💡 Ideas AI

Powered by OpenAI

Ideas on this page are 100% generated by OpenAI's GPT-3, an artifically intelligent deep learning model, without human involvement, and trained by you and 807,978+ other people who liked or disliked ideas. How it works

by @levelsio



Card Startup Ideas

Sponsor: You don't need to go back to the office! Find a remote job on Remote OK and work from anywhere


A startup that uses artificial intelligence to detect credit card fraud. The startup recently raised $1 million to begin working on its app.

772

A startup for finding and reserving gyms, as well as a digital membership card. The startup wants to be the world’s first digital gym, using an app to track and manage memberships.

245

A company that provides an API that allows users to integrate and track their credit cards

241

is a platform that allows users to buy, sell, and trade gift cards for a small fee.

171

This startup wants to build a new type of credit card for the underbanked, especially in developing countries. It takes the form of a prepaid card and is available in any currency. Given the lack of banking options in many such countries, the startup sees a lot of potential for growth.

142

The founders of this startup are trying to create a new kind of credit card that can be used across multiple merchants, instead of different cards for different merchants.

135

A credit card that is funded by users rather than banks, with a cap on monthly spending.

133

A team of data scientists comes up with a way to use machine learning to detect fraudulent credit card purchases. The company says it has already helped its clients save $7 million, and expects to save the same amount this year as well.

130

A company that builds an online platform for users to create business cards with their company's name and logo.

129

A B2B service for helping retailers automate the process of accepting credit cards.

127

A startup that helps people manage their plastic cards, and make purchases that require plastic.

125

A startup for the sale of trading cards that helps you track and manage your collection.

113

A startup that provides a way to buy and sell Amazon gift cards at a discount. The company makes money through affiliate revenue.

113

Idea: A credit card that rewards people for healthy behavior

108

If you’re a food blogger, you need to know how to cook. The startup helps you do just that with a workflow that allows you to take photos of food you’re cooking and then create a recipe card that you can share with your readers.

107

A startup that lets people create a website from a photo of their business card, which they can then share on social networks.

106

A company that wants to be the “Uber of home security”, letting people pay for home security devices with their credit cards and then let the company handle the rest. The company has raised $10 million in a Series A.

105

A platform that brings the benefits of crowdfunding to the traditional credit card industry.

105

A mobile app for finding the closest parking spot to where you’re going, with the ability to pay for it with a credit card.

104

A credit card for the underbanked. It eschews traditional bank systems and instead relies on direct deposit.

104

A credit card for the underbanked.

103

 This startup wants to bring a lot of the Nintendo-style collectible card game experience to startups, allowing them to create teams and battle each other in person or online.

102

An ATM that lets people log in with a fingerprint to get their card.

101

A platform where people can pay with their debit and credit cards to buy products from merchants.

98

A design company that will produce handwritten letters and postcards for customers, and send them to customers via mail.

97

A consumer credit card that’s crowd-funded

97

A tool that helps you compare credit cards and other features.

96

A startup to help you understand your current credit card’s reward programs

96

A credit card that allows you to donate to charity on a monthly basis.

95

A startup that helps customers change loyalty cards without physically going to the store.

95

This startup is building an online and mobile platform to help consumers research credit cards, loans, and credit scores.

95

This is an application that lets you set up a credit card and apply for a bank loan instantly, within a few minutes of signing up.

94

An online platform that lets users organize their collections of crayons, Pokemon cards, and other “collectibles” in a way that’s easy to search, sort, and share.

94

A credit card issuer that focuses on low-income consumers.

93

A smartphone app that allows employees to find the nearest cash and card-accepting ATM.

93

The company’s first product is a credit card reader that plugs into a mobile device. It’s meant to work with a smartphone’s wireless charging capabilities.

93

A startup that makes it easier for hotel guests to use their credit card on property. The company’s founders came up with the idea at a conference where the hotel they were staying at had a similar feature, and thought there was a better way to do it.

93

A credit card that has no annual fee and no foreign transaction fees. The company is in India.

93

a company that helps customers in Europe manage their money quickly and easily. Its first product will be a prepaid Visa card that can be loaded with cash through a debit card.

92

A startup that allows small businesses to sell their products online, and pay vendors with a digital wallet, and only with verified credit card.

92

A startup that is helping companies and individuals get debit cards for free when they have banked with their bank for the last 3 years.

92

A digital payment card that allows people to pay for things with their phones.

91

A startup that helps you pay for things with credit cards for merchants who may not have the traditional infrastructure.

90

A credit card with a debit card that earns points and can be used for all purchases, including travel and dining.

90

Helps create custom gift cards for any occasion

89

A startup that wants to provide an alternative to the major companies that offer access to credit cards.

89

A platform for micro-transactions for online merchants. The startup wants to eliminate the need for credit cards. The startup has its first pilot under its belt, with $300,000 in monthly revenue.

