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Bill Startup Ideas

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A startup that collects data on the world’s 4.5 billion-odd cellphones and builds a giant map of their locations with all the phone data available.

413

A technology that offers a way to pay bills online.

187

A startup that helps people manage their money, including budgeting and paying bills. The company wants to become a finance hub for consumers.

157

This company sells a chatbot that answers work-related questions. The startup says there is a $22.5 billion market for this type of service.

114

A startup that plans to disrupt the $20 billion handbag industry with a new line of handbags by using 3D printing. The startup is teaming with luxury fashion brand Michael Kors for the launch of the first products.

99

A startup that is building a platform to help the two billion people in the world who don't have access to the Internet or smartphones.

96

A startup that helps businesses reduce their energy bills by retrofitting their buildings with better insulation and more efficient heating and cooling systems.

95

A chatbot that helps customers troubleshoot their phone bill with live chat support.

95

Automate your phone bill payments by having your phone bill automatically pay your phone bill.

94

A “crypto-fiat exchange” where customers purchase cryptocurrency with fiat money and then pay their bills with the money they’ve earned.

94

An e-commerce platform for the fashion industry. They say that their technology can help fashion brands save billions of dollars in handling admin tasks.

92

In the US, over $15 billion is spent on advertising for pet care services, but there is currently no app-based service that lets you find a good pet sitter. Pet Care Hero wants to be the first.

89

A platform that helps consumers manage their telecoms bills. Their goal is to cut their bills by 15% and increase their bill by 5%.

86

A company that allows people to streamline financial transactions by providing a simple interface to pay bills.

86

A startup that makes it easier to track medical bills, insurance claims, and other healthcare-related expenses.

85

A software company that helps companies manage their phone service contracts, billing relationships, and customer service efforts.

84

This startup, which was founded in March, aims to make it easier to get and pay for health insurance. The startup’s goal is to save the US family health insurance market $300 billion.

83

Shopify's Indian subsidiary is helping build an "online-only" (so no offline sales) marketplace that will sell goods made by small artisans and craftsman. While a combination of Alibaba and Amazon, the market size is expected to be between $500 million to $1 billion in 2023.

82

A startup that helps you pay your bills online and via text message.

81

A SaaS startup that helps companies adjust their billing in order to get more money from their customers. The company says they have $1.2m in revenue, counting YC as their largest customer.

81

A text-based platform for sharing your photos, videos, and location over the Internet. The company is building a social network for photography that they say will be able to support 3 billion photos by 2028.

80

This is a solution to help small businesses manage their tax and financial obligations. Their platform is built on Slack, helping you bill, collect, and send payments to your customers, which can be done through a simple, intuitive interface.

80

A startup that helps people find and buy homes for $1,000, and is backed by former President Bill Clinton.

80

A blockchain-based stock market that allows anyone to invest in a company. It’s aiming for a $1.5 billion market cap.

80

This is a toolkit for healthcare organizations to manage their operations, like billing, all from one location.

80

A startup that helps users send money and pay bills at no cost. Currently only available in the UK

79

A way for companies to pay the bills of their employees in multiple currencies, with higher rates for those who live in the area.

78

A platform that helps people manage their contact lists. The startup says it’s dealing with a half-billion contacts with 70% of the world still not connected.

78

A healthcare service that provides a platform for human resources to view and search through the health records of employees. Providers can also use the platform to set up secure access for their employees, and then billing details are sent automatically.

78

A company that claims to have “saved” over $2 billion for businesses and individuals.

76

A mobile app that allows consumers to pay bills by scanning QR codes or barcodes.

76

Provenance is a food tracking app, that has been billed as a startup that’s trying to get food to the same level of transparency as it has in other industries like banking or ride sharing. It’s a bit like the app Just Eat, but for food.

75

A startup that bills itself as a “Facebook for travel”, it allows users to share travel plans with family and friends

75

The company is looking to raise a round of funding that values the company at $1.3 billion. The round is expected to close in February 2019.

75

A startup that wants to use AI to create a more natural color palette in fashion. The company’s founder says that the color palette industry is “a $20 billion market, and it has been a very low touch market.”

75

A sustainability project that uses IoT sensors to monitor the environment. There are over 1 billion sensors in use today, but they’re not being used to their full potential.

