses.

26

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

26

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

26

A web-based service that allows users to find out which credit card to use for a purchase or a business expense.

23

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

22

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

21

A company that helps people quickly book flights by way of a flashcard-like app

21

A credit card that doesn’t charge interest and is cheaper than a credit card with a small monthly fee.

21

A credit card for people who don’t want a traditional card. The startup gets merchants to opt-in to their service, and since they don’t have a traditional credit history, they don’t have to pay as high interest rates.

19

An enterprise-grade mobile app that makes it easier to hire freelance contractors. The startup’s software tracks hours, overtime, time cards and more, and automates the process.

19

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

19

A company that helps students pay for tuition with a prepaid debit card, available to any in the US. The startup has built a “pay to school” system that works with any college, university, or trade school. The startup doesn’t operate in Brazil.

15

A smart card means to help improve the efficiency of the US transportation system for trucking, rail, and maritime transportation.

13

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

12

A digital representation of a physical card game for the internet, replacing the physical card deck with a virtual one. The startup’s founder says they’re close to the top 500 in the iPhone app store. They have a few hundred users.

12

A credit card processing tool for people in developing countries. The credit card can be used to buy goods online from retailers all over the world.

12

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

8

An online tool that helps people track their credit card spending. The startup claims to have over 400,000 users and says it has saved users over $1 million.

7

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

4

This startup makes a credit card without annual fees or a credit limit. Customers can pay as much or as little as they want each month and never be charged interest or fees.

0

A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

-1

A startup that provides a service where people can pay $100 and get a hand-crafted thank you card from someone who made it

-1

A startup that provides a service where people can buy gift cards for others and then the recipient can buy what they want

-1

A startup that provides a service where you can buy a "get out of debt free" card for someone who is struggling with debt

-1

A startup that provides a product to help people who have trouble memorizing things (IE they get a card with the information on it and put it in a place where they can see it)

-1

Idea: Digitize and distribute membership cards and other physical cards

-1

Idea: Companies sell gift cards for customers to use The gift card company buys the gift cards in bulk from the companies

-1

Idea: We’re building a gift card marketplace that will allow small businesses and brick & mortar stores to sell gift cards and let you buy them in seconds

-1

Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending

-1

Idea: A web app that predicts the next card in a Magic: The Gathering game The startup raised $35 million in venture capital and says they have 120,000 active users

-1

Idea: A digital business card for recruiters

-1

Idea: A startup that provides a platform for companies to sell gift cards to employees, allowing employees to buy gifts for their loved ones and get back to work The company says they’ve signed up over 60 companies to use their platform

-1

Idea: A credit card processor that displays relevant information for merchants on the checkout page

-1

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1

Idea: A hardware product that seamlessly integrates with your existing credit card reader so that you can accept credit card payments in person.

-1

Idea: A startup that wants to replace your wallet with a digital payments card, with one card that works everywhere. They charge a fee for the card, and also receive a cut of the fees merchants pay for the transaction.

-1

Idea: A startup that helps restaurants in India optimize their kitchen workflow, and take advantage of technology like smart fridges and credit card processing.

-1

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

-1

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

-1

Idea: A company that makes it easy for companies to pay their employees with a card that can be used to withdraw cash, make purchases online, or used for ATM withdrawals.

-1

Idea: A startup that’s building a credit card for people with low credit scores, currently working with a data provider to build on top of their database of people who could qualify for the card. The company is looking to build a suite of financial products and services for the people who can’t access them.

-1

Idea: A financial education platform that teaches users about credit cards and loans

-1

Idea: A credit card company that’s specifically built for musicians. It replaces the usual tools musicians use to get paid.

-1

Idea: A startup that helps people in the US save for international travel by converting their credit card rewards into cash. The startup is focusing on helping people who are about to travel abroad in the next three months.

-1

Idea: A Brazilian startup that wants to be the Stripe of Brazil, helping e-commerce companies accept credit card payments.

-1

 A software company that provides a way for people to use their phones to get cash from an ATM, rather than using a credit card, and earn rewards points in the process.

-1

A startup that allows you to transfer funds from a card (like a credit card or bank card) to a bank account using an API (application programming interface) instead of a physical card

-2

Idea: A new consumer-focused mobile payments app to replace credit cards The company aims to reduce friction by letting users buy things with their phone instead of having to pull out their wallet They want to replace everyone’s credit card information The startup has processed over $1MM in payments

-2

A startup that helps people who have lost their wallets to find their money and credit cards

-2

A startup that creates a new type of credit card that solves a common problem

-2

A startup that creates and distributes a special kind of credit card that people can use to pay all of their bills online

-6