89

A platform to verify if a person has a medical marijuana card in the state of Arizona

89

A digital store for collectible cards that helps users build a collection by tracking and sharing their collection, and by selling cards in a marketplace.

89

A credit card for people who are underbanked. The company offers a line of credit that doesn’t require a credit check, allowing people to put down as little as $1.

88

A startup that sells a new take on a very old concept: Visa debit cards. The startup has over 1,000 customers, ranging from Nike to Goldman Sachs, and has sold over 5 million cards.

88

A gift card company that helps restaurants and retailers transfer money between countries.

88

A credit card for small businesses. The startup wants to help small businesses get credit cards, but it’s not a credit card.

88

A personal finance service that helps people pay down their debt from multiple cards in a single monthly payment.

87

The idea is that you could use a built-in chip that connects to your phone to allow your phone to act like a credit card. The idea is still in the early stages.

87

A free database of all consumer credit cards, available online and allowing users to search for cards, compare them, and see where they’re used.

87

Business cards for people who are too busy for a traditional design

86

This startup is building a payment platform to help rural local businesses accept credit cards. The startup is based in the Philippines and has been working with both credit cards and bank-issued debit cards in the country.

86

The startup’s service allows users to create custom-designed and branded debit cards to be used at millions of locations in the US, UK, Canada, France, and Australia. It also does global spending and cross-border payments for businesses that need it.

86

Aiming to make it easier for people to use digital cash, the startup wants to make it easier for people to pay each other without the need to send money through a bank. They’re working to make digital cash as ubiquitous as a credit card.

85

This company is building a way to leverage the 50 million unclaimed American Express rewards cards that are sitting in a dormant state, unclaimed. The company wants to make it easier for companies to manage those rewards cards.

85

A company that allows people to plug in their credit card info, and then allows them to download their credit report

85

A software & hardware startup that makes a $100 credit card with a built-in fingerprint scanner

84

A platform that enables online businesses to easily take payments with a credit card.

84

A startup that wants to solve the problem of allowing businesses to accept credit cards and bank accounts in one place. After launching in April, the company is now working on making the process seamless for customers.

83

A mobile app that helps users save money by suggesting the right balance for their credit cards. The startup has raised $1 million in seed funding.

83

This startup is building a mobile banking platform that will allow small business to accept payments from their customers easily through their SIM cards.

83

A credit card that earns points for saving money. The startup helps people save money by helping them save points on their credit card through savings accounts.

83

Startup that allows users to pay for their Uber rides with their Chase credit card, resulting in credits to their card balance.

83

A startup that provides a service where they will send a greeting card to someone on your behalf

82

A company that creates holographic cards that work like a magic trick.

82

A platform that helps retailers figure out how to attract more customers through social media. It uses a combination of data and algorithms to predict who will sign up for their credit card, and who will visit their physical store.

82

A mobile app that helps a person use a credit card that does not have a magnetic stripe. Instead, it uses a special card reader that reads the information on the card, and sends it to the app.

82

A startup that sells a physical card that lets you pay for things with your phone.

82

A new way of paying for groceries using a credit card, with the goal of helping people make healthier, more affordable choices.

81

A company that lets you find a local attorney and pay via credit card.

81

A tool for managing student debt, allowing users to “raise the rates they pay on student loan or credit card debt by a percent or more”.

81

A startup that wants to help its customers find the right credit card with the right rewards program.

81

Built for a “very different industry”, this startup is helping people manage their credit cards.

81

A startup that lets users pay their bills via credit card orders.

80

A company that is building a platform that lets artists sell their work directly to customers, including things like stickers and greeting cards.

80

A company that allows entrepreneurs to raise money with their credit cards (and pay back later with future earnings).

80

Online platform that helps small businesses access business loans and credit cards from local banks. The startup has raised $2 million from a range of investors.

80

A new way to create personalized cards, with a variety of materials printed on the front. It’s a way to create business cards that are more meaningful than traditional business cards.

79

This startup is a platform that allows shoppers to send gifts to any other shopper with a linked debit or credit card, or even a prepaid card.

79

A physical card that tracks how much you’ve walked, and further tracks you on an app.

79

A payment startup for the UK that allows merchants to be paid quickly and securely with a debit card.

79

A start-up that allows you to pay for your Lyft or Uber ride using the credit you get back from your credit card company’s rewards program.

79

A startup that offers a service to provide a report card for single mothers

78

A physical card that can be used to charge software as a service, like SaaS, subscriptions and free trials.

78

A platform that connects companies to freelancers via a web app. The startup accepts payments via PayPal and credit card.

78

A Chinese-focused ecommerce platform that was built on the idea that China's economy is less of a free market and more of a controlled economic system. The company is working on a solution to let individuals buy goods without a bank account and without a traditional credit card.