74

A startup that helps people save money on bills and utilities, by connecting them to companies that can offer deals to them.

74

A startup that sells a tool for people to help them save money on their monthly utility bills

73

A startup based in San Francisco that aims to help people more easily track their personal finances. The startup is building an app with an “expense tracker” that lets you add and organize expenses and bills.

73

A platform for managing your entire spend, tracking your bills, managing your expenses across different payment systems, managing your accounts, and making it easy to compare everything against each other.

73

A free and anonymous account of all of your medical bills, keeping you from falling behind on payments and giving you peace of mind.

73

This startup is building a platform that lets users scan in their groceries, learn how much it costs, and then print the bill at home.

73

A company that allows people to pay their bills using bitcoins

72

Chargeback is an online platform that helps users dispute utility bills. It’s a B2B startup catering to utility companies. The founders hope to build a worldwide network of users.

72

A startup that wants to make the process of buying a meal much simpler, giving restaurant owners online tools to manage and track reservations and billing.

72

A startup that looks to make it easier for the elderly to get a second smartphone. They’re looking to make it easy for the elderly to get a second smartphone when they’re already paying high smartphone bills. They’re launching in a few months and have already received a $250,000 investment from an angel group in the Valley that helps solve “pioneering problems in emerging markets.”

72

TechCrunch’s IPOs have been pretty good over the past decade. The 14 most recent IPOs have collectively brought in $2.4 billion as of April 2018, according to research from Pitchbook.

72

"We believe that the world’s 2.5 billion farmers deserve access to information they can trust. We believe that everyone deserves an opportunity to improve their lives. We believe that, in the long run, this is good for the planet."

71

The San Francisco Bay Area is home to more than 200 companies that have received a total of more than $80 billion in venture capital funding as of Q3 2017.

70

The startup is working on a new type of mobile banking that’s mobile-first, and designed to provide easy access to traditional banking services like check deposits, bill pay, and direct deposit.

70

A company that helps people save money on their mobile phone bills. The startup is focused on helping people in countries where mobile services are expensive, as is the case in Mexico. It currently offers a mobile plan on a monthly basis and has signed on the largest mobile company in Mexico.

70

Web Hosting that allows you to have 1 account for all your websites and email, and one billing.

70

A startup that lets users pay their bills via credit card orders.

69

A chatbot that helps people eat better. The startup is targeting the $20 billion global market in the next 5 years.

69

A software suite for managing medical billing and collections. It was launched in July and is offered in the US.

69

• "Future Billionaires" (US edition), Forbes, November 30, 2013

68

A platform that makes it easier for people to pay their bills, like a digital version of money orders.

68

A $1 billion startup that sells customized health insurance plans for startups and entrepreneurs.

68

A bike-sharing startup that has raised $5 million and launched in Seattle. The company bills itself as the Uber of bikes, and promises bikes that arrive within five minutes of being requested.

68

A platform to pay bills, make payments, and send money internationally. The company says it can save money for consumers and businesses by making it easier to pay bills, send money internationally and transfer funds overseas more easily.

67

A product that helps people save on bills by switching to the cheapest energy provider in their area.

67

This startup is building a network for the more than 60 million people who don’t have bank accounts — but are still expected to receive a loan, rent payments, or pay utility bills. As a result, they often don’t have access to the basic financial services they need. Envelope lets them become a platform for next-day payment, and offers payment-by-phone for small transactions.

67

A startup for buying and selling donated furniture, which it says is worth more than $30 billion, has been in operation since 2012.

66

A startup that aims to solve the problem of the billion people on the internet with no credit cards.

66

A mobile-only bank account for Brazil. A tiered account that allows individuals to pay bills and receive transfers.

65

A company that helps to manage the accounting records of a business and allows them to easily pay their bills.

64

A company that provides a platform for the ability to manage, track and process all of the data generated by the billions of sensors that are embedded in the world’s devices.

64

This is a startup that’s building an app and platform to help people in countries like India save money on their utility bills by installing solar panels on their homes, which are already building excess energy into the grid.

64

Jet.com is a startup that will sell anything from household items to clothes to groceries to a single user, with no membership fees or minimum purchase requirements. It’s been called the Amazon of online shopping that will work on the ground. The company says it has 1.1 million active buyers already, and a $3 billion run rate.