78

A San Francisco-based startup that wants to help you build your own customized products, from custom business cards to custom furniture. The startup is building a catalog of products, and shipping internationally.

77

A platform that helps small businesses manage their finances by bringing together all their bank accounts and credit cards into one dashboard for employees, and for employees to request payments.

77

A software platform that lets people transfer money between their bank accounts, and their credit cards.

77

A startup that wants to put a common API between many banks and start to allow consumers to take debit card payments anywhere.

76

The company’s wallet app includes a rewards program that allows users to earn points that translate into gift cards and other discounts.

76

A company that connects retail stores with talented baristas. The startup offers the ability to get coffee from the comfort of one’s own home, and pay with a credit card.

76

A startup that provides a custom-branded credit card for businesses. The startup is working with a handful of national merchants and aims to scale eventually.

75

A company that lets people easily sell and buy gift cards from their phones.

75

A startup that wants to make the “banking process” easy for millennials. The CEO says that half of millennials don’t have checking accounts, and another third don’t have credit cards. They want to do for banking what Mint did for personal finance.

75

A startup that aims to solve the problem of the billion people on the internet with no credit cards.

75

An online marketplace for home services and the services of other contractors. Users can find services and contractors by keywords, and pay with a credit card or PayPal.

74

A software company that uses AI to predict your monthly credit card payments, based on your current spending.

74

A company that turns a smartphone into a credit card terminal for money transfers.

74

A startup that wants to make your money work for you, without having to do the work yourself. The company’s first product is a small device that makes it easier for people to open their credit card accounts, and has plans to expand to other financial products like insurance.

74

A startup that provides a service where you get a $200 gift card to an online store and you get to keep 10% of the value of the gift card

73

This credit card processor is trying to make small businesses feel more secure about their accounts.

73

Similar to the standard credit card processing business, but with a more tailored product. The startup has a subscription model, and aims to break down the barriers to entry for smaller businesses.

73

 A “frictionless” payments app that lets businesses turn debit card payments into direct deposits, enabling customers to pay without even having a card in their hands.

72

A tool that helps you find the best interest rates for your credit card. The startup says they have more than 1,000 users and are growing by 100 users a month. The founders say they’ve raised $1.3 million in funding from angel investors.

72

A company founded by a team of Stanford and Berkeley researchers that uses AI to detect and prevent fraud. The software aims to detect when a person is trying to make a credit card purchase in a store and notify the appropriate employees, who can then stop the transaction.

72

A company that makes digital wallets for vending machines, allowing users to pay with credit cards and cash.

72

A digital credit card designed to help people pay for things by charging a small amount each time they use it.

72

Helps users find the best deals on flights, hotels and car rentals. The startup allows you to search for flights, hotels, car rentals and more, and then allows you to filter the results by price, location, amount, and whether you’d like to pay with cash or credit card.

72

A startup that gives you a free credit card (with no annual fees) when you sign up for a certain amount of money back when you shop online

71

A startup that wants to build a smartphone-based payment system, with support for cryptocriteria like Bitcoin and Litecoin, to replace the credit cards people use to pay each other.

71

The team behind CardCounting is building a mobile app that helps improve the spending habits of low-income people, and provide a platform for financial services aimed at those people.

71

A digital wallet for micro-businesses that allows them to accept payments online and get payment cards in the mail. It provides a merchant account and payment card.

71

An on-demand gig service that pays users with gift cards to merchants. The startup currently has two pilot customers in the UK, and plans to expand to the US in the coming months.

71

A credit card with no annual fee, no foreign transaction fee, no penalty fees, no cash advance fees, no late fees, and a 0% intro APR for 15 months.

71

A “checking card” to help startups get paid. It’s a card that can be used for all of a company’s purchases, including things like affiliate marketing or advertising.

71

A software development company based in Utah. They’ve built a platform that helps small businesses get paid faster by automating the process of bill-pay and credit card collection.

71

A payments platform that allows merchants to accept credit card payments in-app.

71

A startup that provides a service where you can purchase a gift card that is redeemable for a 1 hour tech support phone call

70

A startup that helps parents and families create a custom “holiday card” for friends and family.

70

A startup that’s building a way to make it easy for existing credit card users to get the same rewards as users of new cards.

70

Startup that builds a platform to pay for parking with a credit card.

70

A mobile app that allows you to manage your credit and debit card numbers with just your phone’s camera and a voice response. Circle uses the camera to take a picture of the card and then calls the number on the card to confirm it’s valid before linking it to your phone.

68

A tool that provides an interface to connect to third-party data sources, like credit cards, loyalty programs, and other apps, to produce a complete customer profile.

68

A free service that allows you to track and manage your 20+ credit cards in one place.

68

An “invisible” credit card. The startup aims to use biometrics, like facial recognition, to replace physical credit cards. It’s first product is a “perpetual” card that can be used in lieu of a regular card.

66

A wireless charging pad that looks like a credit card. The company wants to create a whole ecosystem that combines charging stations, wireless charging pads, and a mobile app.

66

An “incredibly fast” and “less expensive” way to process credit card payments on the web.

66

A digital payment platform that allows consumers to pay with their accounts without ever entering a card number.

65

A startup that helps individuals and companies manage their credit card debt in a more timely and efficient way.

65

A startup that wants to make buying gift cards more efficient by allowing gift card holders to sell unused cards online.

65

A desktop application that allows people to quickly and easily pay their bills, from utility companies to credit card companies.

65

A credit card you can use for virtual items, virtual real estate, and virtual donations.

65

A mobile app that allows users to find and book a taxi and pay for rides with their credit cards. Currently operating in the UAE.

64

An AI that helps the elderly and homebound with “frequent flyer miles” points and gift cards.

64

The accelerator is based in New York's Brooklyn neighborhood, and was founded in February 2015. It is sponsored by MasterCard, and has attracted companies from around the world, including Colombia, Kazakhstan, Spain, and the United Kingdom.

64

This startup is building a credit scoring system that combines traditional FICO scores with an algorithm it’s using to predict the likelihood that a person will default on a credit card.

63

A $100 credit card designed for students who want to pay down debt.

62

Credit card skimming startup that has raised $1.2 million to help merchants cut down on fraud.

62

A machine-learning platform for detecting fraud in credit card transactions.

61

 This is a marketplace where people can sell their expired Amazon and eBay gift cards, with a small percentage of the proceeds going to charity. The startup takes a cut from each sale.

60

An API that lets customers pay any merchant in the world, directly through their website, with no credit-card processing fees.

59

A crowdfunding website with a different twist. Currently popular in the UK, the platform allows users to use online loans for funding instead of just credit cards.

58

A company that provides an API for businesses to be able to sell custom branded cryptocurrency gift cards to their customers. They say their customers include Whole Foods, Sephora, Target, and other major retailers.

58

This startup is building a “smart” card that runs on a local RFID (radio frequency identification) chip. The card is intended for use in vending machines and retail stores where sales occur, but the company is also looking to use it in other contexts like credit/debit cards and membership cards.

58

A company that provides a service that lets customers pay for their groceries using a credit card without having to carry cash.

58

A new service that lets companies run their own credit card processing, giving them the ability to take cash out of the ATM and sending it directly to a bank account.

57

A tool for teams to choose which cards in a deck to use.

57

This company wants to be a payment platform for businesses that want to accept cards from both Visa and Mastercard, including Square of course.

57

A way of helping people track their credit card transactions.

57

A startup that allows customers to buy groceries with a prepaid Visa card. It’s already in the works with over 16,000 users.

56

A credit card that doesn’t expire for 24 months. The startup is now in the process of getting a bank account and possibly a credit card license in the US.

56

A content marketing startup that wants to make customers more aware of their own credit card data. The company’s strategy is to make the customer’s credit card data more transparent by showing customers a breakdown of their expenses and a way to lower them.

56

A startup trying to bring payments made through a physical credit card to cash-only establishments. The startup is pitching its service as a way to bring cash-only businesses into the digital age.

56

A digital payment solution for baristas that allows them to accept credit cards, debit cards, and Apple Pay payments. The startup is currently focused on the US market.

56

A startup that’s building a digital card for people who don’t have credit cards, allowing them to purchase goods without a bank account.

56

A venture-backed startup that serves as a marketing platform for credit card and bank data that lets companies run campaigns. It’s also a marketplace for data, where companies can buy and sell their own data sets.

55

A platform that helps you get the best rates on your loans, or credit cards.

55

A startup that wants to build a system to help people in the developing world manage and track their food using a mobile phone. It’s building a platform that allows customers to buy and sell food using a mobile phone and a credit card.

55

A credit card that rewards its customers for giving back to the community. Instead of paying a flat fee for the credit card, customers are charged based on the number of points they earn for charitable donations.

54

It’s a brand new concept in the world of advertising, using the “perks” of a travel-based credit card to show you ads you’d be interested in on a flight.

52

A startup for direct sales of international travel, with a focus on leisure travelers. The startup provides an easy way to book and pay for the flight with a credit card and splits the commission with the travel agent.

52

A startup that helps individuals sell their online shopping and other services, and get paid via their credit card.

52

A platform that helps busy people manage their finances, including personalized budgeting and credit card management suggestions.

52

A “digital credit card” for the blockchain-based payments market.

51

A payment platform for mobile airtime cards and prepaid calling cards

50

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

50

A payments startup that helps merchants accept all major credit cards by charging them the same price. PayMill charges the merchant a flat 2.5% fee for every credit card transaction.