63

A last-mile delivery service for restaurants. The startup's founders say food deliveries are a $21 billion market and it's growing 15-20% per year.

62

The startup stems from the idea that a lot of people who have billions of dollars in reserve don’t invest it, and Aorta wants to be a place where anyone can start investing in a diversified portfolio of stocks seamlessly.

62

A startup that wants to let you check your bank account online without leaving your computer — and even pay bills — without going to the bank. It’s a bit like Google Wallet, but with banks.

62

In 2017, the U.S. Postal Service lost $65 billion, according to the U.S. Postal Service Office of Inspector General. The USPS lost $1.8 billion in FY 2016, and $2.8 billion in FY 2015. That is a drop of $3.4 billion from the $1.9 billion that they lost in FY 2014.

62

A software development company based in Utah. They’ve built a platform that helps small businesses get paid faster by automating the process of bill-pay and credit card collection.

61

A messaging app for the US government that allows users to set up a “digital safety net”. Users can set aside extra money to pay for medical bills, car payments, or other expenses. The government’s been piloting the app with its own employees.

60

A cloud-based billing software company that wants to integrate with wholesalers.

59

A financial-tech startup that is trying to provide small business owners and independent contractors with better ways to manage and pay their bills.

58

A payment platform that allows users to make payments without constantly having to pull out their phones. It’s meant to allow payments to happen in the background and utilize location data to make sure the person paying the bill can’t pay it twice.

58

A startup that’s building an ecommerce platform for the toy industry, targeting a market that’s worth $100 billion by 2025.

57

A company that makes custom-designed pens that attach to a USB thumb drive. The startup looks to disrupt the $1.3 billion market for replacement pens.

57

A payment app that allows users to scan QR codes with the phone’s camera and pay the bill with a single click.

57

This startup wants to be the Uber of medical waste, connecting different waste disposal companies for pickup and billing.

56

A solution for companies to streamline the billing process for their customers. Avastas has signed up 20 customers in the past month, including one of the 10 largest banks in the US.

56

A company that handles the billing for companies that offer paid subscriptions to their services. They’ve been in business for 5 months.

56

This is a startup that wants to help people find creative ways to pay their bills.

56

A startup for on-demand car services in Singapore. The startup’s founder says he’s been offering the service with Uber for the past year and says it’s a $1 billion market in Singapore.

54

The smart contract-based system will give customers their monthly phone bill, as well as their statement of account and the option to pay online.

54

A tool for online bill pay. The company is in beta mode, but is already seeing traction with enterprises.

53

A desktop application that allows people to quickly and easily pay their bills, from utility companies to credit card companies.

53

A startup that makes a mobile app to help people find the closest pharmacy, whose market is worth $68 billion.

53

In the middle of April, Lyft announced it was making $1.25 billion in revenue per quarter, with over $1 billion in cash. In the middle of May, Uber announced that it had $7.4 billion in cash.

53

A company that helps you track, manage, and pay for your cable and internet bill.

52

A tool that pairs with a customer’s bank account to automatically route money and send bills.

50

A simple solution that allows people to track and pay for their electricity, gas, and water bills. The company wants to make paying bills easier than it is today and aims to cut costs for customers as a result.

50

This is a startup that makes the process of issuing invoices, receipts, and bills as simple as possible.

50

A new startup from Google Ventures, this is their answer to the question, “How can we build a more customer-centric experience for the customer”. They want to be the company that builds out the digital interface for the customer, and bring it to billions of customers.

49

A SaaS platform that allows users to manage their billing and invoices in a single interface.

49

A tool for helping people manage their families’ electric bills.

49

A company that helps medical offices simplify the billing process for their patients.

48

A startup that bills itself as the “Uber for teachers”.

46

A company that aims to make it easier to pay utilities like electric and water bills.

45

Tired of paying hefty overdraft fees, this startup wants to make banks obsolete and hand them over to their customers, who can then pay bills and get cash advances directly from their bank accounts.

45

A startup that offers an online platform for medical billers to more easily collect payments from patients.

44

A data-driven company that makes a program that helps people pay their utility bills every month. The startup is focused on helping customers keep their utility bills at a minimum.

44

A widget that helps you save money on your phone bill by automatically charging your phone only when you’re near a Wi-Fi network.

44

A company that wants to build a platform that helps companies manage their accounts, bills and invoices.