50

A company that helps companies manage their HR functions. The company’s software enables companies to manage their employee records like mortgages, healthcare, and credit cards, and their payroll, benefits, and retirement.

48

A startup that wants to take your credit card data and have it automatically pay your bills, so you never have to pay a late fee.

48

A mobile application that uses a custom demo version of Facebook’s Graph API to allow users to create and share an interactive digital business card that includes information about their company, including their team.

48

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

48

A startup for managing and comparing all of your home loans, credit cards, car loans, and other loans.

48

A startup that helps people get their wages deposited electronically into their bank accounts. They’re using data from the US government’s MyEBT card and are aiming to make getting paid faster and easier for people who are on the edge of the financial system.

47

A smartphone case that stores a business card, works as a stylus, and can charge your phone. The case is developed by a local craftsman in Taiwan.

47

A platform that helps you manage your online credit cards and create a spending plan. The goal of the startup is to create a solution to the following problem: “When you spend money, you don’t know what you spent it on.”

47

The company is building a tool that lets you browse and buy things online without having to provide your credit card numbers.

46

A mobile app that connects users to the best local organic food, and helps them pay for it with their credit card

46

A platform that aims to create more secure credit card transactions by reducing the risk of fraud.

45

A digital rewards program for customers. Customers earn points for purchases, and then redeem them for prizes ranging from gift cards to gadgets and cash.

45

A $50 million per year B2B startup that gathers data from credit card transactions, then matches the data to the person’s payment history to make sure they’re getting fair credit.

44

A startup that wants to build a discount drug pricing loyalty card with a goal of reducing the cost of prescription medications by up to 50%.

44

These are tools that help people manage their personal finances — including things like credit cards, bank accounts, budgets, and investments.

44

This company allows companies to build their own private-labeled credit cards.

44

A B2B company that aims to help retailers manage all of their account receivables (credit cards, store cards, and payment cards) from a single platform. The company is selling to retailers and merchants in the US and Latin America.

44

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

44

This is a platform that integrates with your bank account and offers reward points and gift cards to users.

44

A subscription-based service for managing your credit score. The startup is looking to partner with banks and credit card companies to make it easier to monitor your credit.

43

This is an app that helps fans book concert tickets. FanBridge helps match fans with the artists they want to see, then book tickets and credit cards for the show.

43

This is a credit card processing startup that is aiming to offer a cheaper alternative for small businesses.

43

This is a 3D blockchain game built on the Ethereum blockchain. The game pits users against each other, where they compete for virtual game cards and battle for blockchain-based prizes.

43

A tool that helps you manage your Christmas card list, and order cards from different suppliers.

42

The online platform for signing up for U.S. green cards.

42

A digital point-of-sale system for restaurants that minimizes friction and drives more sales. The platform uses a credit card reader and is simply hooked up to an existing Wi-Fi network.

41

A software platform for providing pre-paid credit cards. The startup is building an API for businesses to buy virtual credit cards branded with their brand, which they can then offer to their customers.

41

A company that sells ‘smart’ access cards for venues/events, allowing guests to swipe their cards, turn on an app, and receive push notifications of things like door status and food and drink orders.

41

A subscription-based loyalty card company that helps people earn reward points and redeem them for real goods and experiences (like $20 off your next coffee)

41

A consumer service that helps consumers collect on credit card debt from their personal loans.

40

A startup that allows businesses, restaurants, and other organizations that have a point of sale system to accept payments with just a swipe of a card.

40

A startup tackling the problems with credit cards.

40

A startup that makes a credit card that works like a debit card but offers cash back

40

iCandy is a B2B company that helps companies to create and manage digital gift cards.

39

A card that can be used at any gas station in the US

39

A platform that allows users to buy and sell gift cards to other users, using the same system that goes into buying Spotify or Netflix gift cards.

39

Focused on helping the elderly pay bills, Vayvadex allows users to pay for services, like a nursing home, with a swipe of their debit card. Users can also use the app to find a doctor or a home aide.

39

A startup for keeping track of your credit cards and bank accounts, with the goal of making it “as easy as possible for millennials to deal with money”.

39

 A credit card linked to your bank account, like a debit card with your bank’s approval. The card can be used everywhere the bank accepts credit cards. The startup has raised $1.5 million in seed funding from a single investor, Andreessen Horowitz.

38

A startup that is building a new type of credit card for low-income people by partnering with an NGO in Brazil to give these people access to credit for groceries, utilities, and gas.

36

An on-site credit card system for small businesses. The company says it’s already working with over 700 businesses.

36

A credit card payment platform that lets merchants accept credit cards on a physical retail location, without the risk of that location failing to pay the merchant.

35

A web-based service that allows users to find out which credit card to use for a purchase or a business expense.

35

A digital payments application for small businesses that replaces a bank account, credit card, and direct debit. The B2B business uses the same technology that allows a company to charge purchases to a credit card.

35

A tool to keep track of financial obligations, such as rent or credit cards or student loans.

35

A web-based platform that allows users to create and manage custom-made credit cards to make online payments. They also offer an API for customers to build their own solutions on top of.

34

A $5 device that connects to your browser and helps you keep track of your spending. The device tracks your checking account and credit card transactions, and lets you enter receipts, to see where your money is going.

34

A Chinese startup that wants to help people learn English faster and easier. The startup writes questions and answers on cards and puts them on a string, which people can play around with. And their idea is proving popular in China, with a million cards sold in three months.

34

A startup that makes it easy to buy and sell gift cards, gift cards, and loyalty cards. The startup is building a platform to make the buying and selling of gift cards and loyalty cards easier.

34

A startup that wants to build a decentralized banking system. The founders say that banks are creating systems that are too expensive and too clunky to be used, and that the market is underserved — especially by credit cards, which are used by everyone in the world, but for which there’s no good way to transfer money across borders.

34

A startup that’s bringing Bitcoin into the physical world, with a prepaid debit card and a physical debit card. The founders want to make Bitcoin universally usable, and are building a physical card to use at stores, ATMs, and anywhere else.

33

 A company that collects data from credit cards to build a predictive model of which cardholders are likely to pay back their debts (and which ones are likely to default). It’s looking to offer a free model to banks for their riskiest customers.

32

A software company that aims to provide a suite of tools to help people avoid missing payments. It handles a lot of the back end for consumer finance companies, including student loans and credit cards.

32

A company that wants to create a “universal” credit card for customers. This could be a credit union debit card or if the company is successful, a Visa or Mastercard card with a rewards program.

31

A credit card that doesn’t charge interest and is cheaper than a credit card with a small monthly fee.

29

Imagine you’re a CEO who wants to maximize your company’s profits. One way to do it is to accept credit cards, but most companies struggle to get the rates they want. Debit-on-demand startup Debitize lets companies accept credit cards and debit cards on demand.

29

A product that will help you find and book a ride on a ride-hailing app, and then let you pay with your credit card.

29

A company that helps people quickly book flights by way of a flashcard-like app

28

A company that helps students pay for tuition with a prepaid debit card, available to any in the US. The startup has built a “pay to school” system that works with any college, university, or trade school. The startup doesn’t operate in Brazil.

27

An enterprise-grade mobile app that makes it easier to hire freelance contractors. The startup’s software tracks hours, overtime, time cards and more, and automates the process.

26

A credit card for people who don’t want a traditional card. The startup gets merchants to opt-in to their service, and since they don’t have a traditional credit history, they don’t have to pay as high interest rates.

25

A tool that helps you find the best deals on credit cards, bank loans, and insurance, using your personal data to optimize your decision making.

25

A student loan refinancing company that helps borrowers get out of student debt by consolidating all their loans into one. It aims to make this process as simple as possible by allowing borrowers to make payments via their credit cards.

23

A credit card that offers financial products to its users for purchases made on the card.

23

A smart card means to help improve the efficiency of the US transportation system for trucking, rail, and maritime transportation.

21

A credit card processing tool for people in developing countries. The credit card can be used to buy goods online from retailers all over the world.

21

A “crowd-funded credit card” for people with bad credit.

21

a startup that allows people to sell each other their unused gift cards, with the proceeds distributed to charity

20

A $7 credit card that lets you avoid fees for cash withdrawals at ATMs. The startup also partners with retailers like Chipotle to allow you to use the card for online orders.

20

A company that’s building a browser extension so users can automatically sign up for credit card promotions, using the credit cards they already own.

20

This startup makes a credit card without annual fees or a credit limit. Customers can pay as much or as little as they want each month and never be charged interest or fees.

19

A startup that’s working to solve a problem in the credit card industry is using a partnership with PNC Bank to bring a check deposit service to 100,000 customers.

18

It’s a credit card and a debit card rolled into one, and it’s meant for frequent travellers who want to pay for travel expenses with a single click.

18

A startup that helps users find the best rates on credit cards, loans, and insurance. They also provide tools to help people understand their credit score, get a financial plan, and get access to the best rates. The company is currently having trouble funding their expansion, but they are continuing to get new customers.

18

A digital representation of a physical card game for the internet, replacing the physical card deck with a virtual one. The startup’s founder says they’re close to the top 500 in the iPhone app store. They have a few hundred users.

17

An online tool that helps people track their credit card spending. The startup claims to have over 400,000 users and says it has saved users over $1 million.

17

A tool to find the best credit cards for new card users.

17

A payment platform that allows stores to take credit card payments directly from customers. The startup provides technology to stores to collect credit cards and data on customers. It also operates a cashier-less store with integrated technology.

17

The company aims to make the process of getting a new credit card account as easy as filling out a Google form.