43

A startup that helps pharmacy owners automate their drug dispensing and billing processes.

43

A “smart” home that uses your smartphone to monitor your energy usage, giving you a report on how much heat you’re putting out and how much your bill is going to be

42

A way to make payments and transactions easier for the 2 billion people that still don’t have access to credit cards.

42

This company is going after the $1.5 billion USD market of people who have a ton of receipts, but can’t manage them. They’re building a toolset that uses artificial intelligence to scan receipts and automatically categorize them by month or a year to help people use them for tax filing.

41

A startup that wants to take your credit card data and have it automatically pay your bills, so you never have to pay a late fee.

41

A startup that helps consumers track their bills, get alerts when bills are coming due, and pay off them early with interest.

40

A “socially conscious” credit card that doesn’t charge users extra for not using plastic. The startup has a $1 billion market cap.

40

A startup that focuses on helping businesses organize their bills, invoices, and other financial paperwork.

40

A tool for vets that makes it easier to track and manage vet bills. They’ve secured $3 million in funding.

37

A credit card for young people, targeted at millennials for whom traditional credit cards don’t suit their habits. The company has a physical card with a magnetic stripe that customers put on one side of their phones to pay their bills.

37

A startup that helps employers hire and manage employees. The company is looking to get into the $1 billion contract staffing market. It is currently in closed beta. The company launched in 2016.

37

The founder of this startup grew up in a remote village in India and remembers a time when he was able to get a computer for the family and a year later they were able to get the internet. The founder realized the internet had brought a lot of connectivity to the country, but the next step was to bring connectivity to the millions of people who still didn’t have it. That’s what led him to start Jana, a startup that aims to give 1.5 billion people in India access to the internet.

36

A company that helps SMBs with business development, marketing, and sales, which it says is a $1 billion market in the US.

36

A company that wants to make the world’s largest database of solar data. The company says it has built a platform that helps companies like Google and Amazon make billions of dollars in sales from solar power.

35

A utility bill management service for apartment owners.

33

A company that integrates with the payroll system of a company to let employees pay certain bills with a single click.

33

A startup that manages the billing cycle for restaurants and other service companies, with a goal of reducing the number of times customers have to reconcile with their bank account.

33

A mobile money platform for emerging markets, where the company says it has already made $1 billion in loans to over 20 million customers.

32

A startup that enables companies to easily manage their AWS accounts, with a managed dashboard that automates a ton of tasks including groups, billing, and monitoring. The company is starting to roll out to larger customers.

32

 A maker of waterproof backpacks for the outdoors, a market that’s worth $1.2 billion and growing.

32

A medical biller that gives users a way to compare healthcare costs across providers.

32

The company’s founders have been called "the Bill Gates and Steve Jobs of the Indian startup scene" by a reporter in Quartz.

32

A startup that helps doctors and patients find common ground, reducing the stress involved in insurance and billing questions.

31

Expense sharing for travel is a growing trend, but Expense Buddy aims to do it better than others by creating a “predictive expense engine” that creates a bill for your trip before you leave, and serves it to you via email or SMS.

31

 A decentralized encrypted messaging platform for the world’s 2.4 billion unconnected citizens. Decent has built a messaging app that uses its own cryptocurrency, BitShare, as the medium.

31

Focused on helping the elderly pay bills, Vayvadex allows users to pay for services, like a nursing home, with a swipe of their debit card. Users can also use the app to find a doctor or a home aide.

31

A marketing platform for the 3.2 billion people without access to the internet.

31

An online tool to help employees track and control the costs of things like conference calls, or to help them split up phone bills.

30

A financial services company that offers loans to entrepreneurs. It’s a portion of a $1 billion personal loan portfolio.

29

Helps employers manage and track employee’s work hours and performance for per-project billing.

29

A map of New York that acts as a digital billboard, providing advertising and location-based services. It was one of the winners of the NYC Tech Challenge.

28

A company that tracks and lets users track their own electricity usage, to help them save on their monthly bill

28

A software-as-a-service company that helps B2B companies automate and secure their supply chains, a niche the founders say is worth $50 billion.

26

The company is focused on building a simple tool that helps users manage their personal finances, and has pivoted from an expense and bill tracker to a retirement planning tool.

25

A startup that wants to bring the conversation around current events to the next three billion online users.