17

A card for the visually impaired that is integrated into their bank card and ATM rewards, allowing them to save money and access other services.

17

A startup that wants to help people clean up their bank accounts and credit card debt by helping them understand their credit report.

17

A mobile app that helps walk-ups and other customers to order food from their smartphones without having cash or a credit card on them.

16

A shared-carshare service for businesses. Coworkers sign up as users, put in their credit card info, and have access to a car. The company wants to allow businesses to give employees the ability to rent a car at a discounted price.

16

A platform that enables journalists to “do journalism by postcard” by sending a link to a story to a friend, who then comments on the story and sends a link to a friend, etc.

16

A startup that raised $2.7 million in funding in July to develop a point-of-sale system that would allow businesses to directly access credit card information.

16

This is a mobile-first banking app for Latin America that wants to help customers manage their credit cards and manage their finances by aggregating and integrating all of a person’s financial data.

15

A startup that helps people learn about the credit cards they own, their credit scores, credit monitoring, and credit cards they’re considering.

15

The startup is building a way for consumers to check their credit scores on their phones, so they can see what if they were to refinance a mortgage, apply for a credit card, or shop for a new loan.

14

A company that provides an in-app way to pay your bills directly from a credit card.

14

A new iOS app for tickets that lets users to pre-order tickets to a show and pay for it using a credit card or reward points.

14

A new kind of credit card that people use to pay for things, rather than just for rewards. FollowMyMoney is a full-service card, which includes a payment platform. It’s not a Visa card, but it’s meant to offer the same type of flexibility and rewards.

14

A way for people to pay friends and family without a credit card.

14

A platform that aims to replace the traditional credit card with a prepaid card that allows you to load funds to it at stores, without having to register it.

14

The company wants to create a crowdsourced set of office supplies, including note paper, highlighters, a notepad, a pens, a pen holder, a pencil sharpener, a stapler, a paper clip, a paper clip holder, a red pen, a whiteboard marker, a dry erase marker, a mini eraser, a phone stand, a paper clip holder, a USB, a business card holder, a clipboard, a sticky note pad, a notepad, a pen, a pencil, a highlighter, a pencil sharpener, a dry erase marker, a stapler, a paper clip, a paper clip holder, a USB, a business card holder, a clipboard, a sticky note pad, a notepad, a pen, a pencil, a highlighter, a pencil sharpener, a dry erase marker, a stapler, a paper clip, a paper clip holder, a USB, a business card holder, a clipboard, a sticky note pad, a notepad, a pen, a pencil, a highlighter, a pencil sharpener, a dry erase marker, a stapler, a paper clip, a paper clip holder, a USB, a business

14

Idea: A credit card company that’s specifically built for musicians. It replaces the usual tools musicians use to get paid.

13

As part of the Make Tech Easier project, the team is building a tool to help non-tech folks make tech purchases. They have a custom loyalty card that helps users identify the problem they want to solve, then build a purchase workflow. The startup now has $6,000 in monthly recurring revenue after just a year in business.

13

A mobile app that helps businesses manage their donations, gift cards and rewards cards.

13

This startup is building a system that lets you use your phone to manage your personal finances, including your credit card, loan, loan repayment, and savings.

13

A health-focused startup that aims to help consumers get their money back when they get cheated by credit cards.

12

A startup that wants to make credit card checks less expensive and more accurate by automating the process with artificial intelligence.

12

A new type of credit card that functions like a debit card but with the ability to make payments without any money changing hands.

12

A web app that allows you to pay a delivery person with a credit card or a mobile app that lets you tap a picture of a receipt and pay the driver directly.

12

A startup that allows users to connect their credit cards and bank accounts to their phone, so they can pay through the app using their phone number.

12

This startup is building a platform that aggregates data from credit card transactions across the web, to help companies know when they are in danger of fraud.

11

A personalized credit card design. The startup helps users pick a card design, receive it in the mail, and start using it.

11

A multi-service platform that helps retailers grow sales and loyalty through loyalty card programs.

11

A company looking to make it easier for small businesses to comply with credit card usage rules.

11

A company focused on helping clients with growing their presence in Asia. Its app helps people navigate Asia’s credit card market, which is significantly different from the US market.

11

This company helps consumers compare credit cards, and also helps retailers understand the costs of credit cards on their in-store cards. The company charges an annual fee, but it’s so far been able to build a strong network of merchants and credit card issuers.

10

A credit card-like card that uses biometric data (like fingerprints or palm prints) to authenticate users. It is a way to make mobile payments easier, as the card can be linked to the user’s mobile phone numbers.

10

A platform that helps people track their credit card usage. The company is working with companies like American Express, Chase, and Mastercard to promote the platform.

10

A startup that wants to make it easy for your phone to pay with your location, so you don’t have to wait for your card’s PIN to be entered.