24

What if the internet let you check on your stocks, find a doctor, and pay your bills The company’s app connects users to the information they need, from financial news to local restaurant reviews. The company has raised $6.4 million in funding.

24

A startup that offers an app of more than $20 billion in ticket sales on the secondary market.

23

A simple, online platform for paying bills.

22

A mobile payment app that allows you to pay for things like groceries, utilities, parking, etc. in real time, allowing you to settle your bill instantly through your phone.

21

To help the fresh produce industry, which is worth $100 billion in the US, Farmako hopes to build a “smart warehouse” that uses artificial intelligence to track when and where fruit and vegetables are grown, to help ensure they’re grown locally.

19

A company that helps people save money on their energy bills. They’ve built a web app that allows people to compare energy providers to find the best deal.

19

This company is working on a solution to make medical billing easier for physicians.

18

A platform for small businesses to manage their bookkeeping, invoicing, accounting and payroll. The startup, which was founded in 2017, has a mobile app that lets users pay their bills, check their accounts and get invoices.

18

A platform for food and retail delivery in India. The startup wants to help the 1,100 billion rupee (US$14.8 billion) food and retail sector in India optimize its supply chain and distribution.

16

In 2015, a total of 9,615 seed-stage deals in the US were led by women with 108 companies, a 2% increase from 2014. A total of 1,906 companies from women-led startups raised a total of $1.1 billion in funding.

13

This is an app for recording your expenses on the go, and a service that allows you to set up recurring bills and stay on top of your finances.

12

A billing service for B2B companies that’s designed to be simple, easy to use, and inexpensive.

11

A startup that provides a service where you can get a personalized letter from a celebrity (ie Barack Obama, Bill Gates, etc)

9

A startup that’s building a way for people to pay bills online. The startup is a YC alum and has raised $1.3M from investors.

9

The company wants to make it easier for consumers to pay bills. The startup, which launched in June, has partnered with about 200 companies, including ADT, Best Buy, and Etsy, to offer bill payments via text message.

8

Idea: A startup that lets you give friends and family a chance to pay rent and other bills

-1

Idea: A startup that helps people go into business together Say you have a friend that's a lawyer and another that's an engineer A collaboration tool could help them communicate, share files and bill clients more smoothly The company is currently bootstrapped, and has a 10-person team

-1

Idea: Software that helps digital agencies manage the billing process, making sure every team member gets paid on time and bills are clear

-1

Idea: A software company that’s building a tool that helps lawyers and other legal professionals manage their case load It does this by building predictive models that help lawyers understand how they’re spending time, who they should be billing, and how to allocate their time more efficiently It also helps process payments The startup has $0 in funding and was founded in 2017

-1

Idea: A mobile app for keeping laundry and dry cleaning on schedule and paying bills

-1

Idea: A startup that helps e-commerce businesses set up an online shop and streamline their payments processing, with a focus on offering recurring billing options for SaaS businesses and subscriptions

-1

Idea: With over a billion people in China, the potential for a successful B2C company is there, but most of them are making money on the internet and not offline.

-1

Idea: A startup that helps addiction treatment centers find clients, and that offers billing and payment services.

-1

A startup that enables businesses to manage energy consumption, meant to save customers money on their utility bill.

-1

Idea: A startup to help people figure out how they will pay their hospital bills after being treated.

-1

Idea: A toolkit for creating custom voice apps for companies and brands. The company says it’s already working with $20 billion worth of companies and it’s now trying to add more enterprise customers.

-1

Idea: A platform for SaaS companies to manage their customers’ subscriptions and billing, built for companies with thousands of customers.

-1

Idea: A company that uses artificial intelligence to help businesses communicate with their customers. It is currently working with a large client that has over $2 billion in revenue, and plans to launch its first product in the next few months.

-1

Idea: A startup helping to clean and disinfect homes for Chinese seniors. The company plans to tackle the $12 billion market for cleaning and disinfecting homes for seniors in China.

-1

Idea: For people in unmanaged rental properties in the UK, companies like Greystar and F&F manage their tenants and bills. Pocketsquare is a service for these landlords to make some extra money by facilitating the rental process.

-1

 A startup that provides people who don't have a phone with a phone that lets them pay their bills online

-4

A startup that creates and distributes a special kind of credit card that people can use to pay all of their bills online

-6