9

A credit card that rolls bills into one monthly payment.

9

A company that allows users to manage their finances from a single interface, by securely storing all of their bank, credit card, and loan accounts.

9

This startup uses technology to help small- and medium-size businesses process credit cards. It’s currently in beta with 100 small businesses.

7

A series of tools that help companies manage their customer data, from a marketing team to a sales team. The startup is still in stealth mode, but is looking to provide a suite of tools for companies to use, from getting customer’s credit card information to sending out marketing emails.

6

Idea: A startup that helps people in the US save for international travel by converting their credit card rewards into cash. The startup is focusing on helping people who are about to travel abroad in the next three months.

2

 A  company that  builds  a  personal  and  professional  portable  credit  score  for  people  who  have  an  unsecured  credit  card  (UCC)  and  don’t  have  the  equipment  to  install  a  credit  card  reader.  For  the  most  unsecured  credit  card  holders,  commonly  known  as  under-banked,  the  company  will  build  a  simple  and  secure  online  credit  application.

2

A company that helps people manage their money by combining data about your bank accounts, your credit cards, your portfolio, and your investments to provide insights into how you spend money.

2

Idea: A hardware product that seamlessly integrates with your existing credit card reader so that you can accept credit card payments in person.

1

A startup that provides a tool where you can enter your bank account, credit card, and brokerage accounts and see how much money you have left to spend before you go over your budget

-1

A startup that provides a service where people can pay $100 and get a hand-crafted thank you card from someone who made it

-1

A startup that provides a service where people can buy gift cards for others and then the recipient can buy what they want

-1

A startup that provides a service where you can buy a "get out of debt free" card for someone who is struggling with debt

-1

A startup that provides a product to help people who have trouble memorizing things (IE they get a card with the information on it and put it in a place where they can see it)

-1

Idea: A new consumer-focused mobile payments app to replace credit cards The company aims to reduce friction by letting users buy things with their phone instead of having to pull out their wallet They want to replace everyone’s credit card information The startup has processed over $1MM in payments

-1

Idea: Digitize and distribute membership cards and other physical cards

-1

Idea: Companies sell gift cards for customers to use The gift card company buys the gift cards in bulk from the companies

-1

Idea: We’re building a gift card marketplace that will allow small businesses and brick & mortar stores to sell gift cards and let you buy them in seconds

-1

Idea: Trim is a fintech company that wants to become a one-stop shop for credit cards The company’s pitch is that it’ll use machine learning to notch up credit card rewards for users and help them manage their spending

-1

Idea: A web app that predicts the next card in a Magic: The Gathering game The startup raised $35 million in venture capital and says they have 120,000 active users

-1

Idea: A digital business card for recruiters

-1

Idea: A startup that provides a platform for companies to sell gift cards to employees, allowing employees to buy gifts for their loved ones and get back to work The company says they’ve signed up over 60 companies to use their platform

-1

Idea: A credit card processor that displays relevant information for merchants on the checkout page

-1

Idea: A way to help people manage their personal finances and set goals. Users see how much money they have in their bank accounts, credit cards, and brokerage accounts on a single dashboard.

-1

Idea: A startup that wants to replace your wallet with a digital payments card, with one card that works everywhere. They charge a fee for the card, and also receive a cut of the fees merchants pay for the transaction.

-1

Idea: A startup that helps restaurants in India optimize their kitchen workflow, and take advantage of technology like smart fridges and credit card processing.

-1

Idea: A startup that helps people manage their finances by pulling in all their accounts from various banks and credit card companies. The company says it is profitable and growing quickly.

-1

Idea: A B2B company that sells an API for acquiring and managing merchant accounts, and another API for accepting credit cards. The company says it’s processed $2 million in transactions.

-1

Idea: A company that makes it easy for companies to pay their employees with a card that can be used to withdraw cash, make purchases online, or used for ATM withdrawals.

-1

Idea: A startup that’s building a credit card for people with low credit scores, currently working with a data provider to build on top of their database of people who could qualify for the card. The company is looking to build a suite of financial products and services for the people who can’t access them.

-1

Idea: A financial education platform that teaches users about credit cards and loans

-1

Idea: A Brazilian startup that wants to be the Stripe of Brazil, helping e-commerce companies accept credit card payments.

-1

 A software company that provides a way for people to use their phones to get cash from an ATM, rather than using a credit card, and earn rewards points in the process.

-1

a startup focused on using AI to detect fraudulent activity on a credit card.

-1

A startup that allows you to transfer funds from a card (like a credit card or bank card) to a bank account using an API (application programming interface) instead of a physical card

-2

A startup that helps people who have lost their wallets to find their money and credit cards

-2

A startup that creates a new type of credit card that solves a common problem

-2

A startup that creates and distributes a special kind of credit card that people can use to pay all of their bills online

